Should I invest in Bharti AXA Tax Advantage Fund-ECO Plan?

We don't give personal investment advice. Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.66%.

Bharti AXA

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend

Latest NAV

₹28.6400

As of

3 Jun 2026

4,246 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.32%	-2.11%	+2.42	23 / 90	Q2
1W	-2.09%	-4.12%	+2.03	74 / 87	Q4
2W	-0.31%	-3.75%	+3.43	42 / 87	Q2
1M	-2.95%	-5.60%	+2.65	70 / 87	Q4
3M	+2.14%	-5.40%	+7.54	21 / 87	Q1
6M	-0.10%	-3.98%	+3.87	29 / 89	Q2
YTD	-0.90%	-5.20%	+4.30	21 / 89	Q1
1Y	+0.67%	+1.41%	-0.74	34 / 87	Q2
2Y	-2.58%	-0.15%	-2.44	64 / 86	Q3
3Y	+15.10%	+6.12%	+8.98	19 / 81	Q1
4Y	+15.72%	+7.91%	+7.82	11 / 78	Q1
5Y	+11.66%	+6.94%	+4.72	32 / 77	Q2
7Y	+13.52%	+8.75%	+4.77	18 / 75	Q1
10Y	+6.53%	+8.10%	-1.58	52 / 69	Q4
Inception	+6.51%	+5.86%	+0.65	53 / 91	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.90%	-7.12%	+6.22	3 / 47
2025	-3.89%	+1.54%	-5.42	42 / 47
2024	+21.54%	+18.17%	+3.36	19 / 47
2023	+34.78%	+23.46%	+11.32	3 / 49
2022	-0.93%	+0.75%	-1.68	31 / 52
2021	+24.78%	+28.91%	-4.13	36 / 54
2020	+17.20%	+11.40%	+5.80	19 / 56
2019	+4.79%	+2.03%	+2.76	25 / 59
2018	-36.22%	-9.68%	-26.54	61 / 61
2017	+21.63%	+29.95%	-8.32	54 / 65
2016	-13.43%	-0.31%	-13.12	69 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.95%

199 windows

min -39.0% · max 60.0%

57% positive

3-Year rolling

+5.58%

174 windows

min -15.8% · max 23.4%

61% positive

5-Year rolling

+4.99%

150 windows

min -11.9% · max 23.1%

75% positive

7-Year rolling

+3.18%

126 windows

min -4.5% · max 14.9%

71% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.73%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.89

Downside-only deviation

Max drawdown

-24.04%

Dec 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.5390	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.9775	3 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹85.4857	3 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.4000	3 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹121.5100	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.6508	3 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.8774	3 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.1340	3 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.5000	3 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.1600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹28.6400
2 Jun 2026	₹28.5500
1 Jun 2026	₹28.5700
29 May 2026	₹28.9200
27 May 2026	₹29.2500
26 May 2026	₹29.1500
25 May 2026	₹29.1400
22 May 2026	₹28.8400
21 May 2026	₹28.8900
20 May 2026	₹28.7300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is ₹28.6400. It's a ELSS from Bharti AXA, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has NAV history starting from 27 Feb 2009, a track record of about 17 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is managed by Bharti AXA. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has delivered a absolute return of 0.67% — -0.74 pp behind the ELSS category average of 1.41%. The fund ranks #34 of 87 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has delivered a CAGR of 15.10% — +8.98 pp ahead of the ELSS category average of 6.12%. The fund ranks #19 of 81 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has delivered a CAGR of 11.66% — +4.72 pp ahead of the ELSS category average of 6.94%. The fund ranks #32 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in Bharti AXA Tax Advantage Fund-ECO Plan-Dividend exactly 10 years ago would be worth approximately ₹188,174 today — a multiplier of 1.88×, based on the 10-year CAGR of 6.53%. The category average over the same window would have grown ₹1 lakh to ₹217,976.

A ₹10,000 monthly SIP in Bharti AXA Tax Advantage Fund-ECO Plan-Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹783,931 today. That's an XIRR (money-weighted annualised return) of 10.63%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Tax Advantage Fund-ECO Plan-Dividend = ₹1,200,000 invested. It would currently be worth ₹2,025,152 (multiplier 1.69×). XIRR: 10.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend ranks #32 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.94%; this fund delivered 11.66%.

The worst peak-to-trough decline Bharti AXA Tax Advantage Fund-ECO Plan-Dividend has experienced over the last 5-year window is 24.04% — its NAV fell from a high on 11 Dec 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend averaged 4.99% (best 23.11%, worst -11.93%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is 0.37 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Tax Advantage Fund-ECO Plan-Dividend returned -3.89% — lagging the ELSS category average of 1.54% by 5.42 pp. It ranked #42 of 47 in its category that year.

Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Bharti AXA Tax Advantage Fund-ECO Plan-Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 11.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.