Should I invest in Bandhan Short Duration Fund - Periodic IDCW?

We don't give personal investment advice. Bandhan Short Duration Fund - Regular Plan - Periodic IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 6.02%.

Bandhan

Bandhan Short Duration Fund - Regular Plan - Periodic IDCW

Latest NAV

₹22.5523

As of

17 Jul 2026

2,786 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	+0.00	22 / 49	Q2
1W	-0.05%	-0.02%	-0.03	36 / 49	Q3
2W	-0.10%	-0.07%	-0.03	29 / 49	Q3
1M	+0.82%	+0.14%	+0.68	1 / 49	Q1
3M	+1.93%	+0.97%	+0.96	5 / 49	Q1
6M	+3.61%	+1.27%	+2.33	5 / 49	Q1
YTD	+3.52%	+1.12%	+2.40	4 / 49	Q1
1Y	+5.46%	+2.14%	+3.33	6 / 49	Q1
2Y	+7.34%	+3.26%	+4.07	7 / 48	Q1
3Y	+7.23%	+3.35%	+3.88	4 / 46	Q1
4Y	+7.06%	+3.62%	+3.44	6 / 37	Q1
5Y	+6.02%	+3.31%	+2.72	8 / 35	Q1
7Y	+6.48%	+2.97%	+3.51	5 / 29	Q1
10Y	+6.73%	+2.32%	+4.42	2 / 23	Q1
Inception	+6.93%	+2.91%	+4.02	5 / 49	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.52%	+0.76%	+2.76	1 / 41
2025	+7.45%	+3.43%	+4.01	4 / 44
2024	+7.81%	+3.72%	+4.09	11 / 46
2023	+6.91%	+3.07%	+3.84	4 / 44
2022	+2.79%	+2.80%	-0.01	9 / 40
2021	+3.32%	+1.23%	+2.09	4 / 29
2020	+9.60%	+4.49%	+5.10	6 / 31
2019	+9.73%	-0.31%	+10.04	3 / 29
2018	+6.39%	+1.82%	+4.57	1 / 25
2017	+5.80%	+1.56%	+4.23	3 / 24
2016	+8.75%	+4.09%	+4.67	8 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.92%

128 windows

min 1.3% · max 11.2%

100% positive

3-Year rolling

+6.70%

104 windows

min 4.1% · max 8.6%

100% positive

5-Year rolling

+6.69%

80 windows

min 5.6% · max 8.3%

100% positive

7-Year rolling

+6.67%

55 windows

min 6.2% · max 7.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.30%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.60%

Aug 2025 → Aug 2025

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Short Duration Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,034.9007	17 Jul 2026
Bandhan Short Duration Fund - Regular Plan - Annual IDCW	Bandhan	₹10.8583	17 Jul 2026
Aditya Birla Sun Life Short Term Fund - REGULAR - Quarterly IDCW	Aditya Birla Sun Life	₹10.4222	17 Jul 2026
Mirae Asset Short Duration Fund - Regular Plan - IDCW	Mirae Asset	₹16.5630	17 Jul 2026
Kotak Bond Short Term Plan - Regular Plan - Normal Dividend	Kotak	₹12.2090	17 Jul 2026
HSBC Short Duration Fund - Regular Plan - Monthly IDCW	HSBC	₹11.0829	17 Jul 2026
Baroda BNP Paribas Short Duration Fund - Regular Plan - Monthly IDCW Option	Baroda BNP Paribas	₹10.1848	17 Jul 2026
CANARA ROBECO SHORT DURATION FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹15.8038	17 Jul 2026
UTI Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹14.8347	17 Jul 2026
Axis Short Duration Fund - Regular Plan - Monthly IDCW	Axis	₹10.0936	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.5523
16 Jul 2026	₹22.5491
15 Jul 2026	₹22.5315
14 Jul 2026	₹22.5207
13 Jul 2026	₹22.5677
10 Jul 2026	₹22.5632
9 Jul 2026	₹22.5409
8 Jul 2026	₹22.5330
7 Jul 2026	₹22.5830
6 Jul 2026	₹22.5908

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Short Duration Fund - Regular Plan - Periodic IDCW is ₹22.5523. It's a Short Duration Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Bandhan Short Duration Fund - Regular Plan - Periodic IDCW has NAV history starting from 20 Jan 2015, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Short Duration Fund - Regular Plan - Periodic IDCW is managed by Bandhan. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Short Duration Fund - Regular Plan - Periodic IDCW has delivered a absolute return of 5.46% — +3.33 pp ahead of the Short Duration Fund category average of 2.14%. The fund ranks #6 of 49 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Bandhan Short Duration Fund - Regular Plan - Periodic IDCW has delivered a CAGR of 7.23% — +3.88 pp ahead of the Short Duration Fund category average of 3.35%. The fund ranks #4 of 46 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Bandhan Short Duration Fund - Regular Plan - Periodic IDCW has delivered a CAGR of 6.02% — +2.72 pp ahead of the Short Duration Fund category average of 3.31%. The fund ranks #8 of 35 in its category — the top (Q1) quartile.

₹1 lakh invested in Bandhan Short Duration Fund - Regular Plan - Periodic IDCW exactly 10 years ago would be worth approximately ₹191,886 today — a multiplier of 1.92×, based on the 10-year CAGR of 6.73%. The category average over the same window would have grown ₹1 lakh to ₹125,744.

A ₹10,000 monthly SIP in Bandhan Short Duration Fund - Regular Plan - Periodic IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹713,573 today. That's an XIRR (money-weighted annualised return) of 6.87%.

A ₹10,000 monthly SIP for 10 years in Bandhan Short Duration Fund - Regular Plan - Periodic IDCW = ₹1,200,000 invested. It would currently be worth ₹1,685,507 (multiplier 1.40×). XIRR: 6.61%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Short Duration Fund - Regular Plan - Periodic IDCW ranks #8 out of 35 funds in the Short Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 3.31%; this fund delivered 6.02%.

The worst peak-to-trough decline Bandhan Short Duration Fund - Regular Plan - Periodic IDCW has experienced over the last 5-year window is 1.87% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Short Duration Fund - Regular Plan - Periodic IDCW averaged 6.69% (best 8.33%, worst 5.65%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.42 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Short Duration Fund - Regular Plan - Periodic IDCW returned 7.45% — beating the Short Duration Fund category average of 3.43% by 4.01 pp. It ranked #4 of 44 in its category that year.

Bandhan Short Duration Fund - Regular Plan - Periodic IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Short Duration Fund - Regular Plan - Periodic IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.9%. 5-year CAGR: 6.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bandhan Short Duration Fund - Regular Plan - Periodic IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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