Should I invest in UTI Aggressive Hybrid Fund?

We don't give personal investment advice. UTI Aggressive Hybrid Fund - Direct Plan - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 5.57%.

UTI

UTI Aggressive Hybrid Fund - Direct Plan - IDCW

Latest NAV

₹45.4581

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	+0.20%	+0.03	32 / 55	Q3
1W	-0.30%	-0.16%	-0.14	44 / 55	Q4
2W	+0.10%	+0.10%	+0.00	38 / 55	Q3
1M	+1.48%	+0.84%	+0.65	22 / 55	Q2
3M	-1.02%	+1.61%	-2.62	50 / 55	Q4
6M	-5.14%	-0.75%	-4.38	43 / 55	Q4
YTD	-6.07%	-2.54%	-3.53	42 / 55	Q4
1Y	-6.82%	-0.18%	-6.64	48 / 55	Q4
2Y	-4.72%	+1.30%	-6.02	47 / 54	Q4
3Y	+5.04%	+9.24%	-4.20	43 / 55	Q4
4Y	+7.42%	+11.12%	-3.70	38 / 52	Q3
5Y	+5.57%	+9.61%	-4.04	37 / 49	Q4
7Y	+7.56%	+11.18%	-3.62	34 / 48	Q3
10Y	+4.49%	+7.86%	-3.36	25 / 33	Q4
Inception	+5.22%	+8.35%	-3.13	43 / 55	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.07%	-2.48%	-3.59	40 / 50
2025	-0.93%	+1.24%	-2.17	34 / 53
2024	+11.78%	+15.74%	-3.96	36 / 53
2023	+21.26%	+19.87%	+1.39	21 / 53
2022	-0.95%	+2.08%	-3.03	36 / 50
2021	+22.80%	+22.26%	+0.54	23 / 51
2020	+9.13%	+14.45%	-5.32	31 / 49
2019	-4.75%	+3.69%	-8.44	38 / 47
2018	-14.66%	-8.13%	-6.52	29 / 35
2017	+14.45%	+15.92%	-1.48	25 / 35
2016	+0.66%	+0.88%	-0.22	17 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.36%

153 windows

min -27.8% · max 49.8%

59% positive

3-Year rolling

+5.85%

129 windows

min -12.9% · max 21.1%

81% positive

5-Year rolling

+5.11%

105 windows

min -8.0% · max 19.1%

84% positive

7-Year rolling

+4.38%

80 windows

min -0.9% · max 8.5%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.66%

3-year · annualised

Sharpe ratio

-0.11

vs risk-free 6.5%

Sortino ratio

-0.16

Downside-only deviation

Max drawdown

-18.09%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.7700	17 Jul 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹102.7411	17 Jul 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹29.1200	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹24.2754	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.9550	17 Jul 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹72.3931	17 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹296.3500	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹34.1499	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹21.2090	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹45.4581
16 Jul 2026	₹45.3548
15 Jul 2026	₹45.3415
14 Jul 2026	₹45.3366
13 Jul 2026	₹45.6499
10 Jul 2026	₹45.5957
9 Jul 2026	₹45.2477
8 Jul 2026	₹44.9729
7 Jul 2026	₹45.6188
6 Jul 2026	₹45.6155

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of UTI Aggressive Hybrid Fund - Direct Plan - IDCW is ₹45.4581. It's a Aggressive Hybrid Fund from UTI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

UTI Aggressive Hybrid Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

UTI Aggressive Hybrid Fund - Direct Plan - IDCW is managed by UTI. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, UTI Aggressive Hybrid Fund - Direct Plan - IDCW has delivered a absolute return of -6.82% — -6.64 pp behind the Aggressive Hybrid Fund category average of -0.18%. The fund ranks #48 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, UTI Aggressive Hybrid Fund - Direct Plan - IDCW has delivered a CAGR of 5.04% — -4.2 pp behind the Aggressive Hybrid Fund category average of 9.24%. The fund ranks #43 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, UTI Aggressive Hybrid Fund - Direct Plan - IDCW has delivered a CAGR of 5.57% — -4.04 pp behind the Aggressive Hybrid Fund category average of 9.61%. The fund ranks #37 of 49 in its category — the bottom (Q4) quartile.

₹1 lakh invested in UTI Aggressive Hybrid Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹155,171 today — a multiplier of 1.55×, based on the 10-year CAGR of 4.49%. The category average over the same window would have grown ₹1 lakh to ₹213,017.

A ₹10,000 monthly SIP in UTI Aggressive Hybrid Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹662,603 today. That's an XIRR (money-weighted annualised return) of 3.92%.

A ₹10,000 monthly SIP for 10 years in UTI Aggressive Hybrid Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,618,289 (multiplier 1.35×). XIRR: 5.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, UTI Aggressive Hybrid Fund - Direct Plan - IDCW ranks #37 out of 49 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.61%; this fund delivered 5.57%.

The worst peak-to-trough decline UTI Aggressive Hybrid Fund - Direct Plan - IDCW has experienced over the last 5-year window is 18.09% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, UTI Aggressive Hybrid Fund - Direct Plan - IDCW averaged 5.11% (best 19.10%, worst -8.04%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is -0.05 — negative risk-adjusted performance.

In calendar year 2025, UTI Aggressive Hybrid Fund - Direct Plan - IDCW returned -0.93% — lagging the Aggressive Hybrid Fund category average of 1.24% by 2.17 pp. It ranked #34 of 53 in its category that year.

UTI Aggressive Hybrid Fund - Direct Plan - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. UTI Aggressive Hybrid Fund - Direct Plan - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 5.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.