Should I invest in ICICI Prudential BSE Sensex Index Fund - Cumulative Option?

We don't give personal investment advice. ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.27%.

ICICI Prudential

ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option

Latest NAV

₹26.0695

As of

17 Jul 2026

1,978 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	+0.21%	+1.05	27 / 353	Q1
1W	+0.78%	-0.05%	+0.82	31 / 353	Q1
2W	+0.54%	+0.24%	+0.30	50 / 353	Q1
1M	+1.62%	+0.78%	+0.84	62 / 353	Q1
3M	+0.10%	+2.20%	-2.10	304 / 350	Q4
6M	-5.99%	+1.36%	-7.36	316 / 336	Q4
YTD	-7.76%	+0.54%	-8.30	316 / 333	Q4
1Y	-4.19%	+2.69%	-6.89	293 / 318	Q4
2Y	-0.71%	+3.33%	-4.04	169 / 213	Q4
3Y	+6.38%	+10.79%	-4.42	166 / 172	Q4
4Y	+10.47%	+13.23%	-2.76	62 / 84	Q3
5Y	+9.27%	+11.39%	-2.12	34 / 39	Q4
7Y	+11.77%	+12.92%	-1.15	16 / 19	Q4
10Y	—	—	—	—	—
Inception	+11.35%	+7.52%	+3.83	99 / 353	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.76%	+0.51%	-8.28	314 / 331
2025	+9.60%	+6.05%	+3.55	59 / 260
2024	+9.16%	+14.12%	-4.96	110 / 180
2023	+19.36%	+21.09%	-1.73	74 / 130
2022	+5.53%	+1.94%	+3.59	7 / 51
2021	+22.36%	+26.80%	-4.43	23 / 25
2020	+17.23%	+15.71%	+1.52	1 / 22
2019	+14.33%	+11.04%	+3.29	4 / 17
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.10%

86 windows

min -22.0% · max 62.2%

85% positive

3-Year rolling

+15.48%

62 windows

min 6.4% · max 29.7%

100% positive

5-Year rolling

+15.17%

38 windows

min 9.0% · max 23.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.79%

13 windows

min 10.8% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.51%

3-year · annualised

Sharpe ratio

0.04

vs risk-free 6.5%

Sortino ratio

0.06

Downside-only deviation

Max drawdown

-16.09%

Jan 2026 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE 500 Index Fund - Growth Option - Direct Plan	HDFC	₹15.7579	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund- Direct Plan- Growth Option	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - Growth	SBI	₹12.8789	17 Jul 2026
ICICI Prudential Nifty 50 Index Fund - Direct Plan Cumulative Option	ICICI Prudential	₹257.1010	17 Jul 2026
Invesco India BSE Sensex Index Fund - Direct Plan - Growth	Invesco	₹10.2484	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - GROWTH	Bandhan	₹15.1935	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹253.8112	17 Jul 2026
Motilal Oswal Nifty 50 Index Fund - Direct plan - Growth	Motilal Oswal	₹21.2096	17 Jul 2026
Franklin India INDEX FUND- NSE NIFTY 50 INDEX FUND- Direct - Growth	Franklin India	₹207.9005	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - Growth	Mirae Asset	₹10.1392	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹26.0695
16 Jul 2026	₹25.7442
15 Jul 2026	₹25.7439
14 Jul 2026	₹25.6972
13 Jul 2026	₹25.8840
10 Jul 2026	₹25.8687
9 Jul 2026	₹25.5930
8 Jul 2026	₹25.5123
7 Jul 2026	₹26.0695
6 Jul 2026	₹26.1029

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option is ₹26.0695. It's a Index Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option has NAV history starting from 03 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option has delivered a absolute return of -4.19% — -6.89 pp behind the Index Fund category average of 2.69%. The fund ranks #293 of 318 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option has delivered a CAGR of 6.38% — -4.42 pp behind the Index Fund category average of 10.79%. The fund ranks #166 of 172 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option has delivered a CAGR of 9.27% — -2.12 pp behind the Index Fund category average of 11.39%. The fund ranks #34 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option exactly 5 years ago would be worth approximately ₹155,775 today — a multiplier of 1.56×, based on the 5-year CAGR of 9.27%. The category average over the same window would have grown ₹1 lakh to ₹171,488.

A ₹10,000 monthly SIP in ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹707,430 today. That's an XIRR (money-weighted annualised return) of 6.52%.

ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,201,826 — XIRR 10.06%.

On a 5-year basis, ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option ranks #34 out of 39 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.39%; this fund delivered 9.27%.

The worst peak-to-trough decline ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option has experienced over the last 5-year window is 16.23% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option averaged 15.17% (best 23.28%, worst 9.03%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option returned 9.60% — beating the Index Fund category average of 6.05% by 3.55 pp. It ranked #59 of 260 in its category that year.

ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 9.27%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential BSE Sensex Index Fund - Direct Plan - Cumulative Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

More from ICICI Prudential