Should I invest in Nippon India Conservative Hybrid Fund Growth Plan?

We don't give personal investment advice. Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 8.68%.

Nippon India

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option

Latest NAV

₹68.7236

As of

17 Jul 2026

3,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.11%	+0.04	4 / 17	Q1
1W	+0.08%	+0.01%	+0.08	5 / 17	Q2
2W	+0.02%	+0.07%	-0.05	12 / 17	Q3
1M	+0.99%	+0.99%	+0.01	8 / 17	Q2
3M	+2.01%	+1.92%	+0.10	8 / 17	Q2
6M	+3.04%	+2.27%	+0.77	5 / 17	Q2
YTD	+3.04%	+1.77%	+1.27	4 / 17	Q1
1Y	+7.25%	+3.80%	+3.45	1 / 17	Q1
2Y	+8.23%	+5.86%	+2.38	1 / 17	Q1
3Y	+8.79%	+8.60%	+0.20	9 / 17	Q3
4Y	+9.37%	+9.12%	+0.25	10 / 17	Q3
5Y	+8.68%	+8.25%	+0.43	8 / 16	Q2
7Y	+6.02%	+8.75%	-2.73	15 / 15	Q4
10Y	+6.36%	+8.24%	-1.87	15 / 15	Q4
Inception	+7.62%	+9.10%	-1.48	15 / 16	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.04%	+1.77%	+1.27	4 / 17
2025	+10.48%	+6.91%	+3.57	1 / 17
2024	+8.44%	+11.24%	-2.80	17 / 17
2023	+11.05%	+11.79%	-0.74	11 / 17
2022	+5.44%	+4.39%	+1.05	6 / 16
2021	+10.68%	+11.56%	-0.88	10 / 15
2020	-8.02%	+10.27%	-18.28	15 / 15
2019	+3.56%	+7.64%	-4.08	12 / 15
2018	+5.09%	+2.08%	+3.01	2 / 15
2017	+9.43%	+10.89%	-1.46	11 / 15
2016	+10.09%	+10.70%	-0.60	10 / 15

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.16%

153 windows

min -16.9% · max 29.0%

91% positive

3-Year rolling

+7.20%

129 windows

min -1.7% · max 15.4%

92% positive

5-Year rolling

+6.40%

105 windows

min 2.4% · max 12.3%

100% positive

7-Year rolling

+5.70%

80 windows

min 4.8% · max 8.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.95%

3-year · annualised

Sharpe ratio

1.02

vs risk-free 6.5%

Sortino ratio

3.33

Downside-only deviation

Max drawdown

-1.80%

Feb 2026 → Mar 2026

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - Growth Option - Direct Plan	HDFC	₹90.0707	17 Jul 2026
Nippon India Conservative Hybrid Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Growth Option	Nippon India	₹0.0000	17 Jul 2026
SBI Conservative Hybrid Fund - Direct Plan - Growth	SBI	₹84.0111	17 Jul 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Growth	ICICI Prudential	₹87.8731	17 Jul 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth	Bandhan	₹37.1622	17 Jul 2026
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan	Aditya Birla Sun Life	₹79.1779	17 Jul 2026
Franklin India Conservative Hybrid Fund - Direct - GROWTH	Franklin India	₹102.3696	17 Jul 2026
Kotak Debt Hybrid - Growth - Direct	Kotak	₹69.9432	17 Jul 2026
Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth	Parag Parikh	₹16.1304	17 Jul 2026
DSP Regular Savings Fund - Direct Plan - Growth	DSP	₹69.2221	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹68.7236
16 Jul 2026	₹68.6192
15 Jul 2026	₹68.5926
14 Jul 2026	₹68.5598
13 Jul 2026	₹68.6976
10 Jul 2026	₹68.6672
9 Jul 2026	₹68.5302
8 Jul 2026	₹68.4847
7 Jul 2026	₹68.7702
6 Jul 2026	₹68.7758

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is ₹68.7236. It's a Conservative Hybrid Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has delivered a absolute return of 7.25% — +3.45 pp ahead of the Conservative Hybrid Fund category average of 3.80%. The fund ranks #1 of 17 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has delivered a CAGR of 8.79% — +0.2 pp ahead of the Conservative Hybrid Fund category average of 8.60%. The fund ranks #9 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has delivered a CAGR of 8.68% — +0.43 pp ahead of the Conservative Hybrid Fund category average of 8.25%. The fund ranks #8 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option exactly 10 years ago would be worth approximately ₹185,273 today — a multiplier of 1.85×, based on the 10-year CAGR of 6.36%. The category average over the same window would have grown ₹1 lakh to ₹220,638.

A ₹10,000 monthly SIP in Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹749,011 today. That's an XIRR (money-weighted annualised return) of 8.80%.

A ₹10,000 monthly SIP for 10 years in Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,723,204 (multiplier 1.44×). XIRR: 7.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option ranks #8 out of 16 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.25%; this fund delivered 8.68%.

The worst peak-to-trough decline Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has experienced over the last 5-year window is 2.12% — its NAV fell from a high on 04 Apr 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option averaged 6.40% (best 12.33%, worst 2.43%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.80 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option returned 10.48% — beating the Conservative Hybrid Fund category average of 6.91% by 3.57 pp. It ranked #1 of 17 in its category that year.

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 8.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.