Should I invest in BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular?

We don't give personal investment advice. BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Baroda BNP Paribas

BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option

Latest NAV

₹20.8212

As of

3 Jun 2026

1,038 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.08%	-0.01	26 / 54	Q2
1W	-1.86%	-1.32%	-0.54	36 / 54	Q3
2W	+0.11%	-0.04%	+0.15	18 / 54	Q2
1M	-2.07%	-1.07%	-1.00	41 / 54	Q4
3M	-9.06%	+0.01%	-9.07	52 / 54	Q4
6M	-13.24%	-3.68%	-9.56	50 / 54	Q4
YTD	-13.19%	-2.63%	-10.56	50 / 54	Q4
1Y	-7.20%	+2.41%	-9.61	48 / 54	Q4
2Y	-4.99%	+3.07%	-8.06	47 / 53	Q4
3Y	+5.84%	+9.94%	-4.09	47 / 53	Q4
4Y	+5.15%	+10.02%	-4.87	42 / 47	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+2.34%	+9.79%	-7.45	53 / 54	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.19%	-5.69%	-7.49	45 / 49
2025	-4.81%	+1.23%	-6.04	44 / 49
2024	+12.91%	+14.62%	-1.72	21 / 49
2023	+20.24%	+22.73%	-2.49	20 / 47
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.14%

40 windows

min -10.0% · max 31.5%

58% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.65%

16 windows

min 2.7% · max 10.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.45%

3-year · annualised

Sharpe ratio

0.04

vs risk-free 6.5%

Sortino ratio

0.05

Downside-only deviation

Max drawdown

-26.64%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹38.4097	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan IDCW	Quantum	₹114.6800	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - IDCW	Mirae Asset	₹21.5970	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular IDCW Payout	HSBC	₹25.8533	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Dividend Option	PGIM India	₹15.4900	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - IDCW	Axis	₹22.2921	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - IDCW Payout	360 ONE	₹13.1353	3 Jun 2026
BAJAJ FINSERV ELSS TAX SAVER FUND - REGULAR - IDCW	Bajaj Finserv	₹11.0910	3 Jun 2026
BANK OF INDIA Mid Cap Tax Fund Series 1 Regular Plan IDCW	Bank of India	₹28.1500	3 Jun 2026
Bharti AXA Tax Advantage Fund-Regular Plan- Growth	Bharti AXA	₹159.1600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.8212
2 Jun 2026	₹20.8521
1 Jun 2026	₹20.8375
29 May 2026	₹21.0942
27 May 2026	₹21.3186
26 May 2026	₹21.2463
25 May 2026	₹21.2688
22 May 2026	₹20.9650
21 May 2026	₹20.9286
20 May 2026	₹20.9462

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option is ₹20.8212. It's a ELSS from Baroda BNP Paribas, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option has NAV history starting from 14 Mar 2022, a track record of about 4 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option has delivered a absolute return of -7.20% — -9.61 pp behind the ELSS category average of 2.41%. The fund ranks #48 of 54 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option has delivered a CAGR of 5.84% — -4.09 pp behind the ELSS category average of 9.94%. The fund ranks #47 of 53 in its category — the bottom (Q4) quartile.

BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option exactly 3 years ago would be worth approximately ₹118,577 today — a multiplier of 1.19×, based on the 3-year CAGR of 5.84%. The category average over the same window would have grown ₹1 lakh to ₹132,866.

A ₹10,000 monthly SIP in BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹340,305 today. That's an XIRR (money-weighted annualised return) of -3.62%.

BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹340,305 — XIRR -3.62%.

On a 3-year basis, BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option ranks #47 out of 53 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.94%; this fund delivered 5.84%.

The worst peak-to-trough decline BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option has experienced over the last 3-year window is 26.64% — its NAV fell from a high on 23 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option averaged 7.65% (best 10.72%, worst 2.73%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.04 — weak risk-adjusted performance.

In calendar year 2025, BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option returned -4.81% — lagging the ELSS category average of 1.23% by 6.04 pp. It ranked #44 of 49 in its category that year.

BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.