Should I invest in DSP Focused Fund?

We don't give personal investment advice. DSP Focused Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 1.72%.

DSP

DSP Focused Fund - Regular Plan - IDCW

Latest NAV

₹20.5640

As of

17 Jul 2026

3,966 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.28%	+0.29%	-0.01	10 / 19	Q3
1W	+0.14%	-0.14%	+0.27	5 / 19	Q2
2W	+0.88%	+0.25%	+0.63	5 / 19	Q2
1M	+2.79%	+1.48%	+1.32	4 / 19	Q1
3M	+4.61%	+3.38%	+1.23	9 / 19	Q2
6M	-8.13%	-1.94%	-6.19	16 / 19	Q4
YTD	-9.01%	-3.53%	-5.47	16 / 19	Q4
1Y	-7.41%	-3.18%	-4.23	14 / 19	Q3
2Y	-5.83%	-2.26%	-3.57	15 / 19	Q4
3Y	+5.40%	+8.02%	-2.61	14 / 18	Q4
4Y	+6.37%	+9.48%	-3.11	12 / 16	Q3
5Y	+1.72%	+7.17%	-5.45	13 / 14	Q4
7Y	+6.62%	+10.08%	-3.46	5 / 7	Q3
10Y	+4.09%	+5.78%	-1.69	2 / 4	Q2
Inception	+4.47%	+10.38%	-5.91	17 / 19	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.01%	-3.53%	-5.47	16 / 19
2025	-1.61%	-0.22%	-1.39	13 / 19
2024	+8.75%	+15.57%	-6.82	14 / 18
2023	+22.95%	+21.71%	+1.24	7 / 16
2022	-14.38%	-4.34%	-10.04	12 / 14
2021	+22.23%	+27.68%	-5.45	10 / 12
2020	+9.14%	+14.51%	-5.37	9 / 9
2019	+10.73%	+13.32%	-2.59	3 / 4
2018	-14.37%	-11.02%	-3.35	4 / 4
2017	+16.30%	+22.41%	-6.11	3 / 4
2016	-12.38%	-2.91%	-9.47	4 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.48%

184 windows

min -34.1% · max 69.3%

55% positive

3-Year rolling

+6.11%

160 windows

min -9.7% · max 22.6%

78% positive

5-Year rolling

+5.26%

136 windows

min -7.7% · max 16.0%

87% positive

7-Year rolling

+4.57%

111 windows

min -1.5% · max 8.7%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.88%

3-year · annualised

Sharpe ratio

0.02

vs risk-free 6.5%

Sortino ratio

0.02

Downside-only deviation

Max drawdown

-28.46%

Sep 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
Invesco India Focused Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.7700	17 Jul 2026
Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹20.4418	17 Jul 2026
Mirae Asset Focused Fund Regular IDCW	Mirae Asset	₹22.6100	17 Jul 2026
Kotak Focused Fund- Regular Plan-Income Distribution cum capital withdrawal option	Kotak	₹27.4700	17 Jul 2026
Edelweiss Focused Fund - Regular Plan - IDCW	Edelweiss	₹14.9980	17 Jul 2026
HSBC Focused Fund - Regular IDCW	HSBC	₹18.7184	17 Jul 2026
BARODA BNP PARIBAS Focused Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹13.8469	17 Jul 2026
Canara Robeco Focused Fund - Regular Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹17.5000	17 Jul 2026
UTI Focused Fund - Regular Plan - IDCW Payout Option	UTI	₹15.3216	17 Jul 2026
Axis Focused Fund - Regular Plan - IDCW	Axis	₹17.8900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.5640
16 Jul 2026	₹20.5060
15 Jul 2026	₹20.5320
14 Jul 2026	₹20.4730
13 Jul 2026	₹20.5900
10 Jul 2026	₹20.5360
9 Jul 2026	₹20.2970
8 Jul 2026	₹20.1270
7 Jul 2026	₹20.5460
6 Jul 2026	₹20.5330

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Focused Fund - Regular Plan - IDCW is ₹20.5640. It's a Focused Fund from DSP, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Focused Fund - Regular Plan - IDCW has NAV history starting from 15 Jun 2010, a track record of about 16 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Focused Fund - Regular Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Focused Fund - Regular Plan - IDCW has delivered a absolute return of -7.41% — -4.23 pp behind the Focused Fund category average of -3.18%. The fund ranks #14 of 19 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Focused Fund - Regular Plan - IDCW has delivered a CAGR of 5.40% — -2.61 pp behind the Focused Fund category average of 8.02%. The fund ranks #14 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Focused Fund - Regular Plan - IDCW has delivered a CAGR of 1.72% — -5.45 pp behind the Focused Fund category average of 7.17%. The fund ranks #13 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Focused Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹149,328 today — a multiplier of 1.49×, based on the 10-year CAGR of 4.09%. The category average over the same window would have grown ₹1 lakh to ₹175,472.

A ₹10,000 monthly SIP in DSP Focused Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹641,137 today. That's an XIRR (money-weighted annualised return) of 2.62%.

A ₹10,000 monthly SIP for 10 years in DSP Focused Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,528,077 (multiplier 1.27×). XIRR: 4.72%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Focused Fund - Regular Plan - IDCW ranks #13 out of 14 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.17%; this fund delivered 1.72%.

The worst peak-to-trough decline DSP Focused Fund - Regular Plan - IDCW has experienced over the last 5-year window is 29.42% — its NAV fell from a high on 17 Jan 2022 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Focused Fund - Regular Plan - IDCW averaged 5.26% (best 15.97%, worst -7.73%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -0.17 — negative risk-adjusted performance.

In calendar year 2025, DSP Focused Fund - Regular Plan - IDCW returned -1.61% — lagging the Focused Fund category average of -0.22% by 1.39 pp. It ranked #13 of 19 in its category that year.

DSP Focused Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Focused Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.4%. 5-year CAGR: 1.72%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.