Should I invest in Parag Parikh Conservative Hybrid Fund?

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.3%. 5-year CAGR: 9.46%.

Parag Parikh

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

Latest NAV

₹15.7248

As of

3 Jun 2026

1,214 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.04%	+28.03%	-28.07	19 / 19	Q4
1W	-0.05%	+21.43%	-21.48	5 / 20	Q1
2W	+0.11%	+21.87%	-21.76	15 / 20	Q3
1M	-0.40%	+17.95%	-18.35	14 / 20	Q3
3M	-0.85%	+24.54%	-25.39	12 / 19	Q3
6M	+1.00%	+17.20%	-16.21	5 / 18	Q2
YTD	+0.92%	+9.83%	-8.91	5 / 19	Q2
1Y	+3.28%	+20.85%	-17.57	7 / 18	Q2
2Y	+6.74%	+10.57%	-3.82	6 / 18	Q2
3Y	+10.34%	+8.42%	+1.92	1 / 17	Q1
4Y	+10.16%	+8.73%	+1.43	1 / 17	Q1
5Y	+9.46%	+8.00%	+1.46	1 / 16	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.46%	+22.72%	-13.27	7 / 18	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.92%	-0.59%	+1.51	4 / 17
2025	+7.66%	+6.91%	+0.75	7 / 17
2024	+12.71%	+11.24%	+1.47	2 / 17
2023	+13.93%	+11.79%	+2.15	3 / 17
2022	+7.87%	+21.59%	-13.72	2 / 17
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.44%

50 windows

min 3.3% · max 19.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.59%

25 windows

min 10.3% · max 12.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.46%

1 window

min 9.5% · max 9.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.31%

3-year · annualised

Sharpe ratio

1.04

vs risk-free 6.5%

Sortino ratio

2.84

Downside-only deviation

Max drawdown

-2.21%

Feb 2026 → Mar 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - Growth Option - Direct Plan	HDFC	₹87.6361	3 Jun 2026
Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹67.3366	3 Jun 2026
SBI Conservative Hybrid Fund - Direct Plan - Growth	SBI	₹82.3146	3 Jun 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Growth	ICICI Prudential	₹85.9815	3 Jun 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth	Bandhan	₹36.1366	3 Jun 2026
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan	Aditya Birla Sun Life	₹77.2696	3 Jun 2026
Franklin India Conservative Hybrid Fund - Direct - GROWTH	Franklin India	₹100.2188	3 Jun 2026
Kotak Debt Hybrid - Growth - Direct	Kotak	₹67.9807	3 Jun 2026
DSP Regular Savings Fund - Direct Plan - Growth	DSP	₹67.7367	3 Jun 2026
HSBC Conservative Hybrid Fund - Direct Growth	HSBC	₹70.4441	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹15.7248
2 Jun 2026	₹15.7392
1 Jun 2026	₹15.7462
29 May 2026	₹15.7286
27 May 2026	₹15.7538
26 May 2026	₹15.7464
25 May 2026	₹15.7499
22 May 2026	₹15.7078
21 May 2026	₹15.7203
20 May 2026	₹15.7129

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is ₹15.7248. It's a Conservative Hybrid Fund from Parag Parikh, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has NAV history starting from 28 May 2021, a track record of about 5 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is managed by Parag Parikh. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has delivered a absolute return of 3.28% — -17.57 pp behind the Conservative Hybrid Fund category average of 20.85%. The fund ranks #7 of 18 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has delivered a CAGR of 10.34% — +1.92 pp ahead of the Conservative Hybrid Fund category average of 8.42%. The fund ranks #1 of 17 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has delivered a CAGR of 9.46% — +1.46 pp ahead of the Conservative Hybrid Fund category average of 8.00%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹157,147 today — a multiplier of 1.57×, based on the 5-year CAGR of 9.46%. The category average over the same window would have grown ₹1 lakh to ₹146,957.

A ₹10,000 monthly SIP in Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹754,795 today. That's an XIRR (money-weighted annualised return) of 9.11%.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹754,795 — XIRR 9.11%.

On a 5-year basis, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth ranks #1 out of 16 funds in the Conservative Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.00%; this fund delivered 9.46%.

The worst peak-to-trough decline Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has experienced over the last 5-year window is 2.32% — its NAV fell from a high on 06 Apr 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth averaged 9.46% (best 9.46%, worst 9.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.78 — reasonable risk-adjusted performance.

In calendar year 2025, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth returned 7.66% — beating the Conservative Hybrid Fund category average of 6.91% by 0.75 pp. It ranked #7 of 17 in its category that year.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.3%. 5-year CAGR: 9.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Conservative Hybrid Fund

Recent NAVs

Frequently asked questions

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