Should I invest in Motilal Oswal Focused Fund Regular?

We don't give personal investment advice. Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.6%. 5-year CAGR: 0.86%.

Motilal Oswal

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment

Latest NAV

₹19.2160

As of

3 Jun 2026

3,210 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.79%	+0.20%	+0.59	1 / 19	Q1
1W	+0.65%	-1.80%	+2.44	1 / 19	Q1
2W	+3.78%	0.00%	+3.78	1 / 19	Q1
1M	+3.34%	-0.51%	+3.85	1 / 19	Q1
3M	+2.01%	-2.30%	+4.31	5 / 19	Q2
6M	-1.44%	-7.29%	+5.86	3 / 19	Q1
YTD	-1.60%	-7.45%	+5.85	3 / 19	Q1
1Y	+0.08%	-4.23%	+4.31	5 / 19	Q2
2Y	-3.48%	-0.82%	-2.65	14 / 19	Q3
3Y	+3.20%	+8.46%	-5.26	16 / 18	Q4
4Y	+3.59%	+8.20%	-4.61	13 / 15	Q4
5Y	+0.86%	+6.81%	-5.95	12 / 13	Q4
7Y	+2.31%	+7.60%	-5.29	5 / 6	Q4
10Y	+3.66%	+5.62%	-1.96	3 / 4	Q3
Inception	+5.08%	+9.90%	-4.82	16 / 19	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.60%	-7.45%	+5.85	3 / 19
2025	-8.39%	-0.22%	-8.17	18 / 19
2024	+5.35%	+15.57%	-10.22	17 / 18
2023	+10.71%	+21.71%	-11.00	15 / 16
2022	-4.94%	-4.34%	-0.60	9 / 14
2021	-2.90%	+27.68%	-30.58	12 / 12
2020	+11.43%	+14.51%	-3.08	7 / 9
2019	+12.90%	+13.32%	-0.43	2 / 4
2018	-14.04%	-11.02%	-3.02	3 / 4
2017	+26.77%	+22.41%	+4.36	2 / 4
2016	-5.61%	-2.91%	-2.71	3 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.62%

147 windows

min -23.7% · max 57.4%

56% positive

3-Year rolling

+4.55%

123 windows

min -8.7% · max 17.7%

88% positive

5-Year rolling

+4.05%

99 windows

min -4.6% · max 12.1%

88% positive

7-Year rolling

+4.11%

74 windows

min -0.3% · max 10.1%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.18%

3-year · annualised

Sharpe ratio

-0.08

vs risk-free 6.5%

Sortino ratio

-0.11

Downside-only deviation

Max drawdown

-35.57%

Sep 2024 → Apr 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
Invesco India Focused Fund - Regular Plan - IDCW (Payout / Reinvestment)	Invesco	₹18.8000	3 Jun 2026
Mirae Asset Focused Fund Regular IDCW	Mirae Asset	₹21.2930	3 Jun 2026
Kotak Focused Fund- Regular Plan-Income Distribution cum capital withdrawal option	Kotak	₹25.6600	3 Jun 2026
Edelweiss Focused Fund - Regular Plan - IDCW	Edelweiss	₹15.8590	3 Jun 2026
DSP Focused Fund - Regular Plan - IDCW	DSP	₹19.0370	3 Jun 2026
HSBC Focused Fund - Regular IDCW	HSBC	₹17.7033	3 Jun 2026
BARODA BNP PARIBAS Focused Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹13.3963	3 Jun 2026
Canara Robeco Focused Fund - Regular Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹16.5400	3 Jun 2026
UTI Focused Fund - Regular Plan - IDCW Payout Option	UTI	₹14.4988	3 Jun 2026
Axis Focused Fund - Regular Plan - IDCW	Axis	₹16.6800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.2160
2 Jun 2026	₹19.2325
1 Jun 2026	₹19.0822
29 May 2026	₹19.1331
27 May 2026	₹19.1982
26 May 2026	₹19.1090
25 May 2026	₹18.9951
22 May 2026	₹18.7753
21 May 2026	₹18.6999
20 May 2026	₹18.6312

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is ₹19.2160. It's a Focused Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has NAV history starting from 15 May 2013, a track record of about 13 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has delivered a absolute return of 0.08% — +4.31 pp ahead of the Focused Fund category average of -4.23%. The fund ranks #5 of 19 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 3.20% — -5.26 pp behind the Focused Fund category average of 8.46%. The fund ranks #16 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 0.86% — -5.95 pp behind the Focused Fund category average of 6.81%. The fund ranks #12 of 13 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment exactly 10 years ago would be worth approximately ₹143,234 today — a multiplier of 1.43×, based on the 10-year CAGR of 3.66%. The category average over the same window would have grown ₹1 lakh to ₹172,712.

A ₹10,000 monthly SIP in Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹611,229 today. That's an XIRR (money-weighted annualised return) of 0.73%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,329,450 (multiplier 1.11×). XIRR: 2.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment ranks #12 out of 13 funds in the Focused Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.81%; this fund delivered 0.86%.

The worst peak-to-trough decline Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment has experienced over the last 5-year window is 35.57% — its NAV fell from a high on 13 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment averaged 4.05% (best 12.10%, worst -4.59%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -0.22 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment returned -8.39% — lagging the Focused Fund category average of -0.22% by 8.17 pp. It ranked #18 of 19 in its category that year.

Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Focused Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.6%. 5-year CAGR: 0.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.