Should I invest in Motilal Oswal Focused Fund Regular?

We don't give personal investment advice. Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.6%. 5-year CAGR: 2.10%.

Motilal Oswal

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment

Latest NAV

₹20.4418

As of

17 Jul 2026

3,241 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.20%	+0.29%	-0.49	17 / 19	Q4
1W	-0.39%	-0.14%	-0.25	15 / 19	Q4
2W	+1.02%	+0.25%	+0.77	3 / 19	Q1
1M	+3.35%	+1.48%	+1.87	2 / 19	Q1
3M	+11.77%	+3.38%	+8.39	1 / 19	Q1
6M	+5.81%	-1.94%	+7.76	2 / 19	Q1
YTD	+4.59%	-3.53%	+8.12	2 / 19	Q1
1Y	+3.95%	-3.18%	+7.13	4 / 19	Q1
2Y	-4.32%	-2.26%	-2.06	13 / 19	Q3
3Y	+3.81%	+8.02%	-4.20	15 / 18	Q4
4Y	+4.94%	+9.48%	-4.54	14 / 16	Q4
5Y	+2.10%	+7.17%	-5.07	12 / 14	Q4
7Y	+4.06%	+10.08%	-6.02	6 / 7	Q4
10Y	+3.80%	+5.78%	-1.98	3 / 4	Q3
Inception	+5.52%	+10.38%	-4.86	16 / 19	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.59%	-3.53%	+8.12	2 / 19
2025	-8.39%	-0.22%	-8.17	18 / 19
2024	+5.35%	+15.57%	-10.22	17 / 18
2023	+10.71%	+21.71%	-11.00	15 / 16
2022	-4.94%	-4.34%	-0.60	9 / 14
2021	-2.90%	+27.68%	-30.58	12 / 12
2020	+11.43%	+14.51%	-3.08	7 / 9
2019	+12.90%	+13.32%	-0.43	2 / 4
2018	-14.04%	-11.02%	-3.02	3 / 4
2017	+26.77%	+22.41%	+4.36	2 / 4
2016	-5.61%	-2.91%	-2.71	3 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.99%

149 windows

min -20.0% · max 48.6%

59% positive

3-Year rolling

+4.87%

125 windows

min -7.4% · max 18.4%

91% positive

5-Year rolling

+4.12%

100 windows

min -2.7% · max 13.8%

86% positive

7-Year rolling

+4.20%

76 windows

min 0.2% · max 11.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.32%

3-year · annualised

Sharpe ratio

-0.09

vs risk-free 6.5%

Sortino ratio

-0.12

Downside-only deviation

Max drawdown

-35.57%

Sep 2024 → Apr 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
Invesco India Focused Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹20.7700	17 Jul 2026
Mirae Asset Focused Fund Regular IDCW	Mirae Asset	₹22.6100	17 Jul 2026
Kotak Focused Fund- Regular Plan-Income Distribution cum capital withdrawal option	Kotak	₹27.4700	17 Jul 2026
Edelweiss Focused Fund - Regular Plan - IDCW	Edelweiss	₹14.9980	17 Jul 2026
DSP Focused Fund - Regular Plan - IDCW	DSP	₹20.5640	17 Jul 2026
HSBC Focused Fund - Regular IDCW	HSBC	₹18.7184	17 Jul 2026
BARODA BNP PARIBAS Focused Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹13.8469	17 Jul 2026
Canara Robeco Focused Fund - Regular Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹17.5000	17 Jul 2026
UTI Focused Fund - Regular Plan - IDCW Payout Option	UTI	₹15.3216	17 Jul 2026
Axis Focused Fund - Regular Plan - IDCW	Axis	₹17.8900	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.4418
16 Jul 2026	₹20.4818
15 Jul 2026	₹20.5218
14 Jul 2026	₹20.3647
13 Jul 2026	₹20.5084
10 Jul 2026	₹20.5221
9 Jul 2026	₹20.3148
8 Jul 2026	₹20.0315
7 Jul 2026	₹20.3287
6 Jul 2026	₹20.3625

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is ₹20.4418. It's a Focused Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has NAV history starting from 15 May 2013, a track record of about 13 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has delivered a absolute return of 3.95% — +7.13 pp ahead of the Focused Fund category average of -3.18%. The fund ranks #4 of 19 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 3.81% — -4.2 pp behind the Focused Fund category average of 8.02%. The fund ranks #15 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 2.10% — -5.07 pp behind the Focused Fund category average of 7.17%. The fund ranks #12 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹145,211 today — a multiplier of 1.45×, based on the 10-year CAGR of 3.80%. The category average over the same window would have grown ₹1 lakh to ₹175,472.

A ₹10,000 monthly SIP in Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹646,507 today. That's an XIRR (money-weighted annualised return) of 2.95%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,403,871 (multiplier 1.17×). XIRR: 3.08%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment ranks #12 out of 14 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.17%; this fund delivered 2.10%.

The worst peak-to-trough decline Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has experienced over the last 5-year window is 35.57% — its NAV fell from a high on 13 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment averaged 4.12% (best 13.85%, worst -2.72%). 86% of rolling windows ended positive. The 5-year Sharpe ratio is -0.20 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment returned -8.39% — lagging the Focused Fund category average of -0.22% by 8.17 pp. It ranked #18 of 19 in its category that year.

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.6%. 5-year CAGR: 2.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.