Should I invest in UTI BSE Sensex Index Fund?

We don't give personal investment advice. UTI BSE Sensex Index Fund - Direct Plan - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

UTI

UTI BSE Sensex Index Fund - Direct Plan - Growth Option

Latest NAV

₹13.3780

As of

3 Jun 2026

1,066 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.27%	+0.24	69 / 353	Q1
1W	-1.79%	-0.97%	-0.82	246 / 353	Q3
2W	-0.65%	+0.26%	-0.91	307 / 353	Q4
1M	-3.25%	-0.26%	-2.99	340 / 351	Q4
3M	-6.83%	+0.41%	-7.24	326 / 341	Q4
6M	-12.18%	-1.84%	-10.34	313 / 332	Q4
YTD	-12.21%	-2.06%	-10.15	313 / 333	Q4
1Y	-7.47%	+1.97%	-9.44	281 / 306	Q4
2Y	-0.37%	+4.21%	-4.57	179 / 205	Q4
3Y	+7.00%	+11.24%	-4.24	148 / 168	Q4
4Y	+8.53%	+12.60%	-4.07	58 / 77	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.70%	+6.44%	+0.26	205 / 353	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.21%	-2.11%	-10.11	311 / 331
2025	+9.64%	+6.05%	+3.59	57 / 260
2024	+9.11%	+14.12%	-5.00	111 / 180
2023	+19.37%	+21.09%	-1.72	73 / 130
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.98%

41 windows

min -7.5% · max 28.3%

90% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+11.72%

17 windows

min 7.0% · max 16.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.79%

3-year · annualised

Sharpe ratio

0.08

vs risk-free 6.5%

Sortino ratio

0.12

Downside-only deviation

Max drawdown

-16.08%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Growth Option - Direct Plan	HDFC	₹15.1208	3 Jun 2026
Nippon India BSE Sensex Next 30 Index Fund- Direct Plan- Growth Option	Nippon India	₹10.8401	3 Jun 2026
SBI BSE Sensex Index Fund - Direct Plan - Growth	SBI	₹12.2089	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option	ICICI Prudential	₹24.7112	3 Jun 2026
Invesco India BSE Sensex Index Fund - Direct Plan - Growth	Invesco	₹9.7184	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - GROWTH	Bandhan	₹14.5944	3 Jun 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹243.1960	3 Jun 2026
Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth	Motilal Oswal	₹20.3201	3 Jun 2026
Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - Growth	Franklin India	₹199.2252	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - Growth	Mirae Asset	₹9.7181	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.3780
2 Jun 2026	₹13.4326
1 Jun 2026	₹13.3641
29 May 2026	₹13.4555
27 May 2026	₹13.6516
26 May 2026	₹13.6772
25 May 2026	₹13.7633
22 May 2026	₹13.5660
21 May 2026	₹13.5176
20 May 2026	₹13.5419

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of UTI BSE Sensex Index Fund - Direct Plan - Growth Option is ₹13.3780. It's a Index Fund from UTI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

UTI BSE Sensex Index Fund - Direct Plan - Growth Option has NAV history starting from 01 Feb 2022, a track record of about 4 years 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

UTI BSE Sensex Index Fund - Direct Plan - Growth Option is managed by UTI. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI BSE Sensex Index Fund - Direct Plan - Growth Option has delivered a absolute return of -7.47% — -9.44 pp behind the Index Fund category average of 1.97%. The fund ranks #281 of 306 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI BSE Sensex Index Fund - Direct Plan - Growth Option has delivered a CAGR of 7.00% — -4.24 pp behind the Index Fund category average of 11.24%. The fund ranks #148 of 168 in its category — the bottom (Q4) quartile.

UTI BSE Sensex Index Fund - Direct Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in UTI BSE Sensex Index Fund - Direct Plan - Growth Option exactly 3 years ago would be worth approximately ₹122,499 today — a multiplier of 1.22×, based on the 3-year CAGR of 7.00%. The category average over the same window would have grown ₹1 lakh to ₹137,648.

A ₹10,000 monthly SIP in UTI BSE Sensex Index Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹359,723 today. That's an XIRR (money-weighted annualised return) of -0.05%.

UTI BSE Sensex Index Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹359,723 — XIRR -0.05%.

On a 3-year basis, UTI BSE Sensex Index Fund - Direct Plan - Growth Option ranks #148 out of 168 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.24%; this fund delivered 7.00%.

The worst peak-to-trough decline UTI BSE Sensex Index Fund - Direct Plan - Growth Option has experienced over the last 3-year window is 16.08% — its NAV fell from a high on 02 Jan 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, UTI BSE Sensex Index Fund - Direct Plan - Growth Option averaged 11.72% (best 16.40%, worst 7.00%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.08 — weak risk-adjusted performance.

In calendar year 2025, UTI BSE Sensex Index Fund - Direct Plan - Growth Option returned 9.64% — beating the Index Fund category average of 6.05% by 3.59 pp. It ranked #57 of 260 in its category that year.

UTI BSE Sensex Index Fund - Direct Plan - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. UTI BSE Sensex Index Fund - Direct Plan - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.