Should I invest in Axis Equity Savings Fund - Regular IDCW?

We don't give personal investment advice. Axis Equity Savings Fund - Direct Plan - Regular IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.6%. 5-year CAGR: -0.69%.

Axis

Axis Equity Savings Fund - Direct Plan - Regular IDCW

Latest NAV

₹12.7000

As of

3 Jun 2026

2,402 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+7.25%	-7.17	11 / 52	Q1
1W	-0.55%	+6.89%	-7.44	36 / 52	Q3
2W	+0.08%	+7.13%	-7.06	12 / 52	Q1
1M	-0.31%	+7.13%	-7.45	21 / 51	Q2
3M	-8.30%	+6.63%	-14.93	50 / 51	Q4
6M	-8.90%	+6.00%	-14.89	50 / 51	Q4
YTD	-9.29%	+5.72%	-15.01	50 / 51	Q4
1Y	-5.29%	+8.33%	-13.63	49 / 50	Q4
2Y	-3.04%	+5.55%	-8.60	48 / 50	Q4
3Y	+0.29%	+6.83%	-6.54	45 / 48	Q4
4Y	+0.08%	+6.12%	-6.04	41 / 43	Q4
5Y	-0.69%	+5.24%	-5.94	41 / 42	Q4
7Y	+0.05%	+5.14%	-5.09	37 / 38	Q4
10Y	—	—	—	—	—
Inception	+2.56%	+5.77%	-3.21	43 / 50	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.29%	-2.29%	-7.00	42 / 43
2025	-2.38%	+10.59%	-12.97	42 / 45
2024	+1.06%	+7.51%	-6.45	40 / 45
2023	+5.53%	+8.56%	-3.03	30 / 43
2022	-7.10%	+0.43%	-7.53	43 / 43
2021	+6.37%	+8.79%	-2.43	35 / 43
2020	+2.97%	+7.24%	-4.26	33 / 43
2019	+9.08%	+4.12%	+4.96	6 / 37
2018	+6.57%	-1.89%	+8.46	1 / 28
2017	+15.49%	+9.85%	+5.64	4 / 25
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.35%

107 windows

min -16.3% · max 21.3%

64% positive

3-Year rolling

+2.76%

83 windows

min -2.5% · max 10.1%

86% positive

5-Year rolling

+2.79%

58 windows

min -0.7% · max 8.3%

95% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+2.86%

34 windows

min 0.0% · max 5.4%

97% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.51%

3-year · annualised

Sharpe ratio

-0.60

vs risk-free 6.5%

Sortino ratio

-0.69

Downside-only deviation

Max drawdown

-15.16%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹14.9190	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹24.6420	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹15.5800	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.2438	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW	Bandhan	₹13.2530	3 Jun 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.4579	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4200	3 Jun 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹14.9660	3 Jun 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.3610	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.7000
2 Jun 2026	₹12.7000
1 Jun 2026	₹12.6900
31 May 2026	₹12.7100
29 May 2026	₹12.7100
27 May 2026	₹12.7700
26 May 2026	₹12.7700
25 May 2026	₹12.7800
22 May 2026	₹12.7100
21 May 2026	₹12.6900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Equity Savings Fund - Direct Plan - Regular IDCW is ₹12.7000. It's a Equity Savings Fund from Axis, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis Equity Savings Fund - Direct Plan - Regular IDCW has NAV history starting from 12 Sep 2016, a track record of about 9 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Equity Savings Fund - Direct Plan - Regular IDCW is managed by Axis. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Equity Savings Fund - Direct Plan - Regular IDCW has delivered a absolute return of -5.29% — -13.63 pp behind the Equity Savings Fund category average of 8.33%. The fund ranks #49 of 50 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis Equity Savings Fund - Direct Plan - Regular IDCW has delivered a CAGR of 0.29% — -6.54 pp behind the Equity Savings Fund category average of 6.83%. The fund ranks #45 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis Equity Savings Fund - Direct Plan - Regular IDCW has delivered a CAGR of -0.69% — -5.94 pp behind the Equity Savings Fund category average of 5.24%. The fund ranks #41 of 42 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Equity Savings Fund - Direct Plan - Regular IDCW exactly 5 years ago would be worth approximately ₹96,578 today — a multiplier of 0.97×, based on the 5-year CAGR of -0.69%. The category average over the same window would have grown ₹1 lakh to ₹129,108.

A ₹10,000 monthly SIP in Axis Equity Savings Fund - Direct Plan - Regular IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹565,797 today. That's an XIRR (money-weighted annualised return) of -2.30%.

Axis Equity Savings Fund - Direct Plan - Regular IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹809,892 — XIRR -1.03%.

On a 5-year basis, Axis Equity Savings Fund - Direct Plan - Regular IDCW ranks #41 out of 42 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.24%; this fund delivered -0.69%.

The worst peak-to-trough decline Axis Equity Savings Fund - Direct Plan - Regular IDCW has experienced over the last 5-year window is 18.59% — its NAV fell from a high on 17 Jan 2022 to a low on 15 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Equity Savings Fund - Direct Plan - Regular IDCW averaged 2.79% (best 8.25%, worst -0.69%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is -0.68 — negative risk-adjusted performance.

In calendar year 2025, Axis Equity Savings Fund - Direct Plan - Regular IDCW returned -2.38% — lagging the Equity Savings Fund category average of 10.59% by 12.97 pp. It ranked #42 of 45 in its category that year.

Axis Equity Savings Fund - Direct Plan - Regular IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Axis Equity Savings Fund - Direct Plan - Regular IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.6%. 5-year CAGR: -0.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.