Should I invest in BANDHAN FLOATER FUND GROWTH?

We don't give personal investment advice. BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.22%.

Bandhan

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH

Latest NAV

₹13.7456

As of

17 Jul 2026

1,314 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.01%	0.00	5 / 8	Q3
1W	-0.06%	+0.02%	-0.08	6 / 8	Q3
2W	-0.08%	+0.02%	-0.10	6 / 8	Q3
1M	+0.89%	+0.82%	+0.07	3 / 8	Q2
3M	+1.98%	+1.93%	+0.05	4 / 8	Q2
6M	+3.80%	+3.58%	+0.21	3 / 8	Q2
YTD	+3.60%	+3.46%	+0.14	3 / 8	Q2
1Y	+5.82%	+5.83%	0.00	4 / 8	Q2
2Y	+7.52%	+7.36%	+0.16	3 / 8	Q2
3Y	+7.34%	+7.44%	-0.10	5 / 8	Q3
4Y	+7.07%	+7.24%	-0.17	6 / 8	Q3
5Y	+6.22%	+6.41%	-0.19	7 / 8	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.06%	+6.58%	-0.52	8 / 8	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.60%	+3.46%	+0.14	3 / 8
2025	+7.59%	+7.51%	+0.08	4 / 8
2024	+7.89%	+8.15%	-0.26	5 / 8
2023	+6.77%	+7.24%	-0.47	8 / 8
2022	+3.71%	+4.02%	-0.31	6 / 8
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.23%

54 windows

min 2.5% · max 9.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.54%

30 windows

min 4.9% · max 7.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.02%

6 windows

min 5.9% · max 6.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.23%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.49%

May 2026 → May 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
SBI Floating Rate Debt Fund - Regular Plan - Growth	SBI	₹14.2297	17 Jul 2026
Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth	Aditya Birla Sun Life	₹370.7830	17 Jul 2026
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION	Kotak	₹1,611.4756	17 Jul 2026
DSP Floater Fund - Regular Plan - Growth	DSP	₹14.0330	17 Jul 2026
UTI - Floater Fund - Regular Plan - Growth Option	UTI	₹1,588.9270	17 Jul 2026
Axis Floater Fund - Regular Plan - Growth	Axis	₹1,391.4824	17 Jul 2026
Tata Floating Rate Fund-Regular Plan-Growth	Tata	₹13.5700	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.7456
16 Jul 2026	₹13.7449
15 Jul 2026	₹13.7338
14 Jul 2026	₹13.7277
13 Jul 2026	₹13.7569
10 Jul 2026	₹13.7535
9 Jul 2026	₹13.7409
8 Jul 2026	₹13.7320
7 Jul 2026	₹13.7647
6 Jul 2026	₹13.7689

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is ₹13.7456. It's a Floater Fund from Bandhan, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has NAV history starting from 22 Feb 2021, a track record of about 5 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is managed by Bandhan. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has delivered a absolute return of 5.82% — +-0 pp ahead of the Floater Fund category average of 5.83%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has delivered a CAGR of 7.34% — -0.1 pp behind the Floater Fund category average of 7.44%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has delivered a CAGR of 6.22% — -0.19 pp behind the Floater Fund category average of 6.41%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BANDHAN FLOATER FUND - REGULAR PLAN GROWTH exactly 5 years ago would be worth approximately ₹135,194 today — a multiplier of 1.35×, based on the 5-year CAGR of 6.22%. The category average over the same window would have grown ₹1 lakh to ₹136,413.

A ₹10,000 monthly SIP in BANDHAN FLOATER FUND - REGULAR PLAN GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹716,041 today. That's an XIRR (money-weighted annualised return) of 7.00%.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹716,041 — XIRR 7.00%.

On a 5-year basis, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH ranks #7 out of 8 funds in the Floater Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.41%; this fund delivered 6.22%.

The worst peak-to-trough decline BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has experienced over the last 5-year window is 0.70% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH averaged 6.02% (best 6.22%, worst 5.88%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.38 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH returned 7.59% — beating the Floater Fund category average of 7.51% by 0.08 pp. It ranked #4 of 8 in its category that year.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 6.22%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

More from Bandhan