Should I invest in Union Aggressive Hybrid Fund?

We don't give personal investment advice. Union Aggressive Hybrid Fund - Direct Plan - IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.1%. 5-year CAGR: 8.98%.

Union

Union Aggressive Hybrid Fund - Direct Plan - IDCW Option

Latest NAV

₹18.2900

As of

17 Jul 2026

1,367 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.44%	+0.20%	-0.64	52 / 55	Q4
1W	-0.54%	-0.16%	-0.38	52 / 55	Q4
2W	+0.16%	+0.10%	+0.07	34 / 55	Q3
1M	+1.33%	+0.84%	+0.49	27 / 55	Q2
3M	+0.16%	+1.61%	-1.44	46 / 55	Q4
6M	-1.88%	-0.75%	-1.12	31 / 55	Q3
YTD	-3.58%	-2.54%	-1.04	32 / 55	Q3
1Y	-4.64%	-0.18%	-4.46	43 / 55	Q4
2Y	+0.44%	+1.30%	-0.86	19 / 54	Q2
3Y	+8.83%	+9.24%	-0.41	29 / 55	Q3
4Y	+10.97%	+11.12%	-0.15	26 / 52	Q2
5Y	+8.98%	+9.61%	-0.63	27 / 49	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.40%	+8.35%	+3.06	18 / 55	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.58%	-2.48%	-1.10	30 / 50
2025	+3.10%	+1.24%	+1.87	20 / 53
2024	+15.70%	+15.74%	-0.05	17 / 53
2023	+20.70%	+19.87%	+0.83	22 / 53
2022	+0.46%	+2.08%	-1.62	33 / 50
2021	+28.16%	+22.26%	+5.90	11 / 51
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.49%

56 windows

min -5.7% · max 33.0%

89% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.74%

32 windows

min 8.8% · max 17.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+10.65%

7 windows

min 9.0% · max 12.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.47%

3-year · annualised

Sharpe ratio

0.24

vs risk-free 6.5%

Sortino ratio

0.38

Downside-only deviation

Max drawdown

-13.66%

Sep 2024 → Feb 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - IDCW Option - Direct Plan	HDFC	₹17.7700	17 Jul 2026
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - DIRECT Plan - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
SBI Equity Hybrid Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹102.7411	17 Jul 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹29.1200	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹24.2754	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan IDCW	Bandhan	₹21.9550	17 Jul 2026
quant Aggressive Hybrid Fund-IDCW Option-Direct Plan	Quant	₹72.3931	17 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹296.3500	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - IDCW	Franklin India	₹34.1499	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - IDCW	Mirae Asset	₹21.2090	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹18.2900
16 Jul 2026	₹18.3700
15 Jul 2026	₹18.3800
14 Jul 2026	₹18.2800
13 Jul 2026	₹18.4000
10 Jul 2026	₹18.3900
9 Jul 2026	₹18.1700
8 Jul 2026	₹18.0300
7 Jul 2026	₹18.3300
6 Jul 2026	₹18.3700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Union Aggressive Hybrid Fund - Direct Plan - IDCW Option is ₹18.2900. It's a Aggressive Hybrid Fund from Union, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Union Aggressive Hybrid Fund - Direct Plan - IDCW Option has NAV history starting from 28 Dec 2020, a track record of about 5 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Union Aggressive Hybrid Fund - Direct Plan - IDCW Option is managed by Union. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Union Aggressive Hybrid Fund - Direct Plan - IDCW Option has delivered a absolute return of -4.64% — -4.46 pp behind the Aggressive Hybrid Fund category average of -0.18%. The fund ranks #43 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Union Aggressive Hybrid Fund - Direct Plan - IDCW Option has delivered a CAGR of 8.83% — -0.41 pp behind the Aggressive Hybrid Fund category average of 9.24%. The fund ranks #29 of 55 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Union Aggressive Hybrid Fund - Direct Plan - IDCW Option has delivered a CAGR of 8.98% — -0.63 pp behind the Aggressive Hybrid Fund category average of 9.61%. The fund ranks #27 of 49 in its category — the third (Q3) quartile.

₹1 lakh invested in Union Aggressive Hybrid Fund - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹153,697 today — a multiplier of 1.54×, based on the 5-year CAGR of 8.98%. The category average over the same window would have grown ₹1 lakh to ₹158,209.

A ₹10,000 monthly SIP in Union Aggressive Hybrid Fund - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹726,700 today. That's an XIRR (money-weighted annualised return) of 7.59%.

Union Aggressive Hybrid Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹726,700 — XIRR 7.59%.

On a 5-year basis, Union Aggressive Hybrid Fund - Direct Plan - IDCW Option ranks #27 out of 49 funds in the Aggressive Hybrid Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.61%; this fund delivered 8.98%.

The worst peak-to-trough decline Union Aggressive Hybrid Fund - Direct Plan - IDCW Option has experienced over the last 5-year window is 15.12% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Union Aggressive Hybrid Fund - Direct Plan - IDCW Option averaged 10.65% (best 12.41%, worst 8.98%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, Union Aggressive Hybrid Fund - Direct Plan - IDCW Option returned 3.10% — beating the Aggressive Hybrid Fund category average of 1.24% by 1.87 pp. It ranked #20 of 53 in its category that year.

Union Aggressive Hybrid Fund - Direct Plan - IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Union Aggressive Hybrid Fund - Direct Plan - IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.1%. 5-year CAGR: 8.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.