Should I invest in HDFC Hybrid Debt Fund?

We don't give personal investment advice. HDFC Hybrid Debt Fund - Growth Option - Direct Plan is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.1%. 5-year CAGR: 8.42%.

HDFC

HDFC Hybrid Debt Fund - Growth Option - Direct Plan

Latest NAV

₹87.6361

As of

3 Jun 2026

3,239 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+28.03%	-27.95	12 / 19	Q3
1W	-0.28%	+21.43%	-21.71	14 / 20	Q3
2W	+0.22%	+21.87%	-21.65	9 / 20	Q2
1M	-0.56%	+17.95%	-18.50	18 / 20	Q4
3M	-1.81%	+24.54%	-26.35	18 / 19	Q4
6M	-1.35%	+17.20%	-18.56	15 / 18	Q4
YTD	-1.65%	+9.83%	-11.48	13 / 19	Q3
1Y	-0.02%	+20.85%	-20.86	17 / 18	Q4
2Y	+4.09%	+10.57%	-6.48	17 / 18	Q4
3Y	+8.25%	+8.42%	-0.17	12 / 17	Q3
4Y	+9.18%	+8.73%	+0.45	8 / 17	Q2
5Y	+8.42%	+8.00%	+0.42	8 / 16	Q2
7Y	+8.96%	+8.39%	+0.57	6 / 15	Q2
10Y	+8.96%	+8.30%	+0.66	5 / 15	Q2
Inception	+9.33%	+22.72%	-13.39	8 / 18	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.65%	-0.59%	-1.06	12 / 17
2025	+6.07%	+6.91%	-0.84	14 / 17
2024	+10.98%	+11.24%	-0.26	12 / 17
2023	+14.35%	+11.79%	+2.57	2 / 17
2022	+6.49%	+21.59%	-15.10	3 / 17
2021	+13.68%	+3.40%	+10.28	5 / 17
2020	+10.44%	+10.27%	+0.18	10 / 15
2019	+6.95%	+7.64%	-0.69	10 / 15
2018	+1.19%	+2.08%	-0.89	10 / 15
2017	+10.64%	+10.89%	-0.25	7 / 15
2016	+13.29%	+10.70%	+2.59	4 / 15

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.36%

152 windows

min -4.2% · max 29.6%

93% positive

3-Year rolling

+9.88%

128 windows

min 2.1% · max 16.4%

100% positive

5-Year rolling

+9.52%

103 windows

min 5.2% · max 13.6%

100% positive

7-Year rolling

+9.33%

79 windows

min 8.0% · max 10.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.43%

3-year · annualised

Sharpe ratio

0.35

vs risk-free 6.5%

Sortino ratio

0.66

Downside-only deviation

Max drawdown

-3.64%

Feb 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹67.3366	3 Jun 2026
SBI Conservative Hybrid Fund - Direct Plan - Growth	SBI	₹82.3146	3 Jun 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Growth	ICICI Prudential	₹85.9815	3 Jun 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth	Bandhan	₹36.1366	3 Jun 2026
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan	Aditya Birla Sun Life	₹77.2696	3 Jun 2026
Franklin India Conservative Hybrid Fund - Direct - GROWTH	Franklin India	₹100.2188	3 Jun 2026
Kotak Debt Hybrid - Growth - Direct	Kotak	₹67.9807	3 Jun 2026
Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth	Parag Parikh	₹15.7248	3 Jun 2026
DSP Regular Savings Fund - Direct Plan - Growth	DSP	₹67.7367	3 Jun 2026
HSBC Conservative Hybrid Fund - Direct Growth	HSBC	₹70.4441	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹87.6361
2 Jun 2026	₹87.7087
1 Jun 2026	₹87.6426
29 May 2026	₹87.7893
27 May 2026	₹87.9961
26 May 2026	₹87.9546
25 May 2026	₹88.0640
22 May 2026	₹87.6175
21 May 2026	₹87.5033
20 May 2026	₹87.5698

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Hybrid Debt Fund - Growth Option - Direct Plan is ₹87.6361. It's a Conservative Hybrid Fund from HDFC, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Hybrid Debt Fund - Growth Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Hybrid Debt Fund - Growth Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Hybrid Debt Fund - Growth Option - Direct Plan has delivered a absolute return of -0.02% — -20.86 pp behind the Conservative Hybrid Fund category average of 20.85%. The fund ranks #17 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Hybrid Debt Fund - Growth Option - Direct Plan has delivered a CAGR of 8.25% — -0.17 pp behind the Conservative Hybrid Fund category average of 8.42%. The fund ranks #12 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Hybrid Debt Fund - Growth Option - Direct Plan has delivered a CAGR of 8.42% — +0.42 pp ahead of the Conservative Hybrid Fund category average of 8.00%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Hybrid Debt Fund - Growth Option - Direct Plan exactly 10 years ago would be worth approximately ₹235,869 today — a multiplier of 2.36×, based on the 10-year CAGR of 8.96%. The category average over the same window would have grown ₹1 lakh to ₹222,018.

A ₹10,000 monthly SIP in HDFC Hybrid Debt Fund - Growth Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹721,860 today. That's an XIRR (money-weighted annualised return) of 7.32%.

A ₹10,000 monthly SIP for 10 years in HDFC Hybrid Debt Fund - Growth Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,871,024 (multiplier 1.56×). XIRR: 8.60%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Hybrid Debt Fund - Growth Option - Direct Plan ranks #8 out of 16 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.00%; this fund delivered 8.42%.

The worst peak-to-trough decline HDFC Hybrid Debt Fund - Growth Option - Direct Plan has experienced over the last 5-year window is 4.08% — its NAV fell from a high on 07 Apr 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Hybrid Debt Fund - Growth Option - Direct Plan averaged 9.52% (best 13.59%, worst 5.24%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.40 — weak risk-adjusted performance.

In calendar year 2025, HDFC Hybrid Debt Fund - Growth Option - Direct Plan returned 6.07% — lagging the Conservative Hybrid Fund category average of 6.91% by 0.84 pp. It ranked #14 of 17 in its category that year.

HDFC Hybrid Debt Fund - Growth Option - Direct Plan is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC Hybrid Debt Fund - Growth Option - Direct Plan is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.1%. 5-year CAGR: 8.42%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Hybrid Debt Fund - Growth Option - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Conservative Hybrid Fund

Recent NAVs

Frequently asked questions

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