Should I invest in Bharti AXA Tax Advantage Fund?

We don't give personal investment advice. Bharti AXA Tax Advantage Fund-Regular Plan-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 9.65%.

Bharti AXA

Bharti AXA Tax Advantage Fund-Regular Plan-Dividend

Latest NAV

₹30.6600

As of

3 Jun 2026

4,246 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.08%	+0.24	16 / 54	Q2
1W	-2.08%	-1.32%	-0.76	41 / 54	Q4
2W	-0.33%	-0.04%	-0.29	25 / 54	Q2
1M	-2.94%	-1.07%	-1.87	48 / 54	Q4
3M	+2.06%	+0.01%	+2.05	15 / 54	Q2
6M	-0.23%	-3.68%	+3.45	12 / 54	Q1
YTD	-1.03%	-2.63%	+1.59	13 / 54	Q1
1Y	+0.39%	+2.41%	-2.01	18 / 54	Q2
2Y	-2.84%	+3.07%	-5.91	44 / 53	Q4
3Y	+14.83%	+9.94%	+4.89	9 / 53	Q1
4Y	+15.41%	+10.02%	+5.40	10 / 47	Q1
5Y	+9.65%	+10.19%	-0.53	18 / 43	Q2
7Y	+13.07%	+11.33%	+1.74	14 / 41	Q2
10Y	+7.18%	+9.05%	-1.87	23 / 25	Q4
Inception	+6.93%	+9.79%	-2.86	47 / 54	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.03%	-5.69%	+4.66	9 / 49
2025	-4.11%	+1.23%	-5.34	41 / 49
2024	+21.24%	+14.62%	+6.61	5 / 49
2023	+34.43%	+22.73%	+11.70	11 / 47
2022	-1.26%	+0.57%	-1.82	36 / 43
2021	+13.62%	+33.70%	-20.09	44 / 46
2020	+26.09%	+14.03%	+12.06	6 / 46
2019	+14.36%	+5.87%	+8.48	2 / 44
2018	-27.15%	-7.23%	-19.92	33 / 35
2017	+7.49%	+27.76%	-20.26	28 / 28
2016	-13.99%	-0.01%	-13.97	24 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.31%

199 windows

min -36.7% · max 59.7%

55% positive

3-Year rolling

+6.10%

174 windows

min -16.0% · max 23.5%

64% positive

5-Year rolling

+5.64%

150 windows

min -10.4% · max 22.4%

78% positive

7-Year rolling

+4.09%

126 windows

min -4.4% · max 15.6%

87% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.72%

3-year · annualised

Sharpe ratio

0.53

vs risk-free 6.5%

Sortino ratio

0.86

Downside-only deviation

Max drawdown

-24.13%

Jul 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹38.4097	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan IDCW	Quantum	₹114.6800	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - IDCW	Mirae Asset	₹21.5970	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular IDCW Payout	HSBC	₹25.8533	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option	Baroda BNP Paribas	₹20.8212	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Dividend Option	PGIM India	₹15.4900	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - IDCW	Axis	₹22.2921	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - IDCW Payout	360 ONE	₹13.1353	3 Jun 2026
BAJAJ FINSERV ELSS TAX SAVER FUND - REGULAR - IDCW	Bajaj Finserv	₹11.0910	3 Jun 2026
BANK OF INDIA Mid Cap Tax Fund Series 1 Regular Plan IDCW	Bank of India	₹28.1500	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹30.6600
2 Jun 2026	₹30.5600
1 Jun 2026	₹30.5900
29 May 2026	₹30.9600
27 May 2026	₹31.3100
26 May 2026	₹31.2100
25 May 2026	₹31.2000
22 May 2026	₹30.8800
21 May 2026	₹30.9300
20 May 2026	₹30.7600

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bharti AXA Tax Advantage Fund-Regular Plan-Dividend is ₹30.6600. It's a ELSS from Bharti AXA, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Tax Advantage Fund-Regular Plan-Dividend has NAV history starting from 27 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Tax Advantage Fund-Regular Plan-Dividend is managed by Bharti AXA. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Tax Advantage Fund-Regular Plan-Dividend has delivered a absolute return of 0.39% — -2.01 pp behind the ELSS category average of 2.41%. The fund ranks #18 of 54 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Tax Advantage Fund-Regular Plan-Dividend has delivered a CAGR of 14.83% — +4.89 pp ahead of the ELSS category average of 9.94%. The fund ranks #9 of 53 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bharti AXA Tax Advantage Fund-Regular Plan-Dividend has delivered a CAGR of 9.65% — -0.53 pp behind the ELSS category average of 10.19%. The fund ranks #18 of 43 in its category — the second (Q2) quartile.

₹1 lakh invested in Bharti AXA Tax Advantage Fund-Regular Plan-Dividend exactly 10 years ago would be worth approximately ₹199,999 today — a multiplier of 2.00×, based on the 10-year CAGR of 7.18%. The category average over the same window would have grown ₹1 lakh to ₹237,726.

A ₹10,000 monthly SIP in Bharti AXA Tax Advantage Fund-Regular Plan-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹776,285 today. That's an XIRR (money-weighted annualised return) of 10.23%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Tax Advantage Fund-Regular Plan-Dividend = ₹1,200,000 invested. It would currently be worth ₹2,064,856 (multiplier 1.72×). XIRR: 10.46%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Tax Advantage Fund-Regular Plan-Dividend ranks #18 out of 43 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.19%; this fund delivered 9.65%.

The worst peak-to-trough decline Bharti AXA Tax Advantage Fund-Regular Plan-Dividend has experienced over the last 5-year window is 24.13% — its NAV fell from a high on 15 Jul 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Tax Advantage Fund-Regular Plan-Dividend averaged 5.64% (best 22.38%, worst -10.42%). 78% of rolling windows ended positive. The 5-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Tax Advantage Fund-Regular Plan-Dividend returned -4.11% — lagging the ELSS category average of 1.23% by 5.34 pp. It ranked #41 of 49 in its category that year.

Bharti AXA Tax Advantage Fund-Regular Plan-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Bharti AXA Tax Advantage Fund-Regular Plan-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 9.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.