Should I invest in PGIM India Flexi Cap Fund?

We don't give personal investment advice. PGIM India Flexi Cap Fund - Regular Plan - Dividend Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.3%. 5-year CAGR: -0.67%.

PGIM India

PGIM India Flexi Cap Fund - Regular Plan - Dividend Option

Latest NAV

₹16.9800

As of

3 Jun 2026

2,768 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.41%	+0.25%	+0.16	11 / 37	Q2
1W	-1.56%	-1.28%	-0.28	23 / 37	Q3
2W	-0.12%	+0.28%	-0.40	23 / 37	Q3
1M	-1.22%	-0.31%	-0.90	24 / 37	Q3
3M	-9.55%	-0.58%	-8.98	34 / 37	Q4
6M	-14.24%	-2.98%	-11.26	30 / 36	Q4
YTD	-13.59%	-4.71%	-8.88	31 / 36	Q4
1Y	-9.60%	+2.50%	-12.10	27 / 33	Q4
2Y	-5.12%	+2.46%	-7.59	28 / 33	Q4
3Y	+0.16%	+9.45%	-9.30	29 / 29	Q4
4Y	+0.85%	+10.44%	-9.58	17 / 17	Q4
5Y	-0.67%	+8.60%	-9.27	14 / 14	Q4
7Y	+6.11%	+9.59%	-3.48	10 / 12	Q4
10Y	+5.56%	+5.41%	+0.15	1 / 2	Q2
Inception	+4.87%	+8.61%	-3.74	27 / 37	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.59%	-6.23%	-7.36	26 / 30
2025	-4.93%	+0.95%	-5.87	24 / 27
2024	+5.49%	+18.04%	-12.55	26 / 26
2023	+9.12%	+25.45%	-16.33	20 / 20
2022	-13.17%	-2.75%	-10.42	14 / 15
2021	+37.39%	+24.94%	+12.45	1 / 15
2020	+33.39%	+11.34%	+22.05	1 / 17
2019	+9.71%	+9.92%	-0.21	12 / 16
2018	-21.66%	-11.90%	-9.76	8 / 8
2017	+29.93%	+36.57%	-6.64	5 / 5
2016	-1.47%	+0.80%	-2.27	3 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.27%

125 windows

min -25.1% · max 91.9%

55% positive

3-Year rolling

+7.17%

101 windows

min -11.9% · max 28.9%

83% positive

5-Year rolling

+8.96%

77 windows

min -4.3% · max 15.8%

96% positive

7-Year rolling

+7.94%

52 windows

min 5.5% · max 10.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.74%

3-year · annualised

Sharpe ratio

-0.32

vs risk-free 6.5%

Sortino ratio

-0.40

Downside-only deviation

Max drawdown

-29.31%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - IDCW Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - IDCW	Invesco	₹15.8400	3 Jun 2026
Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹29.7444	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - IDCW	Mirae Asset	₹15.4630	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - IDCW	Parag Parikh	₹81.9363	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular - IDCW Option	Edelweiss	₹30.6060	2 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.8419	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - IDCW	Axis	₹16.1100	3 Jun 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- IDCW	360 ONE	₹14.8502	3 Jun 2026
Abakkus Flexi Cap Fund - Regular - IDCW		₹10.2890	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.9800
2 Jun 2026	₹17.0400
1 Jun 2026	₹16.9700
29 May 2026	₹17.1400
27 May 2026	₹17.3600
26 May 2026	₹17.3100
25 May 2026	₹17.3500
22 May 2026	₹17.1700
21 May 2026	₹17.1400
20 May 2026	₹17.1300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of PGIM India Flexi Cap Fund - Regular Plan - Dividend Option is ₹16.9800. It's a Flexi Cap Fund from PGIM India, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Flexi Cap Fund - Regular Plan - Dividend Option has NAV history starting from 09 Mar 2015, a track record of about 11 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Flexi Cap Fund - Regular Plan - Dividend Option is managed by PGIM India. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Flexi Cap Fund - Regular Plan - Dividend Option has delivered a absolute return of -9.60% — -12.1 pp behind the Flexi Cap Fund category average of 2.50%. The fund ranks #27 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Flexi Cap Fund - Regular Plan - Dividend Option has delivered a CAGR of 0.16% — -9.3 pp behind the Flexi Cap Fund category average of 9.45%. The fund ranks #29 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Flexi Cap Fund - Regular Plan - Dividend Option has delivered a CAGR of -0.67% — -9.27 pp behind the Flexi Cap Fund category average of 8.60%. The fund ranks #14 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Flexi Cap Fund - Regular Plan - Dividend Option exactly 10 years ago would be worth approximately ₹171,774 today — a multiplier of 1.72×, based on the 10-year CAGR of 5.56%. The category average over the same window would have grown ₹1 lakh to ₹169,422.

A ₹10,000 monthly SIP in PGIM India Flexi Cap Fund - Regular Plan - Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹550,449 today. That's an XIRR (money-weighted annualised return) of -3.38%.

A ₹10,000 monthly SIP for 10 years in PGIM India Flexi Cap Fund - Regular Plan - Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,443,238 (multiplier 1.20×). XIRR: 3.62%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Flexi Cap Fund - Regular Plan - Dividend Option ranks #14 out of 14 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.60%; this fund delivered -0.67%.

The worst peak-to-trough decline PGIM India Flexi Cap Fund - Regular Plan - Dividend Option has experienced over the last 5-year window is 29.31% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Flexi Cap Fund - Regular Plan - Dividend Option averaged 8.96% (best 15.81%, worst -4.30%). 96% of rolling windows ended positive. The 5-year Sharpe ratio is -0.36 — negative risk-adjusted performance.

In calendar year 2025, PGIM India Flexi Cap Fund - Regular Plan - Dividend Option returned -4.93% — lagging the Flexi Cap Fund category average of 0.95% by 5.87 pp. It ranked #24 of 27 in its category that year.

PGIM India Flexi Cap Fund - Regular Plan - Dividend Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Flexi Cap Fund - Regular Plan - Dividend Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.3%. 5-year CAGR: -0.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.