Should I invest in HSBC Short Duration Fund - Monthly IDCW?

We don't give personal investment advice. HSBC Short Duration Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HSBC

HSBC Short Duration Fund - Regular Plan - Monthly IDCW

Latest NAV

₹11.0462

As of

3 Jun 2026

850 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.02%	+0.03	22 / 49	Q2
1W	+0.25%	+0.16%	+0.09	6 / 49	Q1
2W	+0.32%	+0.23%	+0.08	20 / 49	Q2
1M	+0.08%	+0.06%	+0.02	34 / 49	Q3
3M	-0.09%	-0.24%	+0.15	32 / 49	Q3
6M	-0.04%	+0.21%	-0.25	27 / 49	Q3
YTD	-0.08%	+0.32%	-0.40	34 / 49	Q3
1Y	-0.09%	+1.44%	-1.53	34 / 49	Q3
2Y	-0.04%	+3.02%	-3.06	41 / 48	Q4
3Y	-0.05%	+3.13%	-3.18	40 / 46	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	-0.06%	+2.83%	-2.89	47 / 49	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.08%	-0.19%	+0.11	26 / 41
2025	-0.09%	+3.43%	-3.53	42 / 44
2024	+0.01%	+3.72%	-3.71	37 / 46
2023	+0.01%	+3.07%	-3.06	36 / 44
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.02%

31 windows

min -1.2% · max 0.7%

55% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

-0.08%

7 windows

min -0.2% · max 0.0%

0% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.74%

3-year · annualised

Sharpe ratio

-8.83

vs risk-free 6.5%

Sortino ratio

-12.56

Downside-only deviation

Max drawdown

-2.18%

Apr 2025 → May 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Short Duration Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,035.9173	3 Jun 2026
Bandhan Short Duration Fund - Regular Plan - Annual IDCW	Bandhan	₹10.6563	3 Jun 2026
Aditya Birla Sun Life Short Term Fund - REGULAR - Quarterly IDCW	Aditya Birla Sun Life	₹10.3522	3 Jun 2026
Mirae Asset Short Duration Fund - Regular Plan - IDCW	Mirae Asset	₹16.2857	3 Jun 2026
Kotak Bond Short Term Plan - Regular Plan - Normal Dividend	Kotak	₹12.0068	3 Jun 2026
HSBC Short Duration Fund - Regular Annual IDCW	HSBC	₹11.4023	3 Jun 2026
Baroda BNP Paribas Short Duration Fund - Regular Plan - Monthly IDCW Option	Baroda BNP Paribas	₹10.0788	3 Jun 2026
CANARA ROBECO SHORT DURATION FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹15.6572	3 Jun 2026
UTI Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹14.5997	3 Jun 2026
Axis Short Duration Fund - Regular Plan - Monthly IDCW	Axis	₹10.0459	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.0462
2 Jun 2026	₹11.0489
1 Jun 2026	₹11.0428
29 May 2026	₹11.0387
27 May 2026	₹11.0283
26 May 2026	₹11.0219
25 May 2026	₹11.0202
22 May 2026	₹11.0042
21 May 2026	₹10.9959
20 May 2026	₹11.0096

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Short Duration Fund - Regular Plan - Monthly IDCW is ₹11.0462. It's a Short Duration Fund from HSBC, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Short Duration Fund - Regular Plan - Monthly IDCW has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Short Duration Fund - Regular Plan - Monthly IDCW is managed by HSBC. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Short Duration Fund - Regular Plan - Monthly IDCW has delivered a absolute return of -0.09% — -1.53 pp behind the Short Duration Fund category average of 1.44%. The fund ranks #34 of 49 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Short Duration Fund - Regular Plan - Monthly IDCW has delivered a CAGR of -0.05% — -3.18 pp behind the Short Duration Fund category average of 3.13%. The fund ranks #40 of 46 in its category — the bottom (Q4) quartile.

HSBC Short Duration Fund - Regular Plan - Monthly IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Short Duration Fund - Regular Plan - Monthly IDCW exactly 3 years ago would be worth approximately ₹99,844 today — a multiplier of 1.00×, based on the 3-year CAGR of -0.05%. The category average over the same window would have grown ₹1 lakh to ₹109,680.

A ₹10,000 monthly SIP in HSBC Short Duration Fund - Regular Plan - Monthly IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹359,621 today. That's an XIRR (money-weighted annualised return) of -0.07%.

HSBC Short Duration Fund - Regular Plan - Monthly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,621 — XIRR -0.07%.

On a 3-year basis, HSBC Short Duration Fund - Regular Plan - Monthly IDCW ranks #40 out of 46 funds in the Short Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.13%; this fund delivered -0.05%.

The worst peak-to-trough decline HSBC Short Duration Fund - Regular Plan - Monthly IDCW has experienced over the last 3-year window is 2.18% — its NAV fell from a high on 24 Apr 2025 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Short Duration Fund - Regular Plan - Monthly IDCW averaged -0.08% (best -0.03%, worst -0.18%). 0% of rolling windows ended positive. The 3-year Sharpe ratio is -8.83 — negative risk-adjusted performance.

In calendar year 2025, HSBC Short Duration Fund - Regular Plan - Monthly IDCW returned -0.09% — lagging the Short Duration Fund category average of 3.43% by 3.53 pp. It ranked #42 of 44 in its category that year.

HSBC Short Duration Fund - Regular Plan - Monthly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HSBC Short Duration Fund - Regular Plan - Monthly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.