Should I invest in JM Equity Fund?

We don't give personal investment advice. JM Equity Fund-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 10.41%.

JM Financial

JM Equity Fund-Growth

Latest NAV

₹144.9041

As of

10 Jun 2026

4,972 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.43%	+0.51%	-0.95	33 / 35	Q4
1W	-0.90%	-0.61%	-0.29	31 / 35	Q4
2W	-3.21%	-2.37%	-0.84	35 / 35	Q4
1M	-2.49%	-1.99%	-0.50	31 / 35	Q4
3M	-1.41%	-2.88%	+1.47	7 / 35	Q1
6M	-6.92%	-8.84%	+1.92	9 / 35	Q2
YTD	-9.17%	-9.81%	+0.64	17 / 35	Q2
1Y	-5.45%	-7.26%	+1.81	11 / 35	Q2
2Y	-2.97%	-1.20%	-1.77	26 / 35	Q3
3Y	+10.90%	+7.98%	+2.93	6 / 35	Q1
4Y	+12.51%	+9.66%	+2.85	6 / 34	Q1
5Y	+10.41%	+7.61%	+2.80	5 / 34	Q1
7Y	+11.65%	+8.82%	+2.83	10 / 34	Q2
10Y	+10.54%	+8.60%	+1.94	17 / 34	Q2
Inception	+7.49%	+8.20%	-0.71	20 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.17%	-10.28%	+1.11	16 / 34
2025	+3.53%	+5.20%	-1.67	27 / 34
2024	+14.68%	+12.60%	+2.08	13 / 34
2023	+29.66%	+21.38%	+8.28	1 / 34
2022	+3.40%	+0.25%	+3.15	11 / 34
2021	+22.99%	+23.62%	-0.63	21 / 34
2020	+18.00%	+11.04%	+6.96	2 / 34
2019	+4.73%	+7.65%	-2.92	28 / 35
2018	+1.60%	-3.82%	+5.42	6 / 35
2017	+20.94%	+24.19%	-3.26	27 / 35
2016	+1.65%	+0.01%	+1.64	13 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.81%

234 windows

min -62.4% · max 100.3%

74% positive

3-Year rolling

+8.95%

210 windows

min -13.8% · max 22.4%

80% positive

5-Year rolling

+8.88%

186 windows

min -8.1% · max 20.5%

87% positive

7-Year rolling

+8.98%

161 windows

min -1.8% · max 16.4%

94% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.89%

3-year · annualised

Sharpe ratio

0.37

vs risk-free 6.5%

Sortino ratio

0.63

Downside-only deviation

Max drawdown

-20.37%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹48.8330	10 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹51.2251	10 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.3159	9 Jun 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹27.1900	10 Jun 2026
Kotak Large Cap Fund - Growth	Kotak	₹539.5700	10 Jun 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹79.0400	10 Jun 2026
HSBC Equity Fund - Dividend	HSBC	₹39.7020	10 Jun 2026
UTI - Master Share-Growth Option	UTI	₹251.8824	10 Jun 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹315.8600	10 Jun 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹36.5600	10 Jun 2026

Recent NAVs

Date	NAV
10 Jun 2026	₹144.9041
9 Jun 2026	₹145.5337
8 Jun 2026	₹144.3459
5 Jun 2026	₹146.2474
4 Jun 2026	₹146.4421
3 Jun 2026	₹146.2240
2 Jun 2026	₹146.8543
1 Jun 2026	₹146.3504
29 May 2026	₹147.5907
27 May 2026	₹149.7053

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 10 Jun 2026, the NAV of JM Equity Fund-Growth is ₹144.9041. It's a Large Cap Fund from JM Financial, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

JM Equity Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Equity Fund-Growth is managed by JM Financial. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Equity Fund-Growth has delivered a absolute return of -5.45% — +1.81 pp ahead of the Large Cap Fund category average of -7.26%. The fund ranks #11 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Equity Fund-Growth has delivered a CAGR of 10.90% — +2.93 pp ahead of the Large Cap Fund category average of 7.98%. The fund ranks #6 of 35 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Equity Fund-Growth has delivered a CAGR of 10.41% — +2.8 pp ahead of the Large Cap Fund category average of 7.61%. The fund ranks #5 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Equity Fund-Growth exactly 10 years ago would be worth approximately ₹272,419 today — a multiplier of 2.72×, based on the 10-year CAGR of 10.54%. The category average over the same window would have grown ₹1 lakh to ₹228,145.

A ₹10,000 monthly SIP in JM Equity Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹723,922 today. That's an XIRR (money-weighted annualised return) of 7.44%.

A ₹10,000 monthly SIP for 10 years in JM Equity Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹2,072,165 (multiplier 1.73×). XIRR: 10.53%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Equity Fund-Growth ranks #5 out of 34 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.61%; this fund delivered 10.41%.

The worst peak-to-trough decline JM Equity Fund-Growth has experienced over the last 5-year window is 20.37% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Equity Fund-Growth averaged 8.88% (best 20.50%, worst -8.15%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, JM Equity Fund-Growth returned 3.53% — lagging the Large Cap Fund category average of 5.20% by 1.67 pp. It ranked #27 of 34 in its category that year.

JM Equity Fund-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Equity Fund-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 10.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.