Should I invest in Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 2.69%.

Aditya Birla Sun Life

Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW

Latest NAV

₹281.8300

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+6.60%	-6.33	24 / 58	Q2
1W	-1.15%	+5.20%	-6.35	23 / 58	Q2
2W	-0.07%	+6.18%	-6.26	26 / 58	Q2
1M	-1.35%	+5.07%	-6.42	23 / 58	Q2
3M	-4.37%	+4.49%	-8.86	43 / 58	Q3
6M	-9.13%	+1.53%	-10.65	45 / 58	Q4
YTD	-7.64%	+1.04%	-8.68	39 / 58	Q3
1Y	-7.71%	+5.41%	-13.12	49 / 58	Q4
2Y	-3.66%	+4.56%	-8.22	51 / 57	Q4
3Y	+3.69%	+10.78%	-7.09	51 / 58	Q4
4Y	+3.55%	+10.80%	-7.25	49 / 55	Q4
5Y	+2.69%	+9.86%	-7.17	46 / 52	Q4
7Y	+5.06%	+10.11%	-5.04	42 / 48	Q4
10Y	+4.59%	+8.06%	-3.46	23 / 31	Q3
Inception	+6.98%	+8.46%	-1.48	37 / 58	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.64%	-6.04%	-1.60	34 / 50
2025	+0.38%	+7.92%	-7.54	32 / 56
2024	+8.16%	+14.90%	-6.74	44 / 56
2023	+13.76%	+18.81%	-5.05	39 / 56
2022	-6.66%	+1.96%	-8.63	46 / 53
2021	+19.61%	+21.02%	-1.41	32 / 54
2020	+12.36%	+13.62%	-1.25	26 / 52
2019	+1.79%	+3.69%	-1.90	28 / 47
2018	-8.66%	-8.13%	-0.52	20 / 35
2017	+15.86%	+15.92%	-0.07	22 / 35
2016	+7.50%	+0.88%	+6.63	4 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.57%

152 windows

min -29.3% · max 65.2%

66% positive

3-Year rolling

+7.42%

127 windows

min -12.5% · max 23.0%

88% positive

5-Year rolling

+6.72%

103 windows

min -4.5% · max 14.2%

95% positive

7-Year rolling

+6.15%

79 windows

min 3.8% · max 9.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.99%

3-year · annualised

Sharpe ratio

-0.24

vs risk-free 6.5%

Sortino ratio

-0.32

Downside-only deviation

Max drawdown

-19.64%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.2110	3 Jun 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹99.9127	3 Jun 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹27.9300	3 Jun 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹23.1247	3 Jun 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.1180	3 Jun 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹69.7436	3 Jun 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹32.9866	3 Jun 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹20.5210	3 Jun 2026
Kotak Aggressive Hybrid Fund - Direct Plan - IDCW - Payout & Reinvestment of Income Distribution cum capital withdrawal option	Kotak	₹45.3570	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹281.8300
2 Jun 2026	₹282.7300
1 Jun 2026	₹281.9700
29 May 2026	₹283.7900
27 May 2026	₹286.3300
26 May 2026	₹286.0200
25 May 2026	₹286.6800
22 May 2026	₹284.0600
21 May 2026	₹282.9900
20 May 2026	₹283.2900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW is ₹281.8300. It's a Aggressive Hybrid Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW has delivered a absolute return of -7.71% — -13.12 pp behind the Aggressive Hybrid Fund category average of 5.41%. The fund ranks #49 of 58 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW has delivered a CAGR of 3.69% — -7.09 pp behind the Aggressive Hybrid Fund category average of 10.78%. The fund ranks #51 of 58 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW has delivered a CAGR of 2.69% — -7.17 pp behind the Aggressive Hybrid Fund category average of 9.86%. The fund ranks #46 of 52 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹156,689 today — a multiplier of 1.57×, based on the 10-year CAGR of 4.59%. The category average over the same window would have grown ₹1 lakh to ₹217,039.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹616,128 today. That's an XIRR (money-weighted annualised return) of 1.04%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,476,386 (multiplier 1.23×). XIRR: 4.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW ranks #46 out of 52 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.86%; this fund delivered 2.69%.

The worst peak-to-trough decline Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW has experienced over the last 5-year window is 19.64% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW averaged 6.72% (best 14.20%, worst -4.48%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is -0.30 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW returned 0.38% — lagging the Aggressive Hybrid Fund category average of 7.92% by 7.54 pp. It ranked #32 of 56 in its category that year.

Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 2.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.