Should I invest in BANDHAN FLOATER FUND GROWTH?

We don't give personal investment advice. BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 5.93%.

Bandhan

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH

Latest NAV

₹13.4885

As of

3 Jun 2026

1,283 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.03%	+0.02	2 / 8	Q1
1W	+0.26%	+0.17%	+0.09	2 / 8	Q1
2W	+0.31%	+0.20%	+0.10	3 / 8	Q2
1M	+0.24%	+0.13%	+0.11	2 / 8	Q1
3M	+0.87%	+0.76%	+0.11	4 / 8	Q2
6M	+1.90%	+2.00%	-0.10	5 / 8	Q3
YTD	+1.68%	+1.69%	-0.01	5 / 8	Q3
1Y	+4.48%	+4.63%	-0.15	5 / 8	Q3
2Y	+7.04%	+6.95%	+0.09	3 / 8	Q2
3Y	+6.96%	+7.13%	-0.17	6 / 8	Q3
4Y	+6.77%	+6.95%	-0.19	6 / 8	Q3
5Y	+5.93%	+6.12%	-0.19	7 / 8	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.83%	+6.41%	-0.57	8 / 8	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.68%	+1.69%	-0.01	5 / 8
2025	+7.59%	+7.51%	+0.08	4 / 8
2024	+7.89%	+8.15%	-0.26	5 / 8
2023	+6.77%	+7.24%	-0.47	8 / 8
2022	+3.71%	+4.02%	-0.31	6 / 8
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.21%

53 windows

min 2.7% · max 10.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.54%

28 windows

min 5.0% · max 7.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+5.92%

4 windows

min 5.9% · max 5.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.10%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.49%

May 2026 → May 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
SBI Floating Rate Debt Fund - Regular Plan - Growth	SBI	₹13.9666	3 Jun 2026
Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth	Aditya Birla Sun Life	₹366.0242	3 Jun 2026
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION	Kotak	₹1,584.3665	3 Jun 2026
DSP Floater Fund - Regular Plan - Growth	DSP	₹13.7638	3 Jun 2026
UTI - Floater Fund - Regular Plan - Growth Option	UTI	₹1,569.6269	3 Jun 2026
Axis Floater Fund - Regular Plan - Growth	Axis	₹1,358.5549	3 Jun 2026
Tata Floating Rate Fund-Regular Plan-Growth	Tata	₹13.3713	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.4885
2 Jun 2026	₹13.4912
1 Jun 2026	₹13.4856
31 May 2026	₹13.4851
29 May 2026	₹13.4803
27 May 2026	₹13.4634
26 May 2026	₹13.4566
25 May 2026	₹13.4527
22 May 2026	₹13.4333
21 May 2026	₹13.4270

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is ₹13.4885. It's a Floater Fund from Bandhan, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has NAV history starting from 22 Feb 2021, a track record of about 5 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is managed by Bandhan. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has delivered a absolute return of 4.48% — -0.15 pp behind the Floater Fund category average of 4.63%. The fund ranks #5 of 8 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has delivered a CAGR of 6.96% — -0.17 pp behind the Floater Fund category average of 7.13%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has delivered a CAGR of 5.93% — -0.19 pp behind the Floater Fund category average of 6.12%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BANDHAN FLOATER FUND - REGULAR PLAN GROWTH exactly 5 years ago would be worth approximately ₹133,390 today — a multiplier of 1.33×, based on the 5-year CAGR of 5.93%. The category average over the same window would have grown ₹1 lakh to ₹134,584.

A ₹10,000 monthly SIP in BANDHAN FLOATER FUND - REGULAR PLAN GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹707,842 today. That's an XIRR (money-weighted annualised return) of 6.54%.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹707,842 — XIRR 6.54%.

On a 5-year basis, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH ranks #7 out of 8 funds in the Floater Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.12%; this fund delivered 5.93%.

The worst peak-to-trough decline BANDHAN FLOATER FUND - REGULAR PLAN GROWTH has experienced over the last 5-year window is 0.70% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH averaged 5.92% (best 5.94%, worst 5.88%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.66 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN FLOATER FUND - REGULAR PLAN GROWTH returned 7.59% — beating the Floater Fund category average of 7.51% by 0.08 pp. It ranked #4 of 8 in its category that year.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN FLOATER FUND - REGULAR PLAN GROWTH is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.7%. 5-year CAGR: 5.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

BANDHAN FLOATER FUND - REGULAR PLAN GROWTH

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

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