Should I invest in Axis ELSS Tax Saver Fund?

We don't give personal investment advice. Axis ELSS Tax Saver Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 38.8%. 5-year CAGR: -2.43%.

Axis

Axis ELSS Tax Saver Fund - Regular Plan - IDCW

Latest NAV

₹22.2921

As of

3 Jun 2026

4,053 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.48%	+0.08%	+0.40	10 / 54	Q1
1W	-1.83%	-1.32%	-0.51	35 / 54	Q3
2W	-0.68%	-0.04%	-0.64	47 / 54	Q4
1M	-2.09%	-1.07%	-1.01	42 / 54	Q4
3M	-3.83%	+0.01%	-3.84	44 / 54	Q4
6M	-15.02%	-3.68%	-11.34	51 / 54	Q4
YTD	-14.42%	-2.63%	-11.79	51 / 54	Q4
1Y	-12.01%	+2.41%	-14.42	51 / 54	Q4
2Y	-6.18%	+3.07%	-9.25	50 / 53	Q4
3Y	+0.95%	+9.94%	-8.99	52 / 53	Q4
4Y	+0.66%	+10.02%	-9.36	46 / 47	Q4
5Y	-2.43%	+10.19%	-12.62	43 / 43	Q4
7Y	+0.43%	+11.33%	-10.90	41 / 41	Q4
10Y	+0.95%	+9.05%	-8.10	25 / 25	Q4
Inception	+5.01%	+9.79%	-4.79	49 / 54	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-14.42%	-5.69%	-8.73	46 / 49
2025	-4.48%	+1.23%	-5.70	43 / 49
2024	+7.93%	+14.62%	-6.69	46 / 49
2023	+9.62%	+22.73%	-13.12	44 / 47
2022	-19.72%	+0.57%	-20.28	43 / 43
2021	+13.04%	+33.70%	-20.66	46 / 46
2020	+9.59%	+14.03%	-4.44	27 / 46
2019	+2.30%	+5.87%	-3.57	33 / 44
2018	-7.93%	-7.23%	-0.70	23 / 35
2017	+21.98%	+27.76%	-5.78	26 / 28
2016	-11.70%	-0.01%	-11.68	23 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.77%

188 windows

min -25.4% · max 74.1%

59% positive

3-Year rolling

+6.23%

164 windows

min -9.2% · max 31.4%

81% positive

5-Year rolling

+6.05%

140 windows

min -8.0% · max 18.1%

79% positive

7-Year rolling

+5.12%

115 windows

min -1.3% · max 12.2%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.43%

3-year · annualised

Sharpe ratio

-0.23

vs risk-free 6.5%

Sortino ratio

-0.28

Downside-only deviation

Max drawdown

-29.54%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹38.4097	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan IDCW	Quantum	₹114.6800	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - IDCW	Mirae Asset	₹21.5970	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular IDCW Payout	HSBC	₹25.8533	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option	Baroda BNP Paribas	₹20.8212	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Dividend Option	PGIM India	₹15.4900	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - IDCW Payout	360 ONE	₹13.1353	3 Jun 2026
BAJAJ FINSERV ELSS TAX SAVER FUND - REGULAR - IDCW	Bajaj Finserv	₹11.0910	3 Jun 2026
BANK OF INDIA Mid Cap Tax Fund Series 1 Regular Plan IDCW	Bank of India	₹28.1500	3 Jun 2026
Bharti AXA Tax Advantage Fund-Regular Plan- Growth	Bharti AXA	₹159.1600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.2921
2 Jun 2026	₹22.3173
1 Jun 2026	₹22.2098
31 May 2026	₹22.4717
29 May 2026	₹22.4735
27 May 2026	₹22.8227
26 May 2026	₹22.7330
25 May 2026	₹22.8219
22 May 2026	₹22.5752
21 May 2026	₹22.5154

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis ELSS Tax Saver Fund - Regular Plan - IDCW is ₹22.2921. It's a ELSS from Axis, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis ELSS Tax Saver Fund - Regular Plan - IDCW has NAV history starting from 31 Dec 2009, a track record of about 16 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Axis ELSS Tax Saver Fund - Regular Plan - IDCW is managed by Axis. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis ELSS Tax Saver Fund - Regular Plan - IDCW has delivered a absolute return of -12.01% — -14.42 pp behind the ELSS category average of 2.41%. The fund ranks #51 of 54 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis ELSS Tax Saver Fund - Regular Plan - IDCW has delivered a CAGR of 0.95% — -8.99 pp behind the ELSS category average of 9.94%. The fund ranks #52 of 53 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis ELSS Tax Saver Fund - Regular Plan - IDCW has delivered a CAGR of -2.43% — -12.62 pp behind the ELSS category average of 10.19%. The fund ranks #43 of 43 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis ELSS Tax Saver Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹109,888 today — a multiplier of 1.10×, based on the 10-year CAGR of 0.95%. The category average over the same window would have grown ₹1 lakh to ₹237,726.

A ₹10,000 monthly SIP in Axis ELSS Tax Saver Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹547,359 today. That's an XIRR (money-weighted annualised return) of -3.60%.

A ₹10,000 monthly SIP for 10 years in Axis ELSS Tax Saver Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,174,046 (multiplier 0.98×). XIRR: -0.43%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis ELSS Tax Saver Fund - Regular Plan - IDCW ranks #43 out of 43 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.19%; this fund delivered -2.43%.

The worst peak-to-trough decline Axis ELSS Tax Saver Fund - Regular Plan - IDCW has experienced over the last 5-year window is 38.83% — its NAV fell from a high on 14 Oct 2021 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis ELSS Tax Saver Fund - Regular Plan - IDCW averaged 6.05% (best 18.10%, worst -7.96%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is -0.37 — negative risk-adjusted performance.

In calendar year 2025, Axis ELSS Tax Saver Fund - Regular Plan - IDCW returned -4.48% — lagging the ELSS category average of 1.23% by 5.70 pp. It ranked #43 of 49 in its category that year.

Axis ELSS Tax Saver Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Axis ELSS Tax Saver Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 38.8%. 5-year CAGR: -2.43%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.