Should I invest in ICICI Prudential Equity & Debt Fund - Half Yearly IDCW?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.0%. 5-year CAGR: 8.50%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW

Latest NAV

₹29.5200

As of

17 Jul 2026

2,881 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.44%	+0.20%	+0.24	6 / 55	Q1
1W	+0.14%	-0.16%	+0.30	23 / 55	Q2
2W	+0.17%	+0.10%	+0.07	31 / 55	Q3
1M	+1.65%	+0.84%	+0.81	18 / 55	Q2
3M	+1.23%	+1.61%	-0.37	32 / 55	Q3
6M	-3.78%	-0.75%	-3.03	41 / 55	Q3
YTD	-4.80%	-2.54%	-2.26	40 / 55	Q3
1Y	-3.97%	-0.18%	-3.79	37 / 55	Q3
2Y	-2.43%	+1.30%	-3.73	39 / 54	Q3
3Y	+7.03%	+9.24%	-2.21	36 / 55	Q3
4Y	+8.60%	+11.12%	-2.51	35 / 52	Q3
5Y	+8.50%	+9.61%	-1.11	29 / 49	Q3
7Y	+10.93%	+11.18%	-0.25	28 / 48	Q3
10Y	+9.36%	+7.86%	+1.50	15 / 33	Q2
Inception	+9.39%	+8.35%	+1.04	26 / 55	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.80%	-2.48%	-2.32	38 / 50
2025	+4.42%	+1.24%	+3.18	17 / 53
2024	+9.10%	+15.74%	-6.65	43 / 53
2023	+18.60%	+19.87%	-1.27	28 / 53
2022	+4.43%	+2.08%	+2.35	20 / 50
2021	+31.16%	+22.26%	+8.90	5 / 51
2020	+9.36%	+14.45%	-5.09	30 / 49
2019	+9.77%	+3.69%	+6.08	16 / 47
2018	-5.92%	-8.13%	+2.21	14 / 35
2017	+18.42%	+15.92%	+2.49	15 / 35
2016	+9.70%	+0.88%	+8.83	2 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.99%

131 windows

min -18.0% · max 67.5%

76% positive

3-Year rolling

+11.19%

107 windows

min -4.3% · max 25.2%

95% positive

5-Year rolling

+11.58%

82 windows

min 1.2% · max 21.4%

100% positive

7-Year rolling

+11.27%

58 windows

min 9.3% · max 13.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.02%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

0.13

Downside-only deviation

Max drawdown

-16.01%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.7700	17 Jul 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹102.7411	17 Jul 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹29.1200	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹24.2754	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.9550	17 Jul 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹72.3931	17 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹296.3500	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹34.1499	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹21.2090	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹29.5200
16 Jul 2026	₹29.3900
15 Jul 2026	₹29.3800
14 Jul 2026	₹29.2900
13 Jul 2026	₹29.4600
10 Jul 2026	₹29.4800
9 Jul 2026	₹29.2600
8 Jul 2026	₹29.1400
7 Jul 2026	₹29.6100
6 Jul 2026	₹29.6300

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW is ₹29.5200. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW has NAV history starting from 05 Nov 2014, a track record of about 11 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW has delivered a absolute return of -3.97% — -3.79 pp behind the Aggressive Hybrid Fund category average of -0.18%. The fund ranks #37 of 55 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW has delivered a CAGR of 7.03% — -2.21 pp behind the Aggressive Hybrid Fund category average of 9.24%. The fund ranks #36 of 55 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW has delivered a CAGR of 8.50% — -1.11 pp behind the Aggressive Hybrid Fund category average of 9.61%. The fund ranks #29 of 49 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹244,574 today — a multiplier of 2.45×, based on the 10-year CAGR of 9.36%. The category average over the same window would have grown ₹1 lakh to ₹213,017.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹689,620 today. That's an XIRR (money-weighted annualised return) of 5.51%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,961,137 (multiplier 1.63×). XIRR: 9.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW ranks #29 out of 49 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.61%; this fund delivered 8.50%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW has experienced over the last 5-year window is 16.00% — its NAV fell from a high on 12 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW averaged 11.58% (best 21.42%, worst 1.25%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW returned 4.42% — beating the Aggressive Hybrid Fund category average of 1.24% by 3.18 pp. It ranked #17 of 53 in its category that year.

ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Half Yearly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.0%. 5-year CAGR: 8.50%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.