Should I invest in Union Value Fund?

We don't give personal investment advice. Union Value Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.9%. 5-year CAGR: 14.68%.

Union

Union Value Fund - Direct Plan - Growth Option

Latest NAV

₹29.5100

As of

3 Jun 2026

1,839 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.18%	-0.12	14 / 21	Q3
1W	-1.57%	-1.59%	+0.02	9 / 21	Q2
2W	-0.20%	+0.17%	-0.37	14 / 21	Q3
1M	-2.44%	-1.18%	-1.27	18 / 21	Q4
3M	-2.92%	+0.36%	-3.28	16 / 21	Q4
6M	-4.46%	-2.44%	-2.03	12 / 21	Q3
YTD	-5.26%	-3.30%	-1.95	13 / 21	Q3
1Y	+1.13%	+2.76%	-1.63	10 / 21	Q2
2Y	+3.30%	+3.47%	-0.16	10 / 20	Q2
3Y	+16.23%	+16.69%	-0.46	11 / 20	Q3
4Y	+16.14%	+17.36%	-1.21	13 / 17	Q4
5Y	+14.68%	+14.68%	+0.00	10 / 14	Q3
7Y	+15.30%	+15.32%	-0.03	6 / 12	Q2
10Y	—	—	—	—	—
Inception	+15.44%	+15.58%	-0.14	14 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.26%	-3.30%	-1.95	13 / 21
2025	+7.39%	+5.37%	+2.02	8 / 20
2024	+17.61%	+21.06%	-3.45	16 / 20
2023	+33.99%	+35.80%	-1.81	10 / 18
2022	+5.90%	+7.17%	-1.27	8 / 17
2021	+32.79%	+36.76%	-3.97	8 / 13
2020	+17.87%	+15.89%	+1.99	3 / 12
2019	+5.43%	+2.90%	+2.53	6 / 12
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.50%

79 windows

min -29.7% · max 86.3%

90% positive

3-Year rolling

+20.49%

55 windows

min 13.0% · max 29.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+21.15%

31 windows

min 14.7% · max 26.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+16.21%

6 windows

min 14.8% · max 17.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.91%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.14

Downside-only deviation

Max drawdown

-17.87%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹827.0450	3 Jun 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹239.8244	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹497.5800	3 Jun 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹163.8250	3 Jun 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹23.9621	3 Jun 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹148.1734	3 Jun 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.2080	2 Jun 2026
HSBC Value Fund - Direct Growth	HSBC	₹124.4390	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.0496	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹18.6400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹29.5100
2 Jun 2026	₹29.5500
1 Jun 2026	₹29.5300
29 May 2026	₹29.8000
27 May 2026	₹30.0900
26 May 2026	₹30.0200
25 May 2026	₹30.0800
22 May 2026	₹29.7300
21 May 2026	₹29.6500
20 May 2026	₹29.6100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Union Value Fund - Direct Plan - Growth Option is ₹29.5100. It's a Value Fund from Union, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Union Value Fund - Direct Plan - Growth Option has NAV history starting from 12 Dec 2018, a track record of about 7 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Value Fund - Direct Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Value Fund - Direct Plan - Growth Option has delivered a absolute return of 1.13% — -1.63 pp behind the Value Fund category average of 2.76%. The fund ranks #10 of 21 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Union Value Fund - Direct Plan - Growth Option has delivered a CAGR of 16.23% — -0.46 pp behind the Value Fund category average of 16.69%. The fund ranks #11 of 20 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Union Value Fund - Direct Plan - Growth Option has delivered a CAGR of 14.68% — +0 pp ahead of the Value Fund category average of 14.68%. The fund ranks #10 of 14 in its category — the third (Q3) quartile.

₹1 lakh invested in Union Value Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹198,323 today — a multiplier of 1.98×, based on the 5-year CAGR of 14.68%. The category average over the same window would have grown ₹1 lakh to ₹198,317.

A ₹10,000 monthly SIP in Union Value Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹815,995 today. That's an XIRR (money-weighted annualised return) of 12.24%.

Union Value Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,474,952 — XIRR 15.79%.

On a 5-year basis, Union Value Fund - Direct Plan - Growth Option ranks #10 out of 14 funds in the Value Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.68%; this fund delivered 14.68%.

The worst peak-to-trough decline Union Value Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 17.87% — its NAV fell from a high on 23 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Value Fund - Direct Plan - Growth Option averaged 21.15% (best 26.36%, worst 14.68%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.

In calendar year 2025, Union Value Fund - Direct Plan - Growth Option returned 7.39% — beating the Value Fund category average of 5.37% by 2.02 pp. It ranked #8 of 20 in its category that year.

Union Value Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Value Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.9%. 5-year CAGR: 14.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Union Value Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Value Fund

Recent NAVs

Frequently asked questions

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