Should I invest in Bandhan Short Duration Fund - Annual IDCW?

We don't give personal investment advice. Bandhan Short Duration Fund - Regular Plan - Annual IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: 0.41%.

Bandhan

Bandhan Short Duration Fund - Regular Plan - Annual IDCW

Latest NAV

₹10.8583

As of

17 Jul 2026

1,989 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	+0.00	23 / 49	Q2
1W	-0.05%	-0.02%	-0.03	37 / 49	Q4
2W	-0.10%	-0.07%	-0.03	31 / 49	Q3
1M	+0.82%	+0.14%	+0.68	2 / 49	Q1
3M	+1.93%	+0.97%	+0.96	6 / 49	Q1
6M	-2.49%	+1.27%	-3.77	47 / 49	Q4
YTD	-2.57%	+1.12%	-3.70	47 / 49	Q4
1Y	-0.75%	+2.14%	-2.88	43 / 49	Q4
2Y	+0.46%	+3.26%	-2.80	31 / 48	Q3
3Y	+0.39%	+3.35%	-2.97	31 / 46	Q3
4Y	+1.02%	+3.62%	-2.60	24 / 37	Q3
5Y	+0.41%	+3.31%	-2.89	23 / 35	Q3
7Y	+0.66%	+2.97%	-2.31	18 / 29	Q3
10Y	—	—	—	—	—
Inception	+1.01%	+2.91%	-1.90	31 / 49	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.57%	+0.76%	-3.34	39 / 41
2025	+0.01%	+3.43%	-3.42	37 / 44
2024	+0.99%	+3.72%	-2.73	28 / 46
2023	+3.31%	+3.07%	+0.24	21 / 44
2022	-1.23%	+2.80%	-4.03	37 / 40
2021	-2.99%	+1.23%	-4.22	29 / 29
2020	+3.33%	+4.49%	-1.16	16 / 31
2019	+2.55%	-0.31%	+2.86	8 / 29
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.84%

88 windows

min -3.4% · max 4.8%

61% positive

3-Year rolling

+0.63%

64 windows

min -0.7% · max 1.9%

77% positive

5-Year rolling

+0.63%

39 windows

min 0.0% · max 1.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.90%

15 windows

min 0.6% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.82%

3-year · annualised

Sharpe ratio

-1.01

vs risk-free 6.5%

Sortino ratio

-1.09

Downside-only deviation

Max drawdown

-7.12%

Mar 2025 → Apr 2026

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Short Duration Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,034.9007	17 Jul 2026
Bandhan Short Duration Fund - Regular Plan - Periodic IDCW	Bandhan	₹22.5523	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - REGULAR - Quarterly IDCW	Aditya Birla Sun Life	₹10.4222	17 Jul 2026
Mirae Asset Short Duration Fund - Regular Plan - IDCW	Mirae Asset	₹16.5630	17 Jul 2026
Kotak Bond Short Term Plan - Regular Plan - Normal Dividend	Kotak	₹12.2090	17 Jul 2026
HSBC Short Duration Fund - Regular Plan - Monthly IDCW	HSBC	₹11.0829	17 Jul 2026
Baroda BNP Paribas Short Duration Fund - Regular Plan - Monthly IDCW Option	Baroda BNP Paribas	₹10.1848	17 Jul 2026
CANARA ROBECO SHORT DURATION FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹15.8038	17 Jul 2026
UTI Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹14.8347	17 Jul 2026
Axis Short Duration Fund - Regular Plan - Monthly IDCW	Axis	₹10.0936	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.8583
16 Jul 2026	₹10.8568
15 Jul 2026	₹10.8483
14 Jul 2026	₹10.8431
13 Jul 2026	₹10.8658
10 Jul 2026	₹10.8636
9 Jul 2026	₹10.8529
8 Jul 2026	₹10.8491
7 Jul 2026	₹10.8731
6 Jul 2026	₹10.8769

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Short Duration Fund - Regular Plan - Annual IDCW is ₹10.8583. It's a Short Duration Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW has NAV history starting from 14 May 2018, a track record of about 8 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW is managed by Bandhan. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Short Duration Fund - Regular Plan - Annual IDCW has delivered a absolute return of -0.75% — -2.88 pp behind the Short Duration Fund category average of 2.14%. The fund ranks #43 of 49 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bandhan Short Duration Fund - Regular Plan - Annual IDCW has delivered a CAGR of 0.39% — -2.97 pp behind the Short Duration Fund category average of 3.35%. The fund ranks #31 of 46 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Bandhan Short Duration Fund - Regular Plan - Annual IDCW has delivered a CAGR of 0.41% — -2.89 pp behind the Short Duration Fund category average of 3.31%. The fund ranks #23 of 35 in its category — the third (Q3) quartile.

₹1 lakh invested in Bandhan Short Duration Fund - Regular Plan - Annual IDCW exactly 5 years ago would be worth approximately ₹102,079 today — a multiplier of 1.02×, based on the 5-year CAGR of 0.41%. The category average over the same window would have grown ₹1 lakh to ₹117,659.

A ₹10,000 monthly SIP in Bandhan Short Duration Fund - Regular Plan - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹602,411 today. That's an XIRR (money-weighted annualised return) of 0.16%.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹844,580 — XIRR 0.15%.

On a 5-year basis, Bandhan Short Duration Fund - Regular Plan - Annual IDCW ranks #23 out of 35 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.31%; this fund delivered 0.41%.

The worst peak-to-trough decline Bandhan Short Duration Fund - Regular Plan - Annual IDCW has experienced over the last 5-year window is 7.12% — its NAV fell from a high on 24 Mar 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Short Duration Fund - Regular Plan - Annual IDCW averaged 0.63% (best 1.30%, worst 0.01%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.15 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Short Duration Fund - Regular Plan - Annual IDCW returned 0.01% — lagging the Short Duration Fund category average of 3.43% by 3.42 pp. It ranked #37 of 44 in its category that year.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Short Duration Fund - Regular Plan - Annual IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: 0.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.