Should I invest in DSP Focused Fund?

We don't give personal investment advice. DSP Focused Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 1.03%.

DSP

DSP Focused Fund - Regular Plan - IDCW

Latest NAV

₹19.0370

As of

3 Jun 2026

3,935 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.06%	+0.20%	-0.26	18 / 19	Q4
1W	-1.95%	-1.80%	-0.16	10 / 19	Q3
2W	-0.71%	0.00%	-0.71	15 / 19	Q4
1M	-1.39%	-0.51%	-0.88	12 / 19	Q3
3M	-4.39%	-2.30%	-2.08	14 / 19	Q3
6M	-15.40%	-7.29%	-8.10	17 / 19	Q4
YTD	-15.50%	-7.45%	-8.06	18 / 19	Q4
1Y	-11.95%	-4.23%	-7.71	16 / 19	Q4
2Y	-5.73%	-0.82%	-4.91	16 / 19	Q4
3Y	+5.14%	+8.46%	-3.32	14 / 18	Q4
4Y	+4.79%	+8.20%	-3.41	11 / 15	Q3
5Y	+1.03%	+6.81%	-5.79	11 / 13	Q4
7Y	+4.66%	+7.60%	-2.94	4 / 6	Q3
10Y	+3.90%	+5.62%	-1.72	2 / 4	Q2
Inception	+4.02%	+9.90%	-5.88	17 / 19	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.50%	-7.45%	-8.06	18 / 19
2025	-1.61%	-0.22%	-1.39	13 / 19
2024	+8.75%	+15.57%	-6.82	14 / 18
2023	+22.95%	+21.71%	+1.24	7 / 16
2022	-14.38%	-4.34%	-10.04	12 / 14
2021	+22.23%	+27.68%	-5.45	10 / 12
2020	+9.14%	+14.51%	-5.37	9 / 9
2019	+10.73%	+13.32%	-2.59	3 / 4
2018	-14.37%	-11.02%	-3.35	4 / 4
2017	+16.30%	+22.41%	-6.11	3 / 4
2016	-12.38%	-2.91%	-9.47	4 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.38%

183 windows

min -36.8% · max 74.5%

55% positive

3-Year rolling

+5.74%

159 windows

min -11.7% · max 24.1%

78% positive

5-Year rolling

+5.17%

134 windows

min -9.9% · max 13.8%

87% positive

7-Year rolling

+4.49%

110 windows

min -0.8% · max 8.5%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.03%

3-year · annualised

Sharpe ratio

0.00

vs risk-free 6.5%

Sortino ratio

0.00

Downside-only deviation

Max drawdown

-28.46%

Sep 2024 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
Invesco India Focused Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.8000	3 Jun 2026
Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹19.2160	3 Jun 2026
Mirae Asset Focused Fund Regular IDCW	Mirae Asset	₹21.2930	3 Jun 2026
Kotak Focused Fund- Regular Plan-Income Distribution cum capital withdrawal option	Kotak	₹25.6600	3 Jun 2026
Edelweiss Focused Fund - Regular Plan - IDCW	Edelweiss	₹15.8590	3 Jun 2026
HSBC Focused Fund - Regular IDCW	HSBC	₹17.7033	3 Jun 2026
BARODA BNP PARIBAS Focused Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹13.3963	3 Jun 2026
Canara Robeco Focused Fund - Regular Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹16.5400	3 Jun 2026
UTI Focused Fund - Regular Plan - IDCW Payout Option	UTI	₹14.4988	3 Jun 2026
Axis Focused Fund - Regular Plan - IDCW	Axis	₹16.6800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.0370
2 Jun 2026	₹19.0960
1 Jun 2026	₹19.1080
29 May 2026	₹19.2250
27 May 2026	₹19.4360
26 May 2026	₹19.4760
25 May 2026	₹19.5260
22 May 2026	₹19.2580
21 May 2026	₹19.2140
20 May 2026	₹19.2020

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Focused Fund - Regular Plan - IDCW is ₹19.0370. It's a Focused Fund from DSP, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Focused Fund - Regular Plan - IDCW has NAV history starting from 15 Jun 2010, a track record of about 15 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Focused Fund - Regular Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Focused Fund - Regular Plan - IDCW has delivered a absolute return of -11.95% — -7.71 pp behind the Focused Fund category average of -4.23%. The fund ranks #16 of 19 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Focused Fund - Regular Plan - IDCW has delivered a CAGR of 5.14% — -3.32 pp behind the Focused Fund category average of 8.46%. The fund ranks #14 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Focused Fund - Regular Plan - IDCW has delivered a CAGR of 1.03% — -5.79 pp behind the Focused Fund category average of 6.81%. The fund ranks #11 of 13 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Focused Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹146,542 today — a multiplier of 1.47×, based on the 10-year CAGR of 3.90%. The category average over the same window would have grown ₹1 lakh to ₹172,712.

A ₹10,000 monthly SIP in DSP Focused Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹594,609 today. That's an XIRR (money-weighted annualised return) of -0.35%.

A ₹10,000 monthly SIP for 10 years in DSP Focused Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,420,770 (multiplier 1.18×). XIRR: 3.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Focused Fund - Regular Plan - IDCW ranks #11 out of 13 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.81%; this fund delivered 1.03%.

The worst peak-to-trough decline DSP Focused Fund - Regular Plan - IDCW has experienced over the last 5-year window is 29.42% — its NAV fell from a high on 17 Jan 2022 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Focused Fund - Regular Plan - IDCW averaged 5.17% (best 13.77%, worst -9.87%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -0.20 — negative risk-adjusted performance.

In calendar year 2025, DSP Focused Fund - Regular Plan - IDCW returned -1.61% — lagging the Focused Fund category average of -0.22% by 1.39 pp. It ranked #13 of 19 in its category that year.

DSP Focused Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Focused Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 1.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.