Should I invest in Bharti AXA Short Term Income Fund- Monthly Dividend?

We don't give personal investment advice. Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 10.00%.

Bharti AXA

Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend

Latest NAV

₹14.2583

As of

3 Jun 2026

4,205 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	+0.02%	-0.08	47 / 49	Q4
1W	+0.12%	+0.16%	-0.03	34 / 49	Q3
2W	+0.34%	+0.23%	+0.11	7 / 49	Q1
1M	+0.20%	+0.06%	+0.14	9 / 49	Q1
3M	+0.42%	-0.24%	+0.66	13 / 49	Q2
6M	+1.21%	+0.21%	+1.00	13 / 49	Q2
YTD	+1.07%	+0.32%	+0.74	13 / 49	Q2
1Y	+3.81%	+1.44%	+2.37	13 / 49	Q2
2Y	+7.07%	+3.02%	+4.04	3 / 48	Q1
3Y	+6.68%	+3.13%	+3.56	5 / 46	Q1
4Y	+8.33%	+3.46%	+4.87	1 / 36	Q1
5Y	+10.00%	+3.23%	+6.77	1 / 32	Q1
7Y	+4.65%	+2.76%	+1.89	11 / 29	Q2
10Y	+3.26%	+2.30%	+0.96	8 / 23	Q2
Inception	+1.93%	+2.83%	-0.90	28 / 49	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.07%	-0.19%	+1.26	8 / 41
2025	+7.02%	+3.43%	+3.59	14 / 44
2024	+9.11%	+3.72%	+5.39	1 / 46
2023	+5.93%	+3.07%	+2.86	14 / 44
2022	+26.94%	+2.80%	+24.15	1 / 40
2021	+3.05%	+1.23%	+1.82	6 / 29
2020	-1.13%	+4.49%	-5.62	29 / 31
2019	-15.08%	-0.31%	-14.77	29 / 29
2018	+0.54%	+1.82%	-1.28	11 / 25
2017	-0.88%	+1.56%	-2.45	20 / 24
2016	+0.06%	+4.09%	-4.02	20 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.39%

201 windows

min -19.5% · max 27.8%

67% positive

3-Year rolling

+1.93%

177 windows

min -7.1% · max 13.9%

66% positive

5-Year rolling

+1.30%

152 windows

min -4.6% · max 10.3%

76% positive

7-Year rolling

+0.58%

128 windows

min -2.7% · max 4.6%

68% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.47%

3-year · annualised

Sharpe ratio

0.00

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.60%

Mar 2026 → Apr 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Short Duration Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,035.9173	3 Jun 2026
Bandhan Short Duration Fund - Regular Plan - Annual IDCW	Bandhan	₹10.6563	3 Jun 2026
Aditya Birla Sun Life Short Term Fund - REGULAR - Quarterly IDCW	Aditya Birla Sun Life	₹10.3522	3 Jun 2026
Mirae Asset Short Duration Fund - Regular Plan - IDCW	Mirae Asset	₹16.2857	3 Jun 2026
Kotak Bond Short Term Plan - Regular Plan - Normal Dividend	Kotak	₹12.0068	3 Jun 2026
HSBC Short Duration Fund - Regular Plan - Monthly IDCW	HSBC	₹11.0462	3 Jun 2026
Baroda BNP Paribas Short Duration Fund - Regular Plan - Monthly IDCW Option	Baroda BNP Paribas	₹10.0788	3 Jun 2026
CANARA ROBECO SHORT DURATION FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹15.6572	3 Jun 2026
UTI Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹14.5997	3 Jun 2026
Axis Short Duration Fund - Regular Plan - Monthly IDCW	Axis	₹10.0459	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.2583
2 Jun 2026	₹14.2656
1 Jun 2026	₹14.2540
29 May 2026	₹14.2509
27 May 2026	₹14.2410
26 May 2026	₹14.2329
25 May 2026	₹14.2289
22 May 2026	₹14.2028
21 May 2026	₹14.1961
20 May 2026	₹14.2095

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend is ₹14.2583. It's a Short Duration Fund from Bharti AXA, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend has NAV history starting from 22 Dec 2008, a track record of about 17 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend is managed by Bharti AXA. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend has delivered a absolute return of 3.81% — +2.37 pp ahead of the Short Duration Fund category average of 1.44%. The fund ranks #13 of 49 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend has delivered a CAGR of 6.68% — +3.56 pp ahead of the Short Duration Fund category average of 3.13%. The fund ranks #5 of 46 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend has delivered a CAGR of 10.00% — +6.77 pp ahead of the Short Duration Fund category average of 3.23%. The fund ranks #1 of 32 in its category — the top (Q1) quartile.

₹1 lakh invested in Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend exactly 10 years ago would be worth approximately ₹137,874 today — a multiplier of 1.38×, based on the 10-year CAGR of 3.26%. The category average over the same window would have grown ₹1 lakh to ₹125,550.

A ₹10,000 monthly SIP in Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹738,597 today. That's an XIRR (money-weighted annualised return) of 8.24%.

A ₹10,000 monthly SIP for 10 years in Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,621,931 (multiplier 1.35×). XIRR: 5.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend ranks #1 out of 32 funds in the Short Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.23%; this fund delivered 10.00%.

The worst peak-to-trough decline Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend has experienced over the last 5-year window is 0.80% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend averaged 1.30% (best 10.33%, worst -4.61%). 76% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend returned 7.02% — beating the Short Duration Fund category average of 3.43% by 3.59 pp. It ranked #14 of 44 in its category that year.

Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bharti AXA Short Term Income Fund-Regular Plan- Monthly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 10.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.