Should I invest in Axis Equity Savings Fund?

We don't give personal investment advice. Axis Equity Savings Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 8.76%.

Axis

Axis Equity Savings Fund - Direct Plan - Growth

Latest NAV

₹25.5700

As of

3 Jun 2026

2,661 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+9.02%	-8.94	8 / 28	Q2
1W	-0.54%	+8.52%	-9.07	18 / 28	Q3
2W	+0.08%	+8.91%	-8.84	6 / 28	Q1
1M	-0.31%	+8.72%	-9.04	12 / 28	Q2
3M	-0.31%	+9.08%	-9.39	17 / 28	Q3
6M	-0.93%	+8.96%	-9.89	23 / 28	Q4
YTD	-1.35%	+8.58%	-9.93	23 / 28	Q4
1Y	+3.02%	+13.09%	-10.07	20 / 27	Q3
2Y	+5.55%	+9.64%	-4.09	18 / 25	Q3
3Y	+9.96%	+11.18%	-1.22	11 / 25	Q2
4Y	+9.74%	+10.46%	-0.72	11 / 23	Q2
5Y	+8.76%	+9.26%	-0.50	11 / 22	Q2
7Y	+9.36%	+8.67%	+0.70	9 / 20	Q2
10Y	+9.54%	+8.43%	+1.11	3 / 12	Q1
Inception	+9.07%	+9.17%	-0.10	15 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.35%	-0.46%	-0.89	21 / 26
2025	+6.41%	+16.65%	-10.24	21 / 25
2024	+12.47%	+10.84%	+1.63	7 / 25
2023	+15.72%	+12.95%	+2.77	8 / 24
2022	+1.14%	+3.90%	-2.76	19 / 23
2021	+14.73%	+11.99%	+2.74	5 / 22
2020	+12.91%	+8.57%	+4.34	5 / 22
2019	+9.44%	+7.11%	+2.33	6 / 18
2018	+6.60%	+2.46%	+4.14	1 / 14
2017	+15.54%	+14.67%	+0.87	8 / 13
2016	+3.56%	+8.25%	-4.69	10 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.08%

120 windows

min -8.2% · max 31.0%

97% positive

3-Year rolling

+10.05%

95 windows

min 3.1% · max 14.5%

100% positive

5-Year rolling

+10.32%

71 windows

min 7.5% · max 13.5%

100% positive

7-Year rolling

+10.01%

47 windows

min 8.9% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.25%

3-year · annualised

Sharpe ratio

0.60

vs risk-free 6.5%

Sortino ratio

1.07

Downside-only deviation

Max drawdown

-5.19%

Sep 2024 → Feb 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC Equity Savings Fund - Growth Option - Direct Plan	HDFC	₹74.6780	3 Jun 2026
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Savings Fund - Direct Plan - Growth	SBI	₹26.9209	3 Jun 2026
ICICI Prudential Equity Savings Fund - Direct Plan - Cumulative option	ICICI Prudential	₹24.6300	3 Jun 2026
Invesco India Equity Savings Fund - Direct Plan - Growth	Invesco	₹18.3233	3 Jun 2026
BANDHAN Equity Savings Fund-Direct Plan-Growth	Bandhan	₹35.5890	3 Jun 2026
quant Equity Savings Fund - Growth Option - Direct Plan	Quant	₹10.4797	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹25.3700	3 Jun 2026
Franklin India Equity Savings Fund- Growth Direct	Franklin India	₹18.3345	3 Jun 2026
Mirae Asset Equity Savings Fund- Direct Plan- Growth	Mirae Asset	₹22.3420	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹25.5700
2 Jun 2026	₹25.5800
1 Jun 2026	₹25.5600
31 May 2026	₹25.5900
29 May 2026	₹25.5900
27 May 2026	₹25.7100
26 May 2026	₹25.7200
25 May 2026	₹25.7400
22 May 2026	₹25.6000
21 May 2026	₹25.5700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Axis Equity Savings Fund - Direct Plan - Growth is ₹25.5700. It's a Equity Savings Fund from Axis, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Axis Equity Savings Fund - Direct Plan - Growth has NAV history starting from 20 Aug 2015, a track record of about 10 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Axis Equity Savings Fund - Direct Plan - Growth is managed by Axis. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Axis Equity Savings Fund - Direct Plan - Growth has delivered a absolute return of 3.02% — -10.07 pp behind the Equity Savings Fund category average of 13.09%. The fund ranks #20 of 27 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Axis Equity Savings Fund - Direct Plan - Growth has delivered a CAGR of 9.96% — -1.22 pp behind the Equity Savings Fund category average of 11.18%. The fund ranks #11 of 25 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Axis Equity Savings Fund - Direct Plan - Growth has delivered a CAGR of 8.76% — -0.5 pp behind the Equity Savings Fund category average of 9.26%. The fund ranks #11 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in Axis Equity Savings Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹248,832 today — a multiplier of 2.49×, based on the 10-year CAGR of 9.54%. The category average over the same window would have grown ₹1 lakh to ₹224,642.

A ₹10,000 monthly SIP in Axis Equity Savings Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹735,613 today. That's an XIRR (money-weighted annualised return) of 8.08%.

A ₹10,000 monthly SIP for 10 years in Axis Equity Savings Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,944,760 (multiplier 1.62×). XIRR: 9.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Axis Equity Savings Fund - Direct Plan - Growth ranks #11 out of 22 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.26%; this fund delivered 8.76%.

The worst peak-to-trough decline Axis Equity Savings Fund - Direct Plan - Growth has experienced over the last 5-year window is 8.71% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Axis Equity Savings Fund - Direct Plan - Growth averaged 10.32% (best 13.55%, worst 7.48%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.37 — weak risk-adjusted performance.

In calendar year 2025, Axis Equity Savings Fund - Direct Plan - Growth returned 6.41% — lagging the Equity Savings Fund category average of 16.65% by 10.24 pp. It ranked #21 of 25 in its category that year.

Axis Equity Savings Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Axis Equity Savings Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 8.76%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Axis Equity Savings Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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