Should I invest in UTI Focussed Equity Fund Series - 1 (2195 Days)?

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.3%. 5-year CAGR: 5.17%.

UTI

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option

Latest NAV

₹13.2056

As of

7 Sep 2020

1,473 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.25%	-0.25	33 / 37	Q4
1W	-0.20%	-1.28%	+1.08	7 / 37	Q1
2W	-2.36%	+0.28%	-2.64	36 / 37	Q4
1M	+0.44%	-0.31%	+0.76	12 / 37	Q2
3M	+13.77%	-0.58%	+14.35	2 / 37	Q1
6M	+6.30%	-2.98%	+9.28	5 / 36	Q1
YTD	-1.58%	-4.71%	+3.13	11 / 36	Q2
1Y	+13.11%	+2.50%	+10.62	4 / 33	Q1
2Y	+1.81%	+2.46%	-0.65	21 / 33	Q3
3Y	+2.19%	+9.45%	-7.27	27 / 29	Q4
4Y	+2.47%	+10.44%	-7.96	16 / 17	Q4
5Y	+5.17%	+8.60%	-3.43	11 / 14	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.54%	+8.61%	-4.07	28 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2020 YTD	-1.58%	+11.34%	-12.91	16 / 17
2019	+12.27%	+9.92%	+2.35	8 / 16
2018	-14.17%	-11.90%	-2.27	6 / 8
2017	+36.24%	+36.57%	-0.33	3 / 5
2016	-2.45%	+0.80%	-3.25	4 / 4
2015	-7.75%	-7.75%	+0.00	1 / 1
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.26%

62 windows

min -21.7% · max 40.0%

53% positive

3-Year rolling

+4.19%

37 windows

min -4.8% · max 9.0%

89% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+2.60%

13 windows

min -1.9% · max 5.2%

85% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.98%

3-year · annualised

Sharpe ratio

-0.10

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-36.33%

Jan 2018 → Mar 2020

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - IDCW Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - IDCW	Invesco	₹15.8400	3 Jun 2026
Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹29.7444	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - IDCW	Mirae Asset	₹15.4630	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - IDCW	Parag Parikh	₹81.9363	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular - IDCW Option	Edelweiss	₹30.6060	2 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.8419	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Dividend Option	PGIM India	₹16.9800	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - IDCW	Axis	₹16.1100	3 Jun 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- IDCW	360 ONE	₹14.8502	3 Jun 2026

Recent NAVs

Date	NAV
7 Sep 2020	₹13.2056
4 Sep 2020	₹13.2085
3 Sep 2020	₹13.2829
2 Sep 2020	₹13.2951
1 Sep 2020	₹13.2653
31 Aug 2020	₹13.2323
28 Aug 2020	₹13.6303
27 Aug 2020	₹13.5574
26 Aug 2020	₹13.5468
25 Aug 2020	₹13.5497

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Sep 2020, the NAV of UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option is ₹13.2056. It's a Flexi Cap Fund from UTI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option has NAV history starting from 08 Sep 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option is managed by UTI. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option has delivered a absolute return of 13.11% — +10.62 pp ahead of the Flexi Cap Fund category average of 2.50%. The fund ranks #4 of 33 in its category — the top (Q1) quartile.

Over the trailing 3-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option has delivered a CAGR of 2.19% — -7.27 pp behind the Flexi Cap Fund category average of 9.45%. The fund ranks #27 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option has delivered a CAGR of 5.17% — -3.43 pp behind the Flexi Cap Fund category average of 8.60%. The fund ranks #11 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option exactly 5 years ago would be worth approximately ₹128,671 today — a multiplier of 1.29×, based on the 5-year CAGR of 5.17%. The category average over the same window would have grown ₹1 lakh to ₹151,062.

A ₹10,000 monthly SIP in UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹682,737 today. That's an XIRR (money-weighted annualised return) of 5.10%.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹682,737 — XIRR 5.10%.

On a 5-year basis, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option ranks #11 out of 14 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.60%; this fund delivered 5.17%.

The worst peak-to-trough decline UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option has experienced over the last 5-year window is 36.33% — its NAV fell from a high on 23 Jan 2018 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option averaged 2.60% (best 5.17%, worst -1.89%). 85% of rolling windows ended positive. The 5-year Sharpe ratio is 0.07 — weak risk-adjusted performance.

In calendar year 2019, UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option returned 12.27% — beating the Flexi Cap Fund category average of 9.92% by 2.35 pp. It ranked #8 of 16 in its category that year.

UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. UTI Focussed Equity Fund Series - 1 (2195 Days) - Regular Plan - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.3%. 5-year CAGR: 5.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.