Should I invest in ICICI Prudential Equity & Debt Fund - Annual IDCW?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.5%. 5-year CAGR: 8.74%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW

Latest NAV

₹27.9300

As of

3 Jun 2026

2,550 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.14%	+6.60%	-6.46	35 / 58	Q3
1W	-1.58%	+5.20%	-6.78	38 / 58	Q3
2W	-0.57%	+6.18%	-6.75	35 / 58	Q3
1M	-2.06%	+5.07%	-7.13	47 / 58	Q4
3M	-2.30%	+4.49%	-6.79	27 / 58	Q2
6M	-4.47%	+1.53%	-6.00	17 / 58	Q2
YTD	-4.37%	+1.04%	-5.41	17 / 58	Q2
1Y	-5.31%	+5.41%	-10.72	38 / 58	Q3
2Y	-1.69%	+4.56%	-6.25	39 / 57	Q3
3Y	+7.69%	+10.78%	-3.08	39 / 58	Q3
4Y	+7.12%	+10.80%	-3.68	40 / 55	Q3
5Y	+8.74%	+9.86%	-1.12	30 / 52	Q3
7Y	+10.16%	+10.11%	+0.05	27 / 48	Q3
10Y	+9.92%	+8.06%	+1.86	14 / 31	Q2
Inception	+10.33%	+8.46%	+1.87	27 / 58	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.37%	-6.04%	+1.67	12 / 50
2025	+4.80%	+7.92%	-3.12	19 / 56
2024	+9.29%	+14.90%	-5.61	42 / 56
2023	+17.81%	+18.81%	-1.00	31 / 56
2022	+3.13%	+1.96%	+1.17	27 / 53
2021	+36.76%	+21.02%	+15.74	3 / 54
2020	+6.85%	+13.62%	-6.77	40 / 52
2019	+6.56%	+3.69%	+2.86	21 / 47
2018	-8.25%	-8.13%	-0.11	18 / 35
2017	+19.06%	+15.92%	+3.14	7 / 35
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.64%

115 windows

min -25.6% · max 67.7%

71% positive

3-Year rolling

+11.02%

90 windows

min -7.9% · max 24.7%

91% positive

5-Year rolling

+12.70%

66 windows

min 7.9% · max 20.6%

100% positive

7-Year rolling

+11.02%

42 windows

min 9.4% · max 12.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.95%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.20

Downside-only deviation

Max drawdown

-15.52%

Sep 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.2110	3 Jun 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹99.9127	3 Jun 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW	ICICI Prudential	₹28.3100	3 Jun 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1247	3 Jun 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.1180	3 Jun 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹69.7436	3 Jun 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹281.8300	3 Jun 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹32.9866	3 Jun 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹20.5210	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.9300
2 Jun 2026	₹27.9900
1 Jun 2026	₹27.9500
29 May 2026	₹28.1300
27 May 2026	₹28.4400
26 May 2026	₹28.4400
25 May 2026	₹28.5000
22 May 2026	₹28.2600
21 May 2026	₹28.2000
20 May 2026	₹28.1800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW is ₹27.9300. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW has NAV history starting from 22 Jan 2016, a track record of about 10 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW has delivered a absolute return of -5.31% — -10.72 pp behind the Aggressive Hybrid Fund category average of 5.41%. The fund ranks #38 of 58 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW has delivered a CAGR of 7.69% — -3.08 pp behind the Aggressive Hybrid Fund category average of 10.78%. The fund ranks #39 of 58 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW has delivered a CAGR of 8.74% — -1.12 pp behind the Aggressive Hybrid Fund category average of 9.86%. The fund ranks #30 of 52 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW exactly 10 years ago would be worth approximately ₹257,499 today — a multiplier of 2.57×, based on the 10-year CAGR of 9.92%. The category average over the same window would have grown ₹1 lakh to ₹217,039.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹688,186 today. That's an XIRR (money-weighted annualised return) of 5.42%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW = ₹1,200,000 invested. It would currently be worth ₹1,943,218 (multiplier 1.62×). XIRR: 9.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW ranks #30 out of 52 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.86%; this fund delivered 8.74%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW has experienced over the last 5-year window is 15.52% — its NAV fell from a high on 12 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW averaged 12.70% (best 20.59%, worst 7.94%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW returned 4.80% — lagging the Aggressive Hybrid Fund category average of 7.92% by 3.12 pp. It ranked #19 of 56 in its category that year.

ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.5%. 5-year CAGR: 8.74%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.