Should I invest in Parag Parikh Conservative Hybrid Fund?

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.3%. 5-year CAGR: 10.01%.

Parag Parikh

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

Latest NAV

₹16.1304

As of

17 Jul 2026

1,245 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.13%	+0.11%	+0.02	8 / 17	Q2
1W	+0.06%	+0.01%	+0.06	6 / 17	Q2
2W	-0.08%	+0.07%	-0.15	15 / 17	Q4
1M	+0.90%	+0.99%	-0.09	13 / 17	Q4
3M	+1.98%	+1.92%	+0.06	9 / 17	Q3
6M	+3.33%	+2.27%	+1.06	3 / 17	Q1
YTD	+3.43%	+1.77%	+1.66	2 / 17	Q1
1Y	+5.32%	+3.80%	+1.52	3 / 17	Q1
2Y	+7.11%	+5.86%	+1.26	4 / 17	Q1
3Y	+10.90%	+8.60%	+2.30	1 / 17	Q1
4Y	+10.53%	+9.12%	+1.40	1 / 17	Q1
5Y	+10.01%	+8.25%	+1.76	1 / 16	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.74%	+9.10%	+0.65	5 / 16	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.43%	+1.77%	+1.66	2 / 17
2025	+7.66%	+6.91%	+0.75	7 / 17
2024	+12.71%	+11.24%	+1.47	2 / 17
2023	+13.93%	+11.79%	+2.15	3 / 17
2022	+7.87%	+4.39%	+3.48	1 / 16
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.44%

51 windows

min 3.3% · max 19.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.60%

27 windows

min 10.3% · max 12.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.89%

2 windows

min 9.8% · max 10.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.31%

3-year · annualised

Sharpe ratio

1.19

vs risk-free 6.5%

Sortino ratio

6.29

Downside-only deviation

Max drawdown

-2.21%

Feb 2026 → Mar 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - Growth Option - Direct Plan	HDFC	₹90.0707	17 Jul 2026
Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹68.7236	17 Jul 2026
SBI Conservative Hybrid Fund - Direct Plan - Growth	SBI	₹84.0111	17 Jul 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Growth	ICICI Prudential	₹87.8731	17 Jul 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth	Bandhan	₹37.1622	17 Jul 2026
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan	Aditya Birla Sun Life	₹79.1779	17 Jul 2026
Franklin India Conservative Hybrid Fund - Direct - GROWTH	Franklin India	₹102.3696	17 Jul 2026
Kotak Debt Hybrid - Growth - Direct	Kotak	₹69.9432	17 Jul 2026
DSP Regular Savings Fund - Direct Plan - Growth	DSP	₹69.2221	17 Jul 2026
HSBC Conservative Hybrid Fund - Direct Growth	HSBC	₹72.1056	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.1304
16 Jul 2026	₹16.1102
15 Jul 2026	₹16.0962
14 Jul 2026	₹16.0834
13 Jul 2026	₹16.1097
10 Jul 2026	₹16.1201
9 Jul 2026	₹16.0954
8 Jul 2026	₹16.0995
7 Jul 2026	₹16.1457
6 Jul 2026	₹16.1442

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is ₹16.1304. It's a Conservative Hybrid Fund from Parag Parikh, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has NAV history starting from 28 May 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is managed by Parag Parikh. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has delivered a absolute return of 5.32% — +1.52 pp ahead of the Conservative Hybrid Fund category average of 3.80%. The fund ranks #3 of 17 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has delivered a CAGR of 10.90% — +2.3 pp ahead of the Conservative Hybrid Fund category average of 8.60%. The fund ranks #1 of 17 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has delivered a CAGR of 10.01% — +1.76 pp ahead of the Conservative Hybrid Fund category average of 8.25%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth exactly 5 years ago would be worth approximately ₹161,126 today — a multiplier of 1.61×, based on the 5-year CAGR of 10.01%. The category average over the same window would have grown ₹1 lakh to ₹148,628.

A ₹10,000 monthly SIP in Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹764,585 today. That's an XIRR (money-weighted annualised return) of 9.63%.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹764,585 — XIRR 9.63%.

On a 5-year basis, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth ranks #1 out of 16 funds in the Conservative Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.25%; this fund delivered 10.01%.

The worst peak-to-trough decline Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth has experienced over the last 5-year window is 2.32% — its NAV fell from a high on 06 Apr 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth averaged 9.89% (best 10.01%, worst 9.76%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.93 — reasonable risk-adjusted performance.

In calendar year 2025, Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth returned 7.66% — beating the Conservative Hybrid Fund category average of 6.91% by 0.75 pp. It ranked #7 of 17 in its category that year.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.3%. 5-year CAGR: 10.01%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Conservative Hybrid Fund

Recent NAVs

Frequently asked questions

More from Parag Parikh