SEBI sub-category

Conservative Hybrid Fund funds

Funds

Direct plans only

Category 1Y avg

+3.78%

Category 5Y CAGR

+8.25%

Direct vs Regular

Direct Regular

5-Year return distribution

How the 18 Conservative Hybrid Fund funds spread across return buckets. Taller bars = more funds in that band.

Risk vs Return — Conservative Hybrid Fund

Each dot is a fund. Up-and-left = high return for low risk (the sweet spot). Down-and-right = under-performing with high volatility. Colour = 5-year peer quartile.

Q1 (top 25%) Q2 Q3 Q4 (bottom 25%) 16 funds plotted

All Conservative Hybrid Fund funds

Sort by: 1Y 3Y 5Y 7Y 10Y

#	Scheme	NAV	1Y	3Y	5Y	7Y	10Y	Peer Q (5Y)	Sharpe	Max DD
1	Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth Parag Parikh	16.14	+5.28%	+10.83%	+10.00%	—	—	Q1	1.17	-2.2%
2	Kotak Debt Hybrid - Growth - Direct Kotak	69.93	+2.91%	+9.29%	+9.47%	+10.97%	+10.04%	Q1	0.55	-4.0%
3	ICICI Prudential Regular Savings Fund - Direct Plan - Growth ICICI Prudential	87.80	+5.01%	+9.69%	+9.40%	+9.85%	+9.81%	Q1	0.90	-3.0%
4	SBI Conservative Hybrid Fund - Direct Plan - Growth SBI	83.98	+4.91%	+9.16%	+9.25%	+10.42%	+9.27%	Q1	0.64	-3.0%
5	Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan Aditya Birla Sun Life	79.18	+5.37%	+9.20%	+8.89%	+9.55%	+9.01%	Q2	0.70	-3.0%
6	UTI Conservative Hybrid Fund - Direct Plan - Growth Option UTI	77.25	+2.26%	+8.63%	+8.74%	+8.96%	+8.35%	Q2	0.46	-4.5%
7	HSBC Conservative Hybrid Fund - Direct Growth HSBC	72.00	+4.91%	+9.92%	+8.69%	+9.19%	+8.49%	Q2	0.55	-6.1%
8	Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option Nippon India	68.71	+7.25%	+8.79%	+8.68%	+6.02%	+6.36%	Q2	1.02	-1.8%
9	HDFC Hybrid Debt Fund - Growth Option - Direct Plan HDFC	89.98	+2.63%	+8.42%	+8.57%	+9.39%	+8.82%	Q3	0.43	-3.6%
10	DSP Regular Savings Fund - Direct Plan - Growth DSP	69.13	+4.17%	+9.27%	+8.05%	+9.04%	+7.93%	Q3	0.80	-3.2%
11	CANARA ROBECO CONSERVATIVE HYBRID FUND - DIRECT PLAN - GROWTH OPTION Canara Robeco	115.51	+3.28%	+8.21%	+7.72%	+9.44%	+8.90%	Q3	0.40	-3.7%
12	Franklin India Conservative Hybrid Fund - Direct - GROWTH Franklin India	102.29	+1.89%	+8.36%	+7.70%	+8.13%	+7.59%	Q3	0.44	-3.9%
13	Sundaram Conservative Hybrid Fund (Formerly Known as Sundaram Debt Oriented Hybrid Fund) Direct Plan - Growth Sundaram	32.73	-0.15%	+5.81%	+7.22%	+7.61%	+7.01%	Q4	-0.20	-4.2%
14	Axis Conservative Hybrid Fund - Direct Plan - Growth Option Axis	36.16	+2.60%	+7.15%	+6.85%	+8.64%	+7.66%	Q4	0.14	-3.5%
15	BANDHAN Conservative Hybrid Fund-Direct Plan-Growth Bandhan	37.11	+3.49%	+7.56%	+6.42%	+7.04%	+7.17%	Q4	0.20	-5.0%
16	LIC MF Conservative Hybrid Fund-Direct Plan-Growth LIC	94.47	+3.55%	+6.71%	+6.39%	+7.09%	+6.96%	Q4	0.04	-3.1%
17	BARODA BNP PARIBAS Conservative Hybrid Fund - Direct Plan - Growth Option Baroda BNP Paribas	57.44	+4.86%	+8.91%	—	—	—	—	0.57	-3.2%
18	Nippon India Conservative Hybrid Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Growth Option Nippon India	0.00	—	—	—	—	—	—	—	—

Direct plans typically outperform Regular plans by around 50 basis points per year because they carry no distributor commission. The "Peer Q (5Y)" column shows the fund's quartile within this category over the 5-year window: Q1 = top 25%.

Frequently asked questions

Generated from this category's live aggregates — average returns, fund counts, quartile spreads. Updated daily.

Hybrid funds blend equity and debt. Subcategories range from Aggressive (65-80% equity) to Conservative (10-25% equity). One fund, automatic rebalancing — useful for investors who don't want to manage equity:debt allocation manually.

We currently track 18 active Conservative Hybrid Fund schemes (Direct plan, Growth option). The list updates daily after AMFI publishes new NAVs and SEBI re-classifies schemes. 4 of them sit in the top quartile by 5-year CAGR.

Over the last 5 years, the average Conservative Hybrid Fund (Direct plan) has returned 8.25% CAGR — that turns ₹1 lakh into roughly ₹148,661. Over the last 12 months the category averaged 3.78%. Top-quartile funds in this category typically beat the average by 3-6 percentage points per year — fund selection within a category matters more than the category choice itself.

Over the trailing 5-year window, the highest-returning Conservative Hybrid Fund in our database is **Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth** (Parag Parikh) with a CAGR of 10.00%. The category average is 8.25%. Past performance is no guarantee of future returns — top-quartile funds in one window often slip in the next.

The best 1-year return in the Conservative Hybrid Fund category right now is **Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option** (Nippon India) at 7.25%. 1-year numbers are noisy and shouldn't be the sole basis for picking — cross-check rolling returns and 5-year CAGR before deciding.

Across all Conservative Hybrid Fund schemes with 5 years of history, the 5-year CAGR ranges from 6.39% (worst) to 10.00% (best), with a median of 8.68%. That spread of about 4 percentage points between top and bottom is a useful gauge of how much fund selection matters in this category.

On ProfitGuruOnline you can browse either Conservative Hybrid Fund Direct plans (lower expense ratio, no broker commission baked in) or Regular plans (sold through distributors). Use the filter on the category page. Direct typically outperforms Regular by 0.5-1% per year in the same scheme — meaningful over 10+ years.

Conservative Hybrid Fund is a Hybrid scheme — tax follows the actual equity allocation. ≥65% equity behaves like an equity fund; under 35% equity is taxed as debt. Check the AMC's monthly factsheet for the current allocation.

SIP suits hybrid/balanced categories because the in-built equity exposure benefits from rupee-cost averaging. Hybrid funds also rebalance internally so you don't have to manually shift between equity and debt.

Conservative Hybrid Fund schemes are well-suited to 3-5 year horizons. Lower volatility than pure equity, higher long-term returns than pure debt.

Moderate risk. Equity portion brings volatility, debt portion cushions it. Aggressive hybrid (65-80% equity) is closer to pure equity in drawdown profile; conservative hybrid is closer to debt.

Two or three schemes from different AMCs is usually enough for a single category. Beyond that you'd be re-creating the category average minus your selection cost. Focus on consistency (% of rolling-return windows that ended positive) over chasing top performers — top quartile rarely repeats.

Quarterly is plenty for monitoring NAVs and aggregate gain; annually (or after major regulatory changes like Budget 2024) is the right cadence for re-evaluating against alternatives. Don't churn based on 1-month or even 1-year underperformance — equity funds need 3-5 year horizons to fairly judge.

We rank funds within each category by point-to-point CAGR over the chosen window (1Y, 3Y, 5Y, 7Y, 10Y, since inception), then assign quartile and decile bands so any fund's standing relative to peers is one click away. Numbers are recomputed nightly after AMFI's NAV publish.

Daily NAVs are pulled directly from AMFI's published feed. Category classification uses SEBI's October-2017 mutual-fund categorisation circular. We compute returns, rolling-window stats, SIP backtests, drawdowns and Sharpe ratios in-house — no third-party feeds, no hidden adjustments.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.