Should I invest in UTI C C BALANCED FUND?

We don't give personal investment advice. UTI C C BALANCED FUND is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.4%. 5-year CAGR: 7.21%.

UTI

UTI C C BALANCED FUND

Latest NAV

₹39.5411

As of

10 Jun 2026

4,965 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.53%	+0.63%	-0.10	7 / 8	Q4
1W	+0.25%	-0.22%	+0.47	3 / 8	Q2
2W	-0.30%	-1.45%	+1.15	2 / 8	Q1
1M	-0.30%	-1.48%	+1.18	2 / 8	Q1
3M	-0.42%	-0.07%	-0.35	4 / 8	Q2
6M	-2.79%	-4.48%	+1.69	4 / 8	Q2
YTD	-3.26%	-4.77%	+1.51	3 / 8	Q2
1Y	-2.51%	-4.30%	+1.79	4 / 8	Q2
2Y	+2.87%	+1.28%	+1.59	3 / 8	Q2
3Y	+7.13%	+9.27%	-2.14	7 / 8	Q4
4Y	+7.98%	+10.96%	-2.98	8 / 8	Q4
5Y	+7.21%	+9.14%	-1.93	8 / 8	Q4
7Y	+8.24%	+10.72%	-2.49	8 / 8	Q4
10Y	+7.82%	+10.37%	-2.56	7 / 8	Q4
Inception	+5.32%	+8.64%	-3.32	6 / 8	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.26%	-6.47%	+3.20	2 / 7
2025	+4.94%	+2.35%	+2.59	2 / 7
2024	+10.62%	+14.40%	-3.78	7 / 7
2023	+13.10%	+23.33%	-10.23	7 / 7
2022	+2.66%	+0.56%	+2.10	2 / 7
2021	+15.39%	+25.51%	-10.12	6 / 7
2020	+11.36%	+15.52%	-4.16	6 / 7
2019	+3.18%	+7.06%	-3.88	7 / 7
2018	-0.57%	-4.00%	+3.43	1 / 7
2017	+14.49%	+23.30%	-8.81	6 / 8
2016	+10.41%	+7.55%	+2.87	2 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.84%

234 windows

min -19.7% · max 30.2%

72% positive

3-Year rolling

+5.92%

210 windows

min -5.0% · max 15.8%

84% positive

5-Year rolling

+5.98%

186 windows

min -1.7% · max 13.7%

88% positive

7-Year rolling

+6.05%

161 windows

min -1.3% · max 9.5%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.40%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.20

Downside-only deviation

Max drawdown

-7.11%

Nov 2025 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Children's Fund

Scheme	Fund house	NAV	As of
HDFC Children Gift Fund-Investment	HDFC	₹279.2450	10 Jun 2026
ICICI Prudential Child Care- Gift Plan	ICICI Prudential	₹320.4000	10 Jun 2026
UTI CC-BOND-Growth	UTI	₹77.7518	10 Jun 2026
LICMF Children Fund	LIC	₹31.8157	10 Jun 2026
Tata Young Citizen [After 7 years]	Tata	₹54.4223	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹39.5411
9 Jun 2026	₹39.5657
8 Jun 2026	₹39.3583
5 Jun 2026	₹39.4812
4 Jun 2026	₹39.4209
3 Jun 2026	₹39.3877
2 Jun 2026	₹39.4684
1 Jun 2026	₹39.4030
29 May 2026	₹39.5183
27 May 2026	₹39.6956

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of UTI C C BALANCED FUND is ₹39.5411. It's a Children's Fund from UTI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI C C BALANCED FUND has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

UTI C C BALANCED FUND is managed by UTI. It's classified by AMFI under the 'Children's Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI C C BALANCED FUND has delivered a absolute return of -2.51% — +1.79 pp ahead of the Children's Fund category average of -4.30%. The fund ranks #4 of 8 in its category — the second (Q2) quartile.

Over the trailing 3-year window, UTI C C BALANCED FUND has delivered a CAGR of 7.13% — -2.14 pp behind the Children's Fund category average of 9.27%. The fund ranks #7 of 8 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI C C BALANCED FUND has delivered a CAGR of 7.21% — -1.93 pp behind the Children's Fund category average of 9.14%. The fund ranks #8 of 8 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI C C BALANCED FUND exactly 10 years ago would be worth approximately ₹212,246 today — a multiplier of 2.12×, based on the 10-year CAGR of 7.82%. The category average over the same window would have grown ₹1 lakh to ₹268,266.

A ₹10,000 monthly SIP in UTI C C BALANCED FUND over the last 5 years — total invested ₹600,000 — would be worth ₹694,450 today. That's an XIRR (money-weighted annualised return) of 5.78%.

A ₹10,000 monthly SIP for 10 years in UTI C C BALANCED FUND = ₹1,200,000 invested. It would currently be worth ₹1,754,111 (multiplier 1.46×). XIRR: 7.37%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI C C BALANCED FUND ranks #8 out of 8 funds in the Children's Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.14%; this fund delivered 7.21%.

The worst peak-to-trough decline UTI C C BALANCED FUND has experienced over the last 5-year window is 7.37% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI C C BALANCED FUND averaged 5.98% (best 13.74%, worst -1.75%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.13 — weak risk-adjusted performance.

In calendar year 2025, UTI C C BALANCED FUND returned 4.94% — beating the Children's Fund category average of 2.35% by 2.59 pp. It ranked #2 of 7 in its category that year.

UTI C C BALANCED FUND doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI C C BALANCED FUND is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.4%. 5-year CAGR: 7.21%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.