Should I invest in Bandhan Short Duration Fund - Annual IDCW?

We don't give personal investment advice. Bandhan Short Duration Fund - Regular Plan - Annual IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: 0.15%.

Bandhan

Bandhan Short Duration Fund - Regular Plan - Annual IDCW

Latest NAV

₹10.6563

As of

3 Jun 2026

1,958 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.02%	+0.04	15 / 49	Q2
1W	+0.29%	+0.16%	+0.14	1 / 49	Q1
2W	+0.28%	+0.23%	+0.04	27 / 49	Q3
1M	+0.23%	+0.06%	+0.17	5 / 49	Q1
3M	-5.09%	-0.24%	-4.85	47 / 49	Q4
6M	-4.19%	+0.21%	-4.40	47 / 49	Q4
YTD	-4.36%	+0.32%	-4.68	47 / 49	Q4
1Y	-1.98%	+1.44%	-3.42	43 / 49	Q4
2Y	+0.01%	+3.02%	-3.01	39 / 48	Q4
3Y	-0.04%	+3.13%	-3.16	38 / 46	Q4
4Y	+0.81%	+3.46%	-2.66	24 / 36	Q3
5Y	+0.15%	+3.23%	-3.08	21 / 32	Q3
7Y	+0.58%	+2.76%	-2.18	18 / 29	Q3
10Y	—	—	—	—	—
Inception	+0.80%	+2.83%	-2.03	32 / 49	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.36%	-0.19%	-4.17	39 / 41
2025	+0.01%	+3.43%	-3.42	37 / 44
2024	+0.99%	+3.72%	-2.73	28 / 46
2023	+3.31%	+3.07%	+0.24	21 / 44
2022	-1.23%	+2.80%	-4.03	37 / 40
2021	-2.99%	+1.23%	-4.22	29 / 29
2020	+3.33%	+4.49%	-1.16	16 / 31
2019	+2.55%	-0.31%	+2.86	8 / 29
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.00%

87 windows

min -2.9% · max 5.1%

64% positive

3-Year rolling

+0.63%

62 windows

min -0.7% · max 1.9%

76% positive

5-Year rolling

+0.62%

38 windows

min 0.0% · max 1.3%

97% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.92%

14 windows

min 0.6% · max 1.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.15%

3-year · annualised

Sharpe ratio

-1.03

vs risk-free 6.5%

Sortino ratio

-1.09

Downside-only deviation

Max drawdown

-7.12%

Mar 2025 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Short Duration Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,035.9173	3 Jun 2026
Bandhan Short Duration Fund - Regular Plan - Periodic IDCW	Bandhan	₹22.1325	3 Jun 2026
Aditya Birla Sun Life Short Term Fund - REGULAR - Quarterly IDCW	Aditya Birla Sun Life	₹10.3522	3 Jun 2026
Mirae Asset Short Duration Fund - Regular Plan - IDCW	Mirae Asset	₹16.2857	3 Jun 2026
Kotak Bond Short Term Plan - Regular Plan - Normal Dividend	Kotak	₹12.0068	3 Jun 2026
HSBC Short Duration Fund - Regular Plan - Monthly IDCW	HSBC	₹11.0462	3 Jun 2026
Baroda BNP Paribas Short Duration Fund - Regular Plan - Monthly IDCW Option	Baroda BNP Paribas	₹10.0788	3 Jun 2026
CANARA ROBECO SHORT DURATION FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹15.6572	3 Jun 2026
UTI Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹14.5997	3 Jun 2026
Axis Short Duration Fund - Regular Plan - Monthly IDCW	Axis	₹10.0459	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.6563
2 Jun 2026	₹10.6592
1 Jun 2026	₹10.6523
31 May 2026	₹10.6512
29 May 2026	₹10.6477
27 May 2026	₹10.6350
26 May 2026	₹10.6283
25 May 2026	₹10.6281
22 May 2026	₹10.6144
21 May 2026	₹10.6128

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bandhan Short Duration Fund - Regular Plan - Annual IDCW is ₹10.6563. It's a Short Duration Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW has NAV history starting from 14 May 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW is managed by Bandhan. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Short Duration Fund - Regular Plan - Annual IDCW has delivered a absolute return of -1.98% — -3.42 pp behind the Short Duration Fund category average of 1.44%. The fund ranks #43 of 49 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bandhan Short Duration Fund - Regular Plan - Annual IDCW has delivered a CAGR of -0.04% — -3.16 pp behind the Short Duration Fund category average of 3.13%. The fund ranks #38 of 46 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Bandhan Short Duration Fund - Regular Plan - Annual IDCW has delivered a CAGR of 0.15% — -3.08 pp behind the Short Duration Fund category average of 3.23%. The fund ranks #21 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Bandhan Short Duration Fund - Regular Plan - Annual IDCW exactly 5 years ago would be worth approximately ₹100,746 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.15%. The category average over the same window would have grown ₹1 lakh to ₹117,229.

A ₹10,000 monthly SIP in Bandhan Short Duration Fund - Regular Plan - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹592,973 today. That's an XIRR (money-weighted annualised return) of -0.46%.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹831,675 — XIRR -0.28%.

On a 5-year basis, Bandhan Short Duration Fund - Regular Plan - Annual IDCW ranks #21 out of 32 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.23%; this fund delivered 0.15%.

The worst peak-to-trough decline Bandhan Short Duration Fund - Regular Plan - Annual IDCW has experienced over the last 5-year window is 7.12% — its NAV fell from a high on 24 Mar 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Short Duration Fund - Regular Plan - Annual IDCW averaged 0.62% (best 1.29%, worst -0.00%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is -1.18 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Short Duration Fund - Regular Plan - Annual IDCW returned 0.01% — lagging the Short Duration Fund category average of 3.43% by 3.42 pp. It ranked #37 of 44 in its category that year.

Bandhan Short Duration Fund - Regular Plan - Annual IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Short Duration Fund - Regular Plan - Annual IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: 0.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.