Should I invest in Motilal Oswal Flexi cap Fund Regular?

We don't give personal investment advice. Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.5%. 5-year CAGR: 3.84%.

Motilal Oswal

Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment

Latest NAV

₹29.7444

As of

3 Jun 2026

2,975 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.92%	+0.25%	+0.67	1 / 37	Q1
1W	+0.12%	-1.28%	+1.40	3 / 37	Q1
2W	+2.63%	+0.28%	+2.35	1 / 37	Q1
1M	+2.38%	-0.31%	+2.69	3 / 37	Q1
3M	-4.93%	-0.58%	-4.36	29 / 37	Q4
6M	-14.79%	-2.98%	-11.81	31 / 36	Q4
YTD	-12.36%	-4.71%	-7.65	30 / 36	Q4
1Y	-11.48%	+2.50%	-13.98	30 / 33	Q4
2Y	-2.27%	+2.46%	-4.73	25 / 33	Q4
3Y	+9.80%	+9.45%	+0.35	17 / 29	Q3
4Y	+8.44%	+10.44%	-2.00	13 / 17	Q4
5Y	+3.84%	+8.60%	-4.76	12 / 14	Q4
7Y	+3.33%	+9.59%	-6.27	12 / 12	Q4
10Y	+5.27%	+5.41%	-0.15	2 / 2	Q4
Inception	+9.51%	+8.61%	+0.90	18 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.36%	-6.23%	-6.13	25 / 30
2025	-12.44%	+0.95%	-13.39	27 / 27
2024	+35.73%	+18.04%	+17.69	1 / 26
2023	+20.95%	+25.45%	-4.50	18 / 20
2022	-9.58%	-2.75%	-6.83	13 / 15
2021	-2.31%	+24.94%	-27.25	15 / 15
2020	+10.36%	+11.34%	-0.98	8 / 17
2019	+2.97%	+9.92%	-6.95	15 / 16
2018	-13.66%	-11.90%	-1.76	5 / 8
2017	+40.07%	+36.57%	+3.50	2 / 5
2016	+6.91%	+0.80%	+6.11	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.91%

136 windows

min -29.4% · max 63.3%

63% positive

3-Year rolling

+7.33%

111 windows

min -11.1% · max 30.6%

84% positive

5-Year rolling

+5.41%

87 windows

min -3.5% · max 16.7%

79% positive

7-Year rolling

+5.44%

63 windows

min 2.2% · max 13.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.06%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.35

Downside-only deviation

Max drawdown

-32.55%

Dec 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - IDCW Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - IDCW	Invesco	₹15.8400	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - IDCW	Mirae Asset	₹15.4630	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - IDCW	Parag Parikh	₹81.9363	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular - IDCW Option	Edelweiss	₹30.6060	2 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.8419	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Dividend Option	PGIM India	₹16.9800	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - IDCW	Axis	₹16.1100	3 Jun 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- IDCW	360 ONE	₹14.8502	3 Jun 2026
Abakkus Flexi Cap Fund - Regular - IDCW		₹10.2890	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹29.7444
2 Jun 2026	₹29.8767
1 Jun 2026	₹29.6034
29 May 2026	₹29.9295
27 May 2026	₹30.1234
26 May 2026	₹29.8406
25 May 2026	₹29.7174
22 May 2026	₹29.3683
21 May 2026	₹29.2867
20 May 2026	₹29.1933

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment is ₹29.7444. It's a Flexi Cap Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment has NAV history starting from 29 Apr 2014, a track record of about 12 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment has delivered a absolute return of -11.48% — -13.98 pp behind the Flexi Cap Fund category average of 2.50%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 9.80% — +0.35 pp ahead of the Flexi Cap Fund category average of 9.45%. The fund ranks #17 of 29 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 3.84% — -4.76 pp behind the Flexi Cap Fund category average of 8.60%. The fund ranks #12 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹167,100 today — a multiplier of 1.67×, based on the 10-year CAGR of 5.27%. The category average over the same window would have grown ₹1 lakh to ₹169,422.

A ₹10,000 monthly SIP in Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹648,890 today. That's an XIRR (money-weighted annualised return) of 3.09%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,438,411 (multiplier 1.20×). XIRR: 3.55%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment ranks #12 out of 14 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 8.60%; this fund delivered 3.84%.

The worst peak-to-trough decline Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment has experienced over the last 5-year window is 32.55% — its NAV fell from a high on 16 Dec 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment averaged 5.41% (best 16.73%, worst -3.53%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is -0.06 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment returned -12.44% — lagging the Flexi Cap Fund category average of 0.95% by 13.39 pp. It ranked #27 of 27 in its category that year.

Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.5%. 5-year CAGR: 3.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.