Should I invest in Birla Sun Life Index Fund-Plan B (Growth)?

We don't give personal investment advice. Birla Sun Life Index Fund-Plan B (Growth) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.73%.

Birla Sun Life

Birla Sun Life Index Fund-Plan B (Growth)

Latest NAV

₹235.5123

As of

10 Jun 2026

4,968 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.51%	+0.00	37 / 70	Q3
1W	-0.99%	-0.33%	-0.67	60 / 70	Q4
2W	-2.76%	-1.46%	-1.30	59 / 66	Q4
1M	-2.25%	-1.26%	-0.98	44 / 62	Q3
3M	-4.12%	-0.64%	-3.48	47 / 62	Q4
6M	-9.98%	-4.09%	-5.89	47 / 62	Q4
YTD	-11.00%	-5.29%	-5.72	44 / 61	Q3
1Y	-6.89%	-1.62%	-5.26	43 / 61	Q3
2Y	+0.54%	+2.72%	-2.18	33 / 54	Q3
3Y	+8.42%	+10.20%	-1.78	20 / 52	Q2
4Y	+10.05%	+11.53%	-1.48	18 / 35	Q3
5Y	+8.73%	+8.36%	+0.37	6 / 23	Q2
7Y	+10.54%	+10.23%	+0.31	7 / 23	Q2
10Y	+11.36%	+11.19%	+0.18	10 / 22	Q2
Inception	+9.82%	+7.73%	+2.09	23 / 70	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.00%	-5.29%	-5.72	44 / 61
2025	+10.90%	+7.96%	+2.94	11 / 57
2024	+9.45%	+12.60%	-3.15	22 / 52
2023	+20.04%	+21.36%	-1.32	21 / 46
2022	+4.96%	+3.06%	+1.90	15 / 30
2021	+24.28%	+23.37%	+0.90	9 / 23
2020	+15.08%	+15.15%	-0.07	10 / 23
2019	+11.88%	+11.82%	+0.06	17 / 23
2018	+4.03%	+4.05%	-0.02	18 / 22
2017	+27.53%	+27.94%	-0.41	11 / 22
2016	+2.79%	+2.43%	+0.36	12 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.71%

234 windows

min -54.4% · max 96.2%

80% positive

3-Year rolling

+10.88%

210 windows

min -2.0% · max 27.3%

95% positive

5-Year rolling

+10.78%

186 windows

min -0.8% · max 22.8%

99% positive

7-Year rolling

+10.64%

161 windows

min 3.6% · max 16.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.49%

3-year · annualised

Sharpe ratio

0.20

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-15.60%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹220.8557	10 Jun 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹37.7164	10 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹24.2709	10 Jun 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹187.5736	10 Jun 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹160.1800	10 Jun 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹23.5828	10 Jun 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹47.2161	10 Jun 2026
Tata Index Fund - Nifty A	Tata	₹144.5114	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹235.5123
9 Jun 2026	₹235.7909
8 Jun 2026	₹234.5912
5 Jun 2026	₹237.0686
4 Jun 2026	₹237.4710
3 Jun 2026	₹237.3636
2 Jun 2026	₹238.1554
1 Jun 2026	₹237.1368
29 May 2026	₹238.8175
27 May 2026	₹242.4234

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of Birla Sun Life Index Fund-Plan B (Growth) is ₹235.5123. It's a Index Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Index Fund-Plan B (Growth) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Index Fund-Plan B (Growth) is managed by Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Index Fund-Plan B (Growth) has delivered a absolute return of -6.89% — -5.26 pp behind the Index Fund category average of -1.62%. The fund ranks #43 of 61 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Index Fund-Plan B (Growth) has delivered a CAGR of 8.42% — -1.78 pp behind the Index Fund category average of 10.20%. The fund ranks #20 of 52 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Birla Sun Life Index Fund-Plan B (Growth) has delivered a CAGR of 8.73% — +0.37 pp ahead of the Index Fund category average of 8.36%. The fund ranks #6 of 23 in its category — the second (Q2) quartile.

₹1 lakh invested in Birla Sun Life Index Fund-Plan B (Growth) exactly 10 years ago would be worth approximately ₹293,408 today — a multiplier of 2.93×, based on the 10-year CAGR of 11.36%. The category average over the same window would have grown ₹1 lakh to ₹288,775.

A ₹10,000 monthly SIP in Birla Sun Life Index Fund-Plan B (Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹698,121 today. That's an XIRR (money-weighted annualised return) of 5.99%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Index Fund-Plan B (Growth) = ₹1,200,000 invested. It would currently be worth ₹2,065,536 (multiplier 1.72×). XIRR: 10.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Index Fund-Plan B (Growth) ranks #6 out of 23 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.36%; this fund delivered 8.73%.

The worst peak-to-trough decline Birla Sun Life Index Fund-Plan B (Growth) has experienced over the last 5-year window is 16.77% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Index Fund-Plan B (Growth) averaged 10.78% (best 22.83%, worst -0.85%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Index Fund-Plan B (Growth) returned 10.90% — beating the Index Fund category average of 7.96% by 2.94 pp. It ranked #11 of 57 in its category that year.

Birla Sun Life Index Fund-Plan B (Growth) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Index Fund-Plan B (Growth) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.