Should I invest in Motilal Oswal Nifty 50 Index Fund?

We don't give personal investment advice. Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.43%.

Motilal Oswal

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth

Latest NAV

₹20.3201

As of

3 Jun 2026

1,587 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.27%	+0.16	97 / 353	Q2
1W	-1.78%	-0.97%	-0.81	231 / 353	Q3
2W	-0.48%	+0.26%	-0.74	285 / 353	Q4
1M	-2.49%	-0.26%	-2.22	307 / 351	Q4
3M	-5.41%	+0.41%	-5.82	299 / 341	Q4
6M	-9.58%	-1.84%	-7.74	284 / 332	Q4
YTD	-9.96%	-2.06%	-7.90	283 / 333	Q4
1Y	-4.09%	+1.97%	-6.06	255 / 306	Q4
2Y	+1.40%	+4.21%	-2.81	142 / 205	Q3
3Y	+9.21%	+11.24%	-2.02	64 / 168	Q2
4Y	+10.11%	+12.60%	-2.49	39 / 77	Q3
5Y	+9.43%	+10.98%	-1.56	19 / 38	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.91%	+6.44%	+5.46	75 / 353	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.96%	-2.11%	-7.85	281 / 331
2025	+11.25%	+6.05%	+5.21	38 / 260
2024	+9.79%	+14.12%	-4.32	86 / 180
2023	+20.55%	+21.09%	-0.54	54 / 130
2022	+5.49%	+1.94%	+3.55	10 / 51
2021	+24.61%	+26.80%	-2.19	18 / 25
2020	+16.38%	+15.71%	+0.67	6 / 22
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.45%

67 windows

min -4.1% · max 79.7%

94% positive

3-Year rolling

+15.67%

43 windows

min 9.2% · max 28.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.02%

18 windows

min 9.4% · max 22.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.01%

3-year · annualised

Sharpe ratio

0.26

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-15.51%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Growth Option - Direct Plan	HDFC	₹15.1208	3 Jun 2026
Nippon India BSE Sensex Next 30 Index Fund- Direct Plan- Growth Option	Nippon India	₹10.8401	3 Jun 2026
SBI BSE Sensex Index Fund - Direct Plan - Growth	SBI	₹12.2089	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option	ICICI Prudential	₹24.7112	3 Jun 2026
Invesco India BSE Sensex Index Fund - Direct Plan - Growth	Invesco	₹9.7184	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - GROWTH	Bandhan	₹14.5944	3 Jun 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹243.1960	3 Jun 2026
Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - Growth	Franklin India	₹199.2252	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - Growth	Mirae Asset	₹9.7181	3 Jun 2026
Kotak BSE Sensex Index Fund- Direct - Growth	Kotak	₹9.8860	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.3201
2 Jun 2026	₹20.3877
1 Jun 2026	₹20.3004
29 May 2026	₹20.4434
27 May 2026	₹20.7516
26 May 2026	₹20.7574
25 May 2026	₹20.8597
22 May 2026	₹20.5818
21 May 2026	₹20.5173
20 May 2026	₹20.5211

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth is ₹20.3201. It's a Index Fund from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth has NAV history starting from 26 Dec 2019, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth has delivered a absolute return of -4.09% — -6.06 pp behind the Index Fund category average of 1.97%. The fund ranks #255 of 306 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth has delivered a CAGR of 9.21% — -2.02 pp behind the Index Fund category average of 11.24%. The fund ranks #64 of 168 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth has delivered a CAGR of 9.43% — -1.56 pp behind the Index Fund category average of 10.98%. The fund ranks #19 of 38 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth exactly 5 years ago would be worth approximately ₹156,896 today — a multiplier of 1.57×, based on the 5-year CAGR of 9.43%. The category average over the same window would have grown ₹1 lakh to ₹168,381.

A ₹10,000 monthly SIP in Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹714,140 today. That's an XIRR (money-weighted annualised return) of 6.89%.

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹714,140 — XIRR 6.89%.

On a 5-year basis, Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth ranks #19 out of 38 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.98%; this fund delivered 9.43%.

The worst peak-to-trough decline Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth has experienced over the last 5-year window is 16.57% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth averaged 16.02% (best 22.31%, worst 9.43%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth returned 11.25% — beating the Index Fund category average of 6.05% by 5.21 pp. It ranked #38 of 260 in its category that year.

Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.43%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.