Should I invest in Union Midcap Fund?

We don't give personal investment advice. Union Midcap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 18.36%.

Union

Union Midcap Fund - Direct Plan - Growth Option

Latest NAV

₹53.4500

As of

3 Jun 2026

1,521 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.15%	-0.10	26 / 34	Q4
1W	-2.08%	-1.85%	-0.23	22 / 34	Q3
2W	+0.15%	-0.16%	+0.31	11 / 34	Q2
1M	+0.66%	+0.51%	+0.15	12 / 34	Q2
3M	+2.86%	+4.16%	-1.30	20 / 33	Q3
6M	+1.42%	+0.22%	+1.20	12 / 33	Q2
YTD	+1.29%	+0.48%	+0.81	14 / 33	Q2
1Y	+8.03%	+6.03%	+2.00	10 / 32	Q2
2Y	+7.94%	+6.85%	+1.10	14 / 31	Q2
3Y	+19.86%	+20.47%	-0.61	18 / 31	Q3
4Y	+19.16%	+19.91%	-0.75	16 / 25	Q3
5Y	+18.36%	+17.75%	+0.62	11 / 24	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+30.40%	+18.51%	+11.89	1 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.29%	+0.48%	+0.81	14 / 33
2025	+3.25%	+2.51%	+0.75	15 / 31
2024	+30.46%	+29.88%	+0.59	13 / 31
2023	+33.87%	+38.88%	-5.01	24 / 30
2022	-0.82%	+4.09%	-4.91	21 / 24
2021	+53.25%	+45.26%	+7.99	3 / 23
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+28.68%

64 windows

min -3.3% · max 105.1%

98% positive

3-Year rolling

+24.18%

39 windows

min 15.2% · max 37.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+25.07%

15 windows

min 17.8% · max 32.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.41%

3-year · annualised

Sharpe ratio

0.80

vs risk-free 6.5%

Sortino ratio

1.22

Downside-only deviation

Max drawdown

-21.26%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - Growth Option - Direct Plan	HDFC	₹219.0770	3 Jun 2026
NIPPON INDIA GROWTH MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹184.7203	3 Jun 2026
SBI MIDCAP FUND - DIRECT PLAN - GROWTH	SBI	₹261.4456	3 Jun 2026
ICICI Prudential MidCap Fund - Direct Plan - Growth	ICICI Prudential	₹374.7000	3 Jun 2026
Invesco India Midcap Fund - Direct Plan - Growth Option	Invesco	₹220.3000	3 Jun 2026
BANDHAN MIDCAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹18.8500	3 Jun 2026
quant Mid Cap Fund - Growth Option - Direct Plan	Quant	₹245.6593	3 Jun 2026
Aditya Birla Sun Life Midcap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹896.8300	3 Jun 2026
Motilal Oswal Midcap Fund-Direct Plan-Growth Option	Motilal Oswal	₹104.1164	3 Jun 2026
Franklin India Mid Cap Fund - Direct - Growth	Franklin India	₹3,000.7955	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹53.4500
2 Jun 2026	₹53.5500
1 Jun 2026	₹53.5200
29 May 2026	₹54.3000
27 May 2026	₹54.9300
26 May 2026	₹54.6900
25 May 2026	₹54.5300
22 May 2026	₹53.9900
21 May 2026	₹53.9800
20 May 2026	₹53.7900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Union Midcap Fund - Direct Plan - Growth Option is ₹53.4500. It's a Mid Cap Fund from Union, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Union Midcap Fund - Direct Plan - Growth Option has NAV history starting from 30 Mar 2020, a track record of about 6 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Midcap Fund - Direct Plan - Growth Option is managed by Union. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Midcap Fund - Direct Plan - Growth Option has delivered a absolute return of 8.03% — +2 pp ahead of the Mid Cap Fund category average of 6.03%. The fund ranks #10 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Union Midcap Fund - Direct Plan - Growth Option has delivered a CAGR of 19.86% — -0.61 pp behind the Mid Cap Fund category average of 20.47%. The fund ranks #18 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Union Midcap Fund - Direct Plan - Growth Option has delivered a CAGR of 18.36% — +0.62 pp ahead of the Mid Cap Fund category average of 17.75%. The fund ranks #11 of 24 in its category — the second (Q2) quartile.

₹1 lakh invested in Union Midcap Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹232,321 today — a multiplier of 2.32×, based on the 5-year CAGR of 18.36%. The category average over the same window would have grown ₹1 lakh to ₹226,318.

A ₹10,000 monthly SIP in Union Midcap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹897,017 today. That's an XIRR (money-weighted annualised return) of 16.08%.

Union Midcap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹897,017 — XIRR 16.08%.

On a 5-year basis, Union Midcap Fund - Direct Plan - Growth Option ranks #11 out of 24 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 17.75%; this fund delivered 18.36%.

The worst peak-to-trough decline Union Midcap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 21.26% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Midcap Fund - Direct Plan - Growth Option averaged 25.07% (best 31.98%, worst 17.75%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.74 — reasonable risk-adjusted performance.

In calendar year 2025, Union Midcap Fund - Direct Plan - Growth Option returned 3.25% — beating the Mid Cap Fund category average of 2.51% by 0.75 pp. It ranked #15 of 31 in its category that year.

Union Midcap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Midcap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.3%. 5-year CAGR: 18.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.