Should I invest in Axis Equity Savings Fund - Monthly IDCW?

We don't give personal investment advice. Axis Equity Savings Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.7%. 5-year CAGR: 0.40%.

Axis

Axis Equity Savings Fund - Direct Plan - Monthly IDCW

Latest NAV

₹13.1600

As of

3 Jun 2026

2,661 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+7.25%	-7.18	12 / 52	Q1
1W	-0.53%	+6.89%	-7.42	34 / 52	Q3
2W	-0.60%	+7.13%	-7.74	44 / 52	Q4
1M	-0.98%	+7.13%	-8.11	49 / 51	Q4
3M	-2.37%	+6.63%	-9.00	45 / 51	Q4
6M	-4.84%	+6.00%	-10.84	44 / 51	Q4
YTD	-4.64%	+5.72%	-10.36	44 / 51	Q4
1Y	-4.84%	+8.33%	-13.18	48 / 50	Q4
2Y	-2.42%	+5.55%	-7.97	47 / 50	Q4
3Y	+1.59%	+6.83%	-5.24	41 / 48	Q4
4Y	+1.19%	+6.12%	-4.92	39 / 43	Q4
5Y	+0.40%	+5.24%	-4.84	38 / 42	Q4
7Y	+2.19%	+5.14%	-2.95	34 / 38	Q4
10Y	+2.52%	+4.13%	-1.61	17 / 20	Q4
Inception	+2.56%	+5.77%	-3.21	44 / 50	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.64%	-2.29%	-2.35	36 / 43
2025	-1.64%	+10.59%	-12.23	41 / 45
2024	+4.25%	+7.51%	-3.26	33 / 45
2023	+6.26%	+8.56%	-2.30	28 / 43
2022	-7.09%	+0.43%	-7.52	42 / 43
2021	+7.46%	+8.79%	-1.33	30 / 43
2020	+11.62%	+7.24%	+4.38	8 / 43
2019	+2.27%	+4.12%	-1.85	29 / 37
2018	-0.45%	-1.89%	+1.44	8 / 28
2017	+8.45%	+9.85%	-1.40	18 / 25
2016	+0.49%	+5.06%	-4.57	16 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.41%

120 windows

min -13.6% · max 29.1%

68% positive

3-Year rolling

+3.23%

95 windows

min -3.7% · max 9.2%

95% positive

5-Year rolling

+3.74%

71 windows

min 0.4% · max 6.2%

100% positive

7-Year rolling

+3.28%

47 windows

min 2.2% · max 4.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.22%

3-year · annualised

Sharpe ratio

-0.92

vs risk-free 6.5%

Sortino ratio

-1.23

Downside-only deviation

Max drawdown

-10.94%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - IDCW Option - Direct Plan	HDFC	₹14.9190	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - Direct Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹24.6420	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹15.5800	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.2438	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW	Bandhan	₹13.2530	3 Jun 2026
quant Equity Savings Fund - IDCW Option - Direct Plan	Quant	₹10.4579	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct - IDCW	Aditya Birla Sun Life	₹15.4200	3 Jun 2026
Franklin India Equity Savings Fund - Direct - IDCW	Franklin India	₹14.9660	3 Jun 2026
Mirae Asset Equity Savings Fund Direct IDCW	Mirae Asset	₹13.3610	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.1600
2 Jun 2026	₹13.1600
1 Jun 2026	₹13.1500
31 May 2026	₹13.1700
29 May 2026	₹13.1700
27 May 2026	₹13.2300
26 May 2026	₹13.2300
25 May 2026	₹13.3400
22 May 2026	₹13.2600
21 May 2026	₹13.2400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Equity Savings Fund - Direct Plan - Monthly IDCW is ₹13.1600. It's a Equity Savings Fund from Axis, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Axis Equity Savings Fund - Direct Plan - Monthly IDCW has NAV history starting from 20 Aug 2015, a track record of about 10 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Equity Savings Fund - Direct Plan - Monthly IDCW is managed by Axis. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Equity Savings Fund - Direct Plan - Monthly IDCW has delivered a absolute return of -4.84% — -13.18 pp behind the Equity Savings Fund category average of 8.33%. The fund ranks #48 of 50 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Axis Equity Savings Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 1.59% — -5.24 pp behind the Equity Savings Fund category average of 6.83%. The fund ranks #41 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Axis Equity Savings Fund - Direct Plan - Monthly IDCW has delivered a CAGR of 0.40% — -4.84 pp behind the Equity Savings Fund category average of 5.24%. The fund ranks #38 of 42 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Axis Equity Savings Fund - Direct Plan - Monthly IDCW exactly 10 years ago would be worth approximately ₹128,265 today — a multiplier of 1.28×, based on the 10-year CAGR of 2.52%. The category average over the same window would have grown ₹1 lakh to ₹149,851.

A ₹10,000 monthly SIP in Axis Equity Savings Fund - Direct Plan - Monthly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹594,623 today. That's an XIRR (money-weighted annualised return) of -0.35%.

A ₹10,000 monthly SIP for 10 years in Axis Equity Savings Fund - Direct Plan - Monthly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,308,928 (multiplier 1.09×). XIRR: 1.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Equity Savings Fund - Direct Plan - Monthly IDCW ranks #38 out of 42 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.24%; this fund delivered 0.40%.

The worst peak-to-trough decline Axis Equity Savings Fund - Direct Plan - Monthly IDCW has experienced over the last 5-year window is 13.67% — its NAV fell from a high on 18 Oct 2021 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Equity Savings Fund - Direct Plan - Monthly IDCW averaged 3.74% (best 6.19%, worst 0.40%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.98 — negative risk-adjusted performance.

In calendar year 2025, Axis Equity Savings Fund - Direct Plan - Monthly IDCW returned -1.64% — lagging the Equity Savings Fund category average of 10.59% by 12.23 pp. It ranked #41 of 45 in its category that year.

Axis Equity Savings Fund - Direct Plan - Monthly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Axis Equity Savings Fund - Direct Plan - Monthly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 13.7%. 5-year CAGR: 0.40%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.