Should I invest in Birla Sun Life Dynamic Bond Fund-Quarterly Dividend?

We don't give personal investment advice. Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.8%. 5-year CAGR: 0.46%.

Birla Sun Life

Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend

Latest NAV

₹10.6604

As of

3 Jun 2026

4,878 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.06%	+0.09	6 / 7	Q4
1W	+0.24%	+0.31%	-0.07	3 / 7	Q2
2W	+0.57%	+0.64%	-0.06	3 / 7	Q2
1M	+0.18%	+0.62%	-0.44	6 / 7	Q4
3M	-0.94%	+0.11%	-1.05	7 / 7	Q4
6M	-1.23%	+0.59%	-1.82	6 / 7	Q4
YTD	-0.31%	+0.95%	-1.27	6 / 7	Q4
1Y	-3.45%	-0.18%	-3.26	6 / 7	Q4
2Y	+0.10%	+1.92%	-1.81	6 / 7	Q4
3Y	+0.07%	+2.12%	-2.05	6 / 7	Q4
4Y	+1.27%	+2.62%	-1.35	3 / 6	Q2
5Y	+0.46%	+1.93%	-1.47	4 / 6	Q3
7Y	+0.48%	+2.07%	-1.59	4 / 6	Q3
10Y	-0.10%	+2.25%	-2.35	4 / 5	Q4
Inception	+0.25%	+2.99%	-2.73	7 / 7	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.31%	-0.06%	-0.26	4 / 5
2025	+2.28%	+2.45%	-0.18	3 / 5
2024	+3.66%	+4.97%	-1.31	3 / 5
2023	-0.14%	+2.47%	-2.61	4 / 5
2022	+1.30%	+1.66%	-0.35	3 / 5
2021	+1.09%	+1.20%	-0.11	3 / 5
2020	+8.02%	+6.35%	+1.67	3 / 6
2019	-5.85%	-0.30%	-5.56	5 / 6
2018	+4.45%	+2.18%	+2.27	2 / 6
2017	-7.28%	-2.92%	-4.36	6 / 6
2016	+4.31%	+8.59%	-4.28	6 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.36%

234 windows

min -9.3% · max 8.1%

68% positive

3-Year rolling

+0.16%

210 windows

min -5.6% · max 3.3%

58% positive

5-Year rolling

-0.09%

185 windows

min -3.2% · max 2.6%

45% positive

7-Year rolling

-0.33%

161 windows

min -2.6% · max 2.1%

39% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.57%

3-year · annualised

Sharpe ratio

-1.78

vs risk-free 6.5%

Sortino ratio

-2.32

Downside-only deviation

Max drawdown

-4.78%

Jun 2025 → Apr 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹13.6543	3 Jun 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹29.9231	3 Jun 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.6379	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Annual IDCW	ICICI Prudential	₹11.2400	3 Jun 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.2383	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.1944	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹12.9569	3 Jun 2026
Franklin India Dynamic Accrual Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.5922	3 Jun 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.8223	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.6604
2 Jun 2026	₹10.6632
1 Jun 2026	₹10.6601
29 May 2026	₹10.6590
27 May 2026	₹10.6509
26 May 2026	₹10.6374
25 May 2026	₹10.6322
22 May 2026	₹10.6100
21 May 2026	₹10.5967
20 May 2026	₹10.6045

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend is ₹10.6604. It's a Dynamic Bond Fund from Birla Sun Life, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend has delivered a absolute return of -3.45% — -3.26 pp behind the Dynamic Bond Fund category average of -0.18%. The fund ranks #6 of 7 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend has delivered a CAGR of 0.07% — -2.05 pp behind the Dynamic Bond Fund category average of 2.12%. The fund ranks #6 of 7 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend has delivered a CAGR of 0.46% — -1.47 pp behind the Dynamic Bond Fund category average of 1.93%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend exactly 10 years ago would be worth approximately ₹98,994 today — a multiplier of 0.99×, based on the 10-year CAGR of -0.10%. The category average over the same window would have grown ₹1 lakh to ₹124,871.

A ₹10,000 monthly SIP in Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹607,227 today. That's an XIRR (money-weighted annualised return) of 0.47%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,228,643 (multiplier 1.02×). XIRR: 0.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend ranks #4 out of 6 funds in the Dynamic Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.93%; this fund delivered 0.46%.

The worst peak-to-trough decline Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend has experienced over the last 5-year window is 4.78% — its NAV fell from a high on 04 Jun 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend averaged -0.09% (best 2.56%, worst -3.20%). 45% of rolling windows ended positive. The 5-year Sharpe ratio is -1.63 — negative risk-adjusted performance.

In calendar year 2025, Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend returned 2.28% — lagging the Dynamic Bond Fund category average of 2.45% by 0.18 pp. It ranked #3 of 5 in its category that year.

Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Dynamic Bond Fund-Retail Plan-Quarterly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.8%. 5-year CAGR: 0.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.