Should I invest in UTI Long Term Advantage Fund Series VI?

We don't give personal investment advice. UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

UTI

UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW

Latest NAV

₹12.2199

As of

24 Sep 2021

904 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.05%	+0.08%	-0.13	31 / 54	Q3
1W	+0.25%	-1.32%	+1.57	6 / 54	Q1
2W	+2.03%	-0.04%	+2.07	2 / 54	Q1
1M	+7.18%	-1.07%	+8.26	1 / 54	Q1
3M	+8.16%	+0.01%	+8.15	9 / 54	Q1
6M	+17.02%	-3.68%	+20.69	4 / 54	Q1
YTD	+25.04%	-2.63%	+27.67	4 / 54	Q1
1Y	+55.14%	+2.41%	+52.73	4 / 54	Q1
2Y	+25.05%	+3.07%	+21.98	4 / 53	Q1
3Y	+11.03%	+9.94%	+1.10	23 / 53	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+5.54%	+9.79%	-4.25	48 / 54	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+25.04%	+33.70%	-8.66	37 / 46
2020	+19.22%	+14.03%	+5.19	8 / 46
2019	-7.75%	+5.87%	-13.62	38 / 44
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.71%

33 windows

min -36.0% · max 80.4%

48% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+4.34%

9 windows

min -0.4% · max 11.0%

89% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

29.82%

3-year · annualised

Sharpe ratio

0.31

vs risk-free 6.5%

Sortino ratio

0.41

Downside-only deviation

Max drawdown

-40.43%

Apr 2019 → Mar 2020

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹38.4097	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan IDCW	Quantum	₹114.6800	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - IDCW	Mirae Asset	₹21.5970	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular IDCW Payout	HSBC	₹25.8533	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option	Baroda BNP Paribas	₹20.8212	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Dividend Option	PGIM India	₹15.4900	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - IDCW	Axis	₹22.2921	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - IDCW Payout	360 ONE	₹13.1353	3 Jun 2026
BAJAJ FINSERV ELSS TAX SAVER FUND - REGULAR - IDCW	Bajaj Finserv	₹11.0910	3 Jun 2026
BANK OF INDIA Mid Cap Tax Fund Series 1 Regular Plan IDCW	Bank of India	₹28.1500	3 Jun 2026

Recent NAVs

Date	NAV
24 Sep 2021	₹12.2199
23 Sep 2021	₹12.2260
22 Sep 2021	₹12.0601
21 Sep 2021	₹12.0669
20 Sep 2021	₹12.0252
17 Sep 2021	₹12.1890
16 Sep 2021	₹12.2326
15 Sep 2021	₹12.1223
14 Sep 2021	₹12.0128
13 Sep 2021	₹11.9805

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Sep 2021, the NAV of UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW is ₹12.2199. It's a ELSS from UTI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW has NAV history starting from 23 Jan 2018, a track record of about 8 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW is managed by UTI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW has delivered a absolute return of 55.14% — +52.73 pp ahead of the ELSS category average of 2.41%. The fund ranks #4 of 54 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW has delivered a CAGR of 11.03% — +1.1 pp ahead of the ELSS category average of 9.94%. The fund ranks #23 of 53 in its category — the second (Q2) quartile.

UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW exactly 3 years ago would be worth approximately ₹136,878 today — a multiplier of 1.37×, based on the 3-year CAGR of 11.03%. The category average over the same window would have grown ₹1 lakh to ₹132,866.

A ₹10,000 monthly SIP in UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹516,512 today. That's an XIRR (money-weighted annualised return) of 24.84%.

UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹516,512 — XIRR 24.84%.

On a 3-year basis, UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW ranks #23 out of 53 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.94%; this fund delivered 11.03%.

The worst peak-to-trough decline UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW has experienced over the last 3-year window is 40.43% — its NAV fell from a high on 16 Apr 2019 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW averaged 4.34% (best 11.03%, worst -0.36%). 89% of rolling windows ended positive. The 3-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2020, UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW returned 19.22% — beating the ELSS category average of 14.03% by 5.19 pp. It ranked #8 of 46 in its category that year.

UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Long Term Advantage Fund Series VI - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.