Should I invest in Baroda BNP Paribas Equity Savings Fund?

We don't give personal investment advice. Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.1%. 5-year CAGR: 8.89%.

Baroda BNP Paribas

Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth

Latest NAV

₹18.6295

As of

17 Jul 2026

1,716 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	+0.17%	-0.05	21 / 26	Q4
1W	+0.04%	+0.14%	-0.10	19 / 26	Q3
2W	+0.39%	+0.29%	+0.10	8 / 26	Q2
1M	+0.90%	+1.05%	-0.15	15 / 26	Q3
3M	+1.95%	+1.89%	+0.06	10 / 26	Q2
6M	+1.85%	+2.19%	-0.33	15 / 26	Q3
YTD	+1.39%	+1.79%	-0.40	15 / 26	Q3
1Y	+4.80%	+5.05%	-0.26	12 / 26	Q2
2Y	+6.25%	+5.82%	+0.43	6 / 23	Q2
3Y	+9.70%	+9.26%	+0.43	9 / 23	Q2
4Y	+10.44%	+9.82%	+0.62	9 / 21	Q2
5Y	+8.89%	+8.54%	+0.35	10 / 20	Q2
7Y	+9.26%	+9.20%	+0.06	11 / 20	Q3
10Y	—	—	—	—	—
Inception	+9.31%	+9.04%	+0.26	13 / 26	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.39%	+1.79%	-0.40	15 / 26
2025	+7.79%	+7.14%	+0.65	9 / 23
2024	+11.98%	+11.78%	+0.20	10 / 23
2023	+14.58%	+14.13%	+0.45	11 / 22
2022	+4.24%	+4.27%	-0.03	12 / 21
2021	+7.73%	+13.19%	-5.46	20 / 20
2020	+13.06%	+9.43%	+3.64	4 / 20
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.08%

73 windows

min 2.5% · max 20.1%

100% positive

3-Year rolling

+9.91%

49 windows

min 7.7% · max 13.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.85%

25 windows

min 8.3% · max 11.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.17%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

1.14

Downside-only deviation

Max drawdown

-5.30%

Dec 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹76.6750	17 Jul 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹27.4155	17 Jul 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹25.1200	17 Jul 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.8819	17 Jul 2026
BANDHAN Equity Savings Fund-Direct Plan-Growth	Bandhan	₹36.3120	17 Jul 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.9493	17 Jul 2026
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹25.9200	17 Jul 2026
Franklin India Equity Savings Fund- Growth Direct	Franklin India	₹18.6962	17 Jul 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.9570	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹18.6295
16 Jul 2026	₹18.6065
15 Jul 2026	₹18.6110
14 Jul 2026	₹18.5682
13 Jul 2026	₹18.6365
10 Jul 2026	₹18.6212
9 Jul 2026	₹18.5111
8 Jul 2026	₹18.4401
7 Jul 2026	₹18.5980
6 Jul 2026	₹18.6178

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth is ₹18.6295. It's a Equity Savings Fund from Baroda BNP Paribas, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth has NAV history starting from 30 Jul 2019, a track record of about 6 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth has delivered a absolute return of 4.80% — -0.26 pp behind the Equity Savings Fund category average of 5.05%. The fund ranks #12 of 26 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth has delivered a CAGR of 9.70% — +0.43 pp ahead of the Equity Savings Fund category average of 9.26%. The fund ranks #9 of 23 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth has delivered a CAGR of 8.89% — +0.35 pp ahead of the Equity Savings Fund category average of 8.54%. The fund ranks #10 of 20 in its category — the second (Q2) quartile.

₹1 lakh invested in Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹153,077 today — a multiplier of 1.53×, based on the 5-year CAGR of 8.89%. The category average over the same window would have grown ₹1 lakh to ₹150,644.

A ₹10,000 monthly SIP in Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹752,775 today. That's an XIRR (money-weighted annualised return) of 9.00%.

Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹752,775 — XIRR 9.00%.

On a 5-year basis, Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth ranks #10 out of 20 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.54%; this fund delivered 8.89%.

The worst peak-to-trough decline Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth has experienced over the last 5-year window is 6.11% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth averaged 9.85% (best 11.33%, worst 8.33%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth returned 7.79% — beating the Equity Savings Fund category average of 7.14% by 0.65 pp. It ranked #9 of 23 in its category that year.

Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.1%. 5-year CAGR: 8.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Equity Savings Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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