Should I invest in Templeton India Value Fund - Direct?

We don't give personal investment advice. Templeton India Value Fund - Direct - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.0%. 5-year CAGR: 15.69%.

Templeton India Value Fund - Direct - Growth

Latest NAV

₹770.7181

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.29%	+0.18%	-0.47	20 / 21	Q4
1W	-1.75%	-1.59%	-0.17	13 / 21	Q3
2W	-0.17%	+0.17%	-0.34	12 / 21	Q3
1M	-2.92%	-1.18%	-1.74	20 / 21	Q4
3M	-3.05%	+0.36%	-3.41	17 / 21	Q4
6M	-5.81%	-2.44%	-3.37	16 / 21	Q4
YTD	-7.53%	-3.30%	-4.23	18 / 21	Q4
1Y	-1.16%	+2.76%	-3.91	16 / 21	Q4
2Y	-0.05%	+3.47%	-3.52	18 / 20	Q4
3Y	+14.04%	+16.69%	-2.65	17 / 20	Q4
4Y	+16.44%	+17.36%	-0.92	11 / 17	Q3
5Y	+15.69%	+14.68%	+1.01	4 / 14	Q2
7Y	+16.24%	+15.32%	+0.91	5 / 12	Q2
10Y	+14.96%	+14.72%	+0.24	6 / 11	Q3
Inception	+14.44%	+15.58%	-1.14	15 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.53%	-3.30%	-4.23	18 / 21
2025	+7.88%	+5.37%	+2.51	5 / 20
2024	+15.75%	+21.06%	-5.31	18 / 20
2023	+35.49%	+35.80%	-0.31	9 / 18
2022	+16.63%	+7.17%	+9.46	2 / 17
2021	+44.88%	+36.76%	+8.12	2 / 13
2020	+12.14%	+15.89%	-3.75	11 / 12
2019	+0.24%	+2.90%	-2.66	10 / 12
2018	-11.90%	-9.33%	-2.57	9 / 11
2017	+37.88%	+41.39%	-3.51	7 / 11
2016	+9.29%	+6.52%	+2.77	3 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.03%

152 windows

min -40.3% · max 98.1%

78% positive

3-Year rolling

+16.59%

128 windows

min -12.2% · max 41.7%

91% positive

5-Year rolling

+15.75%

103 windows

min -3.1% · max 33.3%

99% positive

7-Year rolling

+14.35%

79 windows

min 4.9% · max 18.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.10%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

0.99

Downside-only deviation

Max drawdown

-17.98%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹827.0450	3 Jun 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹239.8244	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹497.5800	3 Jun 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹163.8250	3 Jun 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹23.9621	3 Jun 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹148.1734	3 Jun 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.2080	2 Jun 2026
HSBC Value Fund - Direct Growth	HSBC	₹124.4390	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.0496	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹18.6400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹770.7181
2 Jun 2026	₹772.9443
1 Jun 2026	₹770.4075
29 May 2026	₹774.7677
27 May 2026	₹784.4620
26 May 2026	₹782.7860
25 May 2026	₹783.7157
22 May 2026	₹773.9147
21 May 2026	₹772.3980
20 May 2026	₹772.0442

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Templeton India Value Fund - Direct - Growth is ₹770.7181. It's a Value Fund from the fund house, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Templeton India Value Fund - Direct - Growth has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Templeton India Value Fund - Direct - Growth is managed by the fund house. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Value Fund - Direct - Growth has delivered a absolute return of -1.16% — -3.91 pp behind the Value Fund category average of 2.76%. The fund ranks #16 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton India Value Fund - Direct - Growth has delivered a CAGR of 14.04% — -2.65 pp behind the Value Fund category average of 16.69%. The fund ranks #17 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Templeton India Value Fund - Direct - Growth has delivered a CAGR of 15.69% — +1.01 pp ahead of the Value Fund category average of 14.68%. The fund ranks #4 of 14 in its category — the second (Q2) quartile.

₹1 lakh invested in Templeton India Value Fund - Direct - Growth exactly 10 years ago would be worth approximately ₹403,242 today — a multiplier of 4.03×, based on the 10-year CAGR of 14.96%. The category average over the same window would have grown ₹1 lakh to ₹394,871.

A ₹10,000 monthly SIP in Templeton India Value Fund - Direct - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹806,227 today. That's an XIRR (money-weighted annualised return) of 11.76%.

A ₹10,000 monthly SIP for 10 years in Templeton India Value Fund - Direct - Growth = ₹1,200,000 invested. It would currently be worth ₹2,689,749 (multiplier 2.24×). XIRR: 15.41%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Value Fund - Direct - Growth ranks #4 out of 14 funds in the Value Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.68%; this fund delivered 15.69%.

The worst peak-to-trough decline Templeton India Value Fund - Direct - Growth has experienced over the last 5-year window is 17.98% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Value Fund - Direct - Growth averaged 15.75% (best 33.30%, worst -3.06%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.68 — reasonable risk-adjusted performance.

In calendar year 2025, Templeton India Value Fund - Direct - Growth returned 7.88% — beating the Value Fund category average of 5.37% by 2.51 pp. It ranked #5 of 20 in its category that year.

Templeton India Value Fund - Direct - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Templeton India Value Fund - Direct - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.0%. 5-year CAGR: 15.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.