Should I invest in Union Large & Midcap Fund?

We don't give personal investment advice. Union Large & Midcap Fund - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 14.07%.

Union

Union Large & Midcap Fund - Direct Plan - IDCW Option

Latest NAV

₹27.3400

As of

3 Jun 2026

1,594 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.15%	-0.08	25 / 36	Q3
1W	-1.97%	-1.74%	-0.23	23 / 36	Q3
2W	-0.11%	-0.17%	+0.06	14 / 36	Q2
1M	-0.87%	-0.80%	-0.07	19 / 36	Q3
3M	-1.09%	-1.40%	+0.31	17 / 36	Q2
6M	-2.91%	-6.06%	+3.14	10 / 36	Q2
YTD	-3.22%	-6.30%	+3.08	9 / 36	Q1
1Y	+2.67%	-1.66%	+4.32	9 / 35	Q2
2Y	+3.77%	+0.68%	+3.08	9 / 33	Q2
3Y	+14.65%	+12.10%	+2.54	12 / 31	Q2
4Y	+14.67%	+12.28%	+2.38	11 / 31	Q2
5Y	+14.07%	+10.78%	+3.29	6 / 31	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.76%	+10.14%	+6.62	1 / 36	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.22%	-6.30%	+3.08	9 / 36
2025	+3.00%	+1.18%	+1.82	11 / 35
2024	+22.26%	+19.71%	+2.54	8 / 31
2023	+27.89%	+26.16%	+1.73	14 / 31
2022	-1.87%	+0.59%	-2.46	21 / 31
2021	+39.83%	+33.41%	+6.42	7 / 31
2020	+25.35%	+14.39%	+10.96	4 / 30
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.99%

67 windows

min -3.9% · max 81.1%

93% positive

3-Year rolling

+19.28%

43 windows

min 12.2% · max 29.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.70%

19 windows

min 13.9% · max 24.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.56%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

0.84

Downside-only deviation

Max drawdown

-18.73%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹45.3030	3 Jun 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹68.1548	3 Jun 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹356.4452	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹51.8500	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹50.7800	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹35.6690	3 Jun 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹62.7085	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹201.0900	3 Jun 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.1484	3 Jun 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹21.5940	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.3400
2 Jun 2026	₹27.3500
1 Jun 2026	₹27.3300
29 May 2026	₹27.6900
27 May 2026	₹28.0400
26 May 2026	₹27.9000
25 May 2026	₹27.9200
22 May 2026	₹27.6100
21 May 2026	₹27.5600
20 May 2026	₹27.4900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Union Large & Midcap Fund - Direct Plan - IDCW Option is ₹27.3400. It's a Large & Mid Cap Fund from Union, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Union Large & Midcap Fund - Direct Plan - IDCW Option has NAV history starting from 13 Dec 2019, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Large & Midcap Fund - Direct Plan - IDCW Option is managed by Union. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Large & Midcap Fund - Direct Plan - IDCW Option has delivered a absolute return of 2.67% — +4.32 pp ahead of the Large & Mid Cap Fund category average of -1.66%. The fund ranks #9 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Union Large & Midcap Fund - Direct Plan - IDCW Option has delivered a CAGR of 14.65% — +2.54 pp ahead of the Large & Mid Cap Fund category average of 12.10%. The fund ranks #12 of 31 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Union Large & Midcap Fund - Direct Plan - IDCW Option has delivered a CAGR of 14.07% — +3.29 pp ahead of the Large & Mid Cap Fund category average of 10.78%. The fund ranks #6 of 31 in its category — the top (Q1) quartile.

₹1 lakh invested in Union Large & Midcap Fund - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹193,149 today — a multiplier of 1.93×, based on the 5-year CAGR of 14.07%. The category average over the same window would have grown ₹1 lakh to ₹166,849.

A ₹10,000 monthly SIP in Union Large & Midcap Fund - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹798,962 today. That's an XIRR (money-weighted annualised return) of 11.39%.

Union Large & Midcap Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹798,962 — XIRR 11.39%.

On a 5-year basis, Union Large & Midcap Fund - Direct Plan - IDCW Option ranks #6 out of 31 funds in the Large & Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 10.78%; this fund delivered 14.07%.

The worst peak-to-trough decline Union Large & Midcap Fund - Direct Plan - IDCW Option has experienced over the last 5-year window is 19.59% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Large & Midcap Fund - Direct Plan - IDCW Option averaged 19.70% (best 24.65%, worst 13.94%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.55 — reasonable risk-adjusted performance.

In calendar year 2025, Union Large & Midcap Fund - Direct Plan - IDCW Option returned 3.00% — beating the Large & Mid Cap Fund category average of 1.18% by 1.82 pp. It ranked #11 of 35 in its category that year.

Union Large & Midcap Fund - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Large & Midcap Fund - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 14.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.