Should I invest in DSP Floater Fund?

We don't give personal investment advice. DSP Floater Fund - Regular Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 6.55%.

DSP

DSP Floater Fund - Regular Plan - Growth

Latest NAV

₹14.0330

As of

17 Jul 2026

1,290 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	+0.01%	-0.06	8 / 8	Q4
1W	-0.17%	+0.02%	-0.20	7 / 8	Q4
2W	-0.13%	+0.02%	-0.16	7 / 8	Q4
1M	+0.85%	+0.82%	+0.03	4 / 8	Q2
3M	+2.06%	+1.93%	+0.13	3 / 8	Q2
6M	+3.38%	+3.58%	-0.20	4 / 8	Q2
YTD	+3.19%	+3.46%	-0.27	4 / 8	Q2
1Y	+5.62%	+5.83%	-0.21	6 / 8	Q3
2Y	+7.44%	+7.36%	+0.07	4 / 8	Q2
3Y	+7.77%	+7.44%	+0.33	2 / 8	Q1
4Y	+7.56%	+7.24%	+0.32	2 / 8	Q1
5Y	+6.55%	+6.41%	+0.14	3 / 8	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.51%	+6.58%	-0.08	4 / 8	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.19%	+3.46%	-0.27	4 / 8
2025	+7.53%	+7.51%	+0.02	6 / 8
2024	+9.12%	+8.15%	+0.97	2 / 8
2023	+7.89%	+7.24%	+0.65	1 / 8
2022	+3.05%	+4.02%	-0.97	8 / 8
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.65%

53 windows

min 1.9% · max 10.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.23%

29 windows

min 5.6% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+6.38%

5 windows

min 6.2% · max 6.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.46%

3-year · annualised

Sharpe ratio

0.70

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.52%

Mar 2026 → Apr 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Floater Fund

Scheme	Fund house	NAV	As of
SBI Floating Rate Debt Fund - Regular Plan - Growth	SBI	₹14.2297	17 Jul 2026
BANDHAN FLOATER FUND - REGULAR PLAN GROWTH	Bandhan	₹13.7456	17 Jul 2026
Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth	Aditya Birla Sun Life	₹370.7830	17 Jul 2026
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION	Kotak	₹1,611.4756	17 Jul 2026
UTI - Floater Fund - Regular Plan - Growth Option	UTI	₹1,588.9270	17 Jul 2026
Axis Floater Fund - Regular Plan - Growth	Axis	₹1,391.4824	17 Jul 2026
Tata Floating Rate Fund-Regular Plan-Growth	Tata	₹13.5700	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹14.0330
16 Jul 2026	₹14.0402
15 Jul 2026	₹14.0236
14 Jul 2026	₹14.0138
13 Jul 2026	₹14.0556
10 Jul 2026	₹14.0574
9 Jul 2026	₹14.0337
8 Jul 2026	₹14.0223
7 Jul 2026	₹14.0619
6 Jul 2026	₹14.0671

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Floater Fund - Regular Plan - Growth is ₹14.0330. It's a Floater Fund from DSP, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Floater Fund - Regular Plan - Growth has NAV history starting from 22 Mar 2021, a track record of about 5 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Floater Fund - Regular Plan - Growth is managed by DSP. It's classified by AMFI under the 'Floater Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Floater Fund - Regular Plan - Growth has delivered a absolute return of 5.62% — -0.21 pp behind the Floater Fund category average of 5.83%. The fund ranks #6 of 8 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Floater Fund - Regular Plan - Growth has delivered a CAGR of 7.77% — +0.33 pp ahead of the Floater Fund category average of 7.44%. The fund ranks #2 of 8 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP Floater Fund - Regular Plan - Growth has delivered a CAGR of 6.55% — +0.14 pp ahead of the Floater Fund category average of 6.41%. The fund ranks #3 of 8 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP Floater Fund - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹137,327 today — a multiplier of 1.37×, based on the 5-year CAGR of 6.55%. The category average over the same window would have grown ₹1 lakh to ₹136,413.

A ₹10,000 monthly SIP in DSP Floater Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹720,401 today. That's an XIRR (money-weighted annualised return) of 7.25%.

DSP Floater Fund - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹720,401 — XIRR 7.25%.

On a 5-year basis, DSP Floater Fund - Regular Plan - Growth ranks #3 out of 8 funds in the Floater Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.41%; this fund delivered 6.55%.

The worst peak-to-trough decline DSP Floater Fund - Regular Plan - Growth has experienced over the last 5-year window is 0.53% — its NAV fell from a high on 30 Mar 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Floater Fund - Regular Plan - Growth averaged 6.38% (best 6.55%, worst 6.16%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.07 — negative risk-adjusted performance.

In calendar year 2025, DSP Floater Fund - Regular Plan - Growth returned 7.53% — beating the Floater Fund category average of 7.51% by 0.02 pp. It ranked #6 of 8 in its category that year.

DSP Floater Fund - Regular Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP Floater Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 6.55%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Floater Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Floater Fund

Recent NAVs

Frequently asked questions

More from DSP