Should I invest in Nippon India Conservative Hybrid Fund Growth Plan?

We don't give personal investment advice. Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 8.46%.

Nippon India

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option

Latest NAV

₹67.3366

As of

3 Jun 2026

3,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+28.03%	-27.92	10 / 19	Q3
1W	+0.01%	+21.43%	-21.42	4 / 20	Q1
2W	+0.33%	+21.87%	-21.54	6 / 20	Q2
1M	+0.02%	+17.95%	-17.93	7 / 20	Q2
3M	+0.29%	+24.54%	-24.26	7 / 19	Q2
6M	+1.55%	+17.20%	-15.65	3 / 18	Q1
YTD	+1.03%	+9.83%	-8.80	4 / 19	Q1
1Y	+6.62%	+20.85%	-14.23	2 / 18	Q1
2Y	+7.99%	+10.57%	-2.57	2 / 18	Q1
3Y	+8.64%	+8.42%	+0.22	9 / 17	Q3
4Y	+9.03%	+8.73%	+0.30	10 / 17	Q3
5Y	+8.46%	+8.00%	+0.46	7 / 16	Q2
7Y	+5.67%	+8.39%	-2.72	15 / 15	Q4
10Y	+6.42%	+8.30%	-1.88	15 / 15	Q4
Inception	+7.53%	+22.72%	-15.19	17 / 18	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.03%	-0.59%	+1.62	3 / 17
2025	+10.48%	+6.91%	+3.57	1 / 17
2024	+8.44%	+11.24%	-2.80	17 / 17
2023	+11.05%	+11.79%	-0.74	11 / 17
2022	+5.44%	+21.59%	-16.15	7 / 17
2021	+10.68%	+3.40%	+7.28	10 / 17
2020	-8.02%	+10.27%	-18.28	15 / 15
2019	+3.56%	+7.64%	-4.08	12 / 15
2018	+5.09%	+2.08%	+3.01	2 / 15
2017	+9.43%	+10.89%	-1.46	11 / 15
2016	+10.09%	+10.70%	-0.60	10 / 15

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.12%

152 windows

min -15.7% · max 28.9%

91% positive

3-Year rolling

+7.13%

127 windows

min -1.6% · max 15.3%

92% positive

5-Year rolling

+6.31%

103 windows

min 2.5% · max 11.9%

100% positive

7-Year rolling

+5.72%

79 windows

min 4.8% · max 8.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.02%

3-year · annualised

Sharpe ratio

0.91

vs risk-free 6.5%

Sortino ratio

2.28

Downside-only deviation

Max drawdown

-1.80%

Feb 2026 → Mar 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Debt Fund - Growth Option - Direct Plan	HDFC	₹87.6361	3 Jun 2026
Nippon India Conservative Hybrid Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan - Growth Option	Nippon India	₹0.0000	3 Jun 2026
SBI Conservative Hybrid Fund - Direct Plan - Growth	SBI	₹82.3146	3 Jun 2026
ICICI Prudential Regular Savings Fund - Direct Plan - Growth	ICICI Prudential	₹85.9815	3 Jun 2026
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth	Bandhan	₹36.1366	3 Jun 2026
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan	Aditya Birla Sun Life	₹77.2696	3 Jun 2026
Franklin India Conservative Hybrid Fund - Direct - GROWTH	Franklin India	₹100.2188	3 Jun 2026
Kotak Debt Hybrid - Growth - Direct	Kotak	₹67.9807	3 Jun 2026
Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth	Parag Parikh	₹15.7248	3 Jun 2026
DSP Regular Savings Fund - Direct Plan - Growth	DSP	₹67.7367	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹67.3366
2 Jun 2026	₹67.3858
1 Jun 2026	₹67.3109
29 May 2026	₹67.3269
27 May 2026	₹67.4003
26 May 2026	₹67.3785
25 May 2026	₹67.3765
22 May 2026	₹67.1974
21 May 2026	₹67.1259
20 May 2026	₹67.1632

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is ₹67.3366. It's a Conservative Hybrid Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has delivered a absolute return of 6.62% — -14.23 pp behind the Conservative Hybrid Fund category average of 20.85%. The fund ranks #2 of 18 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has delivered a CAGR of 8.64% — +0.22 pp ahead of the Conservative Hybrid Fund category average of 8.42%. The fund ranks #9 of 17 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has delivered a CAGR of 8.46% — +0.46 pp ahead of the Conservative Hybrid Fund category average of 8.00%. The fund ranks #7 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option exactly 10 years ago would be worth approximately ₹186,345 today — a multiplier of 1.86×, based on the 10-year CAGR of 6.42%. The category average over the same window would have grown ₹1 lakh to ₹222,018.

A ₹10,000 monthly SIP in Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹741,974 today. That's an XIRR (money-weighted annualised return) of 8.42%.

A ₹10,000 monthly SIP for 10 years in Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,700,845 (multiplier 1.42×). XIRR: 6.78%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option ranks #7 out of 16 funds in the Conservative Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.00%; this fund delivered 8.46%.

The worst peak-to-trough decline Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option has experienced over the last 5-year window is 2.12% — its NAV fell from a high on 04 Apr 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option averaged 6.31% (best 11.94%, worst 2.50%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.77 — reasonable risk-adjusted performance.

In calendar year 2025, Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option returned 10.48% — beating the Conservative Hybrid Fund category average of 6.91% by 3.57 pp. It ranked #1 of 17 in its category that year.

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.1%. 5-year CAGR: 8.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.