Should I invest in Aditya Birla Sun Life Floating Rate Fund?

We don't give personal investment advice. Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 6.37%.

Aditya Birla Sun Life

Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth

Latest NAV

₹366.0242

As of

3 Jun 2026

3,142 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.03%	0.00	6 / 8	Q3
1W	+0.19%	+0.17%	+0.03	4 / 8	Q2
2W	+0.15%	+0.20%	-0.05	6 / 8	Q3
1M	+0.16%	+0.13%	+0.03	4 / 8	Q2
3M	+0.97%	+0.76%	+0.21	3 / 8	Q2
6M	+2.13%	+2.00%	+0.12	4 / 8	Q2
YTD	+1.82%	+1.69%	+0.13	3 / 8	Q2
1Y	+5.46%	+4.63%	+0.83	1 / 8	Q1
2Y	+7.00%	+6.95%	+0.05	5 / 8	Q3
3Y	+7.19%	+7.13%	+0.06	5 / 8	Q3
4Y	+7.08%	+6.95%	+0.12	3 / 8	Q2
5Y	+6.37%	+6.12%	+0.25	1 / 8	Q1
7Y	+6.65%	+6.43%	+0.22	2 / 3	Q3
10Y	+7.05%	+7.05%	+0.00	1 / 1	Q4
Inception	+7.55%	+6.41%	+1.15	1 / 8	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.82%	+1.69%	+0.13	3 / 8
2025	+7.62%	+7.51%	+0.11	3 / 8
2024	+7.87%	+8.15%	-0.28	6 / 8
2023	+7.45%	+7.24%	+0.22	3 / 8
2022	+4.81%	+4.02%	+0.79	1 / 8
2021	+3.60%	+3.57%	+0.03	2 / 4
2020	+8.59%	+9.08%	-0.49	2 / 3
2019	+8.57%	+8.43%	+0.14	1 / 2
2018	+7.42%	+7.42%	+0.00	1 / 1
2017	+6.74%	+6.74%	+0.00	1 / 1
2016	+9.50%	+9.50%	+0.00	1 / 1

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.61%

147 windows

min 3.5% · max 10.3%

100% positive

3-Year rolling

+7.43%

123 windows

min 5.1% · max 9.7%

100% positive

5-Year rolling

+7.28%

98 windows

min 6.3% · max 8.7%

100% positive

7-Year rolling

+7.34%

74 windows

min 6.7% · max 8.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.62%

3-year · annualised

Sharpe ratio

0.74

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.22%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
SBI Floating Rate Debt Fund - Regular Plan - Growth	SBI	₹13.9666	3 Jun 2026
BANDHAN FLOATER FUND - REGULAR PLAN GROWTH	Bandhan	₹13.4885	3 Jun 2026
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION	Kotak	₹1,584.3665	3 Jun 2026
DSP Floater Fund - Regular Plan - Growth	DSP	₹13.7638	3 Jun 2026
UTI - Floater Fund - Regular Plan - Growth Option	UTI	₹1,569.6269	3 Jun 2026
Axis Floater Fund - Regular Plan - Growth	Axis	₹1,358.5549	3 Jun 2026
Tata Floating Rate Fund-Regular Plan-Growth	Tata	₹13.3713	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹366.0242
2 Jun 2026	₹366.0110
1 Jun 2026	₹365.9261
29 May 2026	₹365.6695
27 May 2026	₹365.3904
26 May 2026	₹365.3032
25 May 2026	₹365.2677
22 May 2026	₹365.0262
21 May 2026	₹364.9541
20 May 2026	₹365.2759

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth is ₹366.0242. It's a Floater Fund from Aditya Birla Sun Life, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth has NAV history starting from 29 May 2013, a track record of about 13 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth has delivered a absolute return of 5.46% — +0.83 pp ahead of the Floater Fund category average of 4.63%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth has delivered a CAGR of 7.19% — +0.06 pp ahead of the Floater Fund category average of 7.13%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth has delivered a CAGR of 6.37% — +0.25 pp ahead of the Floater Fund category average of 6.12%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

₹1 lakh invested in Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth exactly 10 years ago would be worth approximately ₹197,638 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.05%. The category average over the same window would have grown ₹1 lakh to ₹197,638.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹713,108 today. That's an XIRR (money-weighted annualised return) of 6.84%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,699,136 (multiplier 1.42×). XIRR: 6.76%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth ranks #1 out of 8 funds in the Floater Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.12%; this fund delivered 6.37%.

The worst peak-to-trough decline Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth has experienced over the last 5-year window is 0.44% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth averaged 7.28% (best 8.70%, worst 6.27%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.41 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth returned 7.62% — beating the Floater Fund category average of 7.51% by 0.11 pp. It ranked #3 of 8 in its category that year.

Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 6.37%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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