Should I invest in Union Focused Fund?

We don't give personal investment advice. Union Focused Fund - Regular Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 10.52%.

Union

Union Focused Fund - Regular Plan - IDCW Option

Latest NAV

₹27.3100

As of

17 Jul 2026

1,705 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.40%	+0.29%	-0.69	18 / 19	Q4
1W	-0.29%	-0.14%	-0.15	14 / 19	Q3
2W	+0.66%	+0.25%	+0.41	6 / 19	Q2
1M	+1.64%	+1.48%	+0.16	12 / 19	Q3
3M	+6.14%	+3.38%	+2.76	4 / 19	Q1
6M	+10.25%	-1.94%	+12.20	1 / 19	Q1
YTD	+8.46%	-3.53%	+11.99	1 / 19	Q1
1Y	+6.76%	-3.18%	+9.94	3 / 19	Q1
2Y	+3.86%	-2.26%	+6.12	3 / 19	Q1
3Y	+11.26%	+8.02%	+3.24	5 / 18	Q2
4Y	+12.85%	+9.48%	+3.37	4 / 16	Q1
5Y	+10.52%	+7.17%	+3.35	3 / 14	Q1
7Y	+15.40%	+10.08%	+5.32	3 / 7	Q2
10Y	—	—	—	—	—
Inception	+15.56%	+10.38%	+5.19	1 / 19	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+8.46%	-3.53%	+11.99	1 / 19
2025	-2.34%	-0.22%	-2.12	14 / 19
2024	+16.59%	+15.57%	+1.02	7 / 18
2023	+20.02%	+21.71%	-1.69	11 / 16
2022	-0.22%	-4.34%	+4.12	6 / 14
2021	+34.24%	+27.68%	+6.56	4 / 12
2020	+20.34%	+14.51%	+5.83	3 / 9
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.99%

73 windows

min -3.6% · max 62.5%

92% positive

3-Year rolling

+16.01%

49 windows

min 9.4% · max 28.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.34%

24 windows

min 10.3% · max 23.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.26%

3-year · annualised

Sharpe ratio

0.42

vs risk-free 6.5%

Sortino ratio

0.67

Downside-only deviation

Max drawdown

-17.35%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
Invesco India Focused Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.7700	17 Jul 2026
Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹20.4418	17 Jul 2026
Mirae Asset Focused Fund Regular IDCW	Mirae Asset	₹22.6100	17 Jul 2026
Kotak Focused Fund- Regular Plan-Income Distribution cum capital withdrawal option	Kotak	₹27.4700	17 Jul 2026
Edelweiss Focused Fund - Regular Plan - IDCW	Edelweiss	₹14.9980	17 Jul 2026
DSP Focused Fund - Regular Plan - IDCW	DSP	₹20.5640	17 Jul 2026
HSBC Focused Fund - Regular IDCW	HSBC	₹18.7184	17 Jul 2026
BARODA BNP PARIBAS Focused Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹13.8469	17 Jul 2026
Canara Robeco Focused Fund - Regular Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹17.5000	17 Jul 2026
UTI Focused Fund - Regular Plan - IDCW Payout Option	UTI	₹15.3216	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹27.3100
16 Jul 2026	₹27.4200
15 Jul 2026	₹27.5300
14 Jul 2026	₹27.2200
13 Jul 2026	₹27.3600
10 Jul 2026	₹27.3900
9 Jul 2026	₹27.0900
8 Jul 2026	₹26.7600
7 Jul 2026	₹27.2100
6 Jul 2026	₹27.4000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Focused Fund - Regular Plan - IDCW Option is ₹27.3100. It's a Focused Fund from Union, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Union Focused Fund - Regular Plan - IDCW Option has NAV history starting from 13 Aug 2019, a track record of about 6 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Focused Fund - Regular Plan - IDCW Option is managed by Union. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Focused Fund - Regular Plan - IDCW Option has delivered a absolute return of 6.76% — +9.94 pp ahead of the Focused Fund category average of -3.18%. The fund ranks #3 of 19 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Union Focused Fund - Regular Plan - IDCW Option has delivered a CAGR of 11.26% — +3.24 pp ahead of the Focused Fund category average of 8.02%. The fund ranks #5 of 18 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Union Focused Fund - Regular Plan - IDCW Option has delivered a CAGR of 10.52% — +3.35 pp ahead of the Focused Fund category average of 7.17%. The fund ranks #3 of 14 in its category — the top (Q1) quartile.

₹1 lakh invested in Union Focused Fund - Regular Plan - IDCW Option exactly 5 years ago would be worth approximately ₹164,915 today — a multiplier of 1.65×, based on the 5-year CAGR of 10.52%. The category average over the same window would have grown ₹1 lakh to ₹141,362.

A ₹10,000 monthly SIP in Union Focused Fund - Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹783,945 today. That's an XIRR (money-weighted annualised return) of 10.63%.

Union Focused Fund - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹783,945 — XIRR 10.63%.

On a 5-year basis, Union Focused Fund - Regular Plan - IDCW Option ranks #3 out of 14 funds in the Focused Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.17%; this fund delivered 10.52%.

The worst peak-to-trough decline Union Focused Fund - Regular Plan - IDCW Option has experienced over the last 5-year window is 18.70% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Focused Fund - Regular Plan - IDCW Option averaged 16.34% (best 23.16%, worst 10.29%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, Union Focused Fund - Regular Plan - IDCW Option returned -2.34% — lagging the Focused Fund category average of -0.22% by 2.12 pp. It ranked #14 of 19 in its category that year.

Union Focused Fund - Regular Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Union Focused Fund - Regular Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.7%. 5-year CAGR: 10.52%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.