Should I invest in Bharti AXA Liquid Fund?

We don't give personal investment advice. Bharti AXA Liquid Fund- Regular Plan- Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.12%.

Bharti AXA

Bharti AXA Liquid Fund- Regular Plan- Growth

Latest NAV

₹3,178.4131

As of

3 Jun 2026

5,466 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	0.00%	+0.02	41 / 83	Q2
1W	+0.14%	+0.04%	+0.10	7 / 83	Q1
2W	+0.23%	+0.05%	+0.18	17 / 83	Q1
1M	+0.47%	+0.12%	+0.36	12 / 83	Q1
3M	+1.64%	+0.36%	+1.27	13 / 82	Q1
6M	+3.16%	+0.71%	+2.45	7 / 83	Q1
YTD	+2.66%	+0.66%	+2.00	5 / 82	Q1
1Y	+6.18%	-0.04%	+6.22	7 / 75	Q1
2Y	+6.74%	+1.43%	+5.31	2 / 74	Q1
3Y	+6.93%	+1.64%	+5.29	1 / 72	Q1
4Y	+6.78%	+1.55%	+5.23	1 / 64	Q1
5Y	+6.12%	+1.40%	+4.72	1 / 63	Q1
7Y	+5.61%	+1.05%	+4.57	2 / 57	Q1
10Y	+6.06%	+1.05%	+5.01	3 / 30	Q1
Inception	+6.67%	+0.33%	+6.34	3 / 82	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.66%	+0.59%	+2.07	3 / 78
2025	+6.54%	+1.30%	+5.24	1 / 71
2024	+7.41%	+1.65%	+5.76	1 / 73
2023	+7.03%	+1.96%	+5.07	2 / 67
2022	+4.94%	+1.26%	+3.68	1 / 67
2021	+3.26%	+0.65%	+2.62	5 / 60
2020	+4.09%	+0.24%	+3.85	8 / 60
2019	+6.40%	+1.54%	+4.86	8 / 46
2018	+7.41%	+1.96%	+5.45	4 / 42
2017	+6.66%	+1.80%	+4.85	1 / 38
2016	+7.62%	+1.73%	+5.88	3 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.66%

206 windows

min 3.1% · max 9.7%

100% positive

3-Year rolling

+6.78%

182 windows

min 4.0% · max 9.0%

100% positive

5-Year rolling

+6.80%

157 windows

min 5.1% · max 8.6%

100% positive

7-Year rolling

+6.86%

133 windows

min 5.6% · max 8.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.21%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.00%

Mar 2026 → Mar 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW	Bandhan	₹1,437.9435	3 Jun 2026
Quantum Liquid Fund - Regular Plan Daily IDCW	Quantum	₹10.0002	3 Jun 2026
Aditya Birla Sun Life Liquid Fund -Regular - IDCW	Aditya Birla Sun Life	₹109.6442	3 Jun 2026
Motilal Oswal Liquid Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹10.0055	3 Jun 2026
Templeton India Treasury Management Account-Regular Plan - Daily Dividend	Franklin Templeton	₹1,509.0075	3 Jun 2026
Kotak Liquid Fund - Regular Plan - Weekly - Reinvestment & Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,035.5804	3 Jun 2026
Parag Parikh Liquid Fund- Regular Plan- Daily Reinvestment of IDCW	Parag Parikh	₹1,000.5404	3 Jun 2026
Edelweiss Liquid Fund - Regular Plan - Bonus Option	Edelweiss	₹2,056.0660	3 Jun 2026
HSBC Liquid Fund - Regular Daily IDCW	HSBC	₹1,001.3789	3 Jun 2026
Baroda BNP Paribas LIQUID FUND - Regular Plan - WEEKLY IDCW OPTION	Baroda BNP Paribas	₹1,000.2398	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹3,178.4131
2 Jun 2026	₹3,178.0073
1 Jun 2026	₹3,177.5707
31 May 2026	₹3,176.9494
29 May 2026	₹3,175.8105
28 May 2026	₹3,175.0389
26 May 2026	₹3,173.8976
25 May 2026	₹3,173.4723
24 May 2026	₹3,172.9660
23 May 2026	₹3,172.4425

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bharti AXA Liquid Fund- Regular Plan- Growth is ₹3,178.4131. It's a Liquid Fund from Bharti AXA, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Liquid Fund- Regular Plan- Growth has NAV history starting from 18 Jul 2008, a track record of about 17 years 10 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Liquid Fund- Regular Plan- Growth is managed by Bharti AXA. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Liquid Fund- Regular Plan- Growth has delivered a absolute return of 6.18% — +6.22 pp ahead of the Liquid Fund category average of -0.04%. The fund ranks #7 of 75 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Bharti AXA Liquid Fund- Regular Plan- Growth has delivered a CAGR of 6.93% — +5.29 pp ahead of the Liquid Fund category average of 1.64%. The fund ranks #1 of 72 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bharti AXA Liquid Fund- Regular Plan- Growth has delivered a CAGR of 6.12% — +4.72 pp ahead of the Liquid Fund category average of 1.40%. The fund ranks #1 of 63 in its category — the top (Q1) quartile.

₹1 lakh invested in Bharti AXA Liquid Fund- Regular Plan- Growth exactly 10 years ago would be worth approximately ₹180,137 today — a multiplier of 1.80×, based on the 10-year CAGR of 6.06%. The category average over the same window would have grown ₹1 lakh to ₹110,980.

A ₹10,000 monthly SIP in Bharti AXA Liquid Fund- Regular Plan- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹709,759 today. That's an XIRR (money-weighted annualised return) of 6.65%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Liquid Fund- Regular Plan- Growth = ₹1,200,000 invested. It would currently be worth ₹1,634,110 (multiplier 1.36×). XIRR: 6.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Liquid Fund- Regular Plan- Growth ranks #1 out of 63 funds in the Liquid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 1.40%; this fund delivered 6.12%.

The worst peak-to-trough decline Bharti AXA Liquid Fund- Regular Plan- Growth has experienced over the last 5-year window is 0.02% — its NAV fell from a high on 26 Mar 2023 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Liquid Fund- Regular Plan- Growth averaged 6.80% (best 8.61%, worst 5.13%). 100% of rolling windows ended positive.

In calendar year 2025, Bharti AXA Liquid Fund- Regular Plan- Growth returned 6.54% — beating the Liquid Fund category average of 1.30% by 5.24 pp. It ranked #1 of 71 in its category that year.

Bharti AXA Liquid Fund- Regular Plan- Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Liquid Fund- Regular Plan- Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.0%. 5-year CAGR: 6.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bharti AXA Liquid Fund- Regular Plan- Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

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