Should I invest in Templeton India Value Fund - Direct?

We don't give personal investment advice. Templeton India Value Fund - Direct - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.0%. 5-year CAGR: 15.68%.

Templeton India Value Fund - Direct - Growth

Latest NAV

₹795.0398

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.23%	+0.20	5 / 21	Q1
1W	-0.06%	-0.05%	-0.01	10 / 21	Q2
2W	+0.15%	+0.21%	-0.06	11 / 21	Q3
1M	+0.79%	+1.33%	-0.53	14 / 21	Q3
3M	+0.06%	+2.96%	-2.89	18 / 21	Q4
6M	-3.02%	+1.98%	-5.01	19 / 21	Q4
YTD	-4.61%	+0.49%	-5.11	19 / 21	Q4
1Y	-1.67%	+2.99%	-4.66	18 / 21	Q4
2Y	-1.61%	+1.93%	-3.54	18 / 20	Q4
3Y	+13.10%	+15.69%	-2.58	16 / 20	Q4
4Y	+17.11%	+18.45%	-1.34	12 / 17	Q3
5Y	+15.68%	+14.69%	+0.99	5 / 15	Q2
7Y	+18.01%	+17.17%	+0.84	5 / 12	Q2
10Y	+14.84%	+14.46%	+0.38	7 / 11	Q3
Inception	+14.57%	+15.97%	-1.40	15 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.61%	+0.49%	-5.11	19 / 21
2025	+7.88%	+5.37%	+2.51	5 / 20
2024	+15.75%	+21.06%	-5.31	18 / 20
2023	+35.49%	+35.80%	-0.31	9 / 18
2022	+16.63%	+7.17%	+9.46	2 / 17
2021	+44.88%	+36.76%	+8.12	2 / 13
2020	+12.14%	+15.89%	-3.75	11 / 12
2019	+0.24%	+2.90%	-2.66	10 / 12
2018	-11.90%	-9.33%	-2.57	9 / 11
2017	+37.88%	+41.39%	-3.51	7 / 11
2016	+9.29%	+6.52%	+2.77	3 / 11

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.18%

153 windows

min -34.4% · max 88.9%

76% positive

3-Year rolling

+16.92%

129 windows

min -10.7% · max 43.6%

93% positive

5-Year rolling

+15.95%

105 windows

min -1.2% · max 35.8%

98% positive

7-Year rolling

+14.53%

80 windows

min 5.1% · max 19.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.83%

3-year · annualised

Sharpe ratio

0.52

vs risk-free 6.5%

Sortino ratio

0.88

Downside-only deviation

Max drawdown

-17.98%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹880.8230	17 Jul 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹250.1799	17 Jul 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹515.3400	17 Jul 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹168.4590	17 Jul 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹24.7343	17 Jul 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹154.6449	17 Jul 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.8900	16 Jul 2026
HSBC Value Fund - Direct Growth	HSBC	₹128.5756	17 Jul 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.2818	17 Jul 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹19.3700	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹795.0398
16 Jul 2026	₹791.6468
15 Jul 2026	₹793.9742
14 Jul 2026	₹791.8585
13 Jul 2026	₹797.0684
10 Jul 2026	₹795.5288
9 Jul 2026	₹784.2265
8 Jul 2026	₹781.5113
7 Jul 2026	₹796.9527
6 Jul 2026	₹797.7543

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Templeton India Value Fund - Direct - Growth is ₹795.0398. It's a Value Fund from the fund house, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Templeton India Value Fund - Direct - Growth has NAV history starting from 01 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Templeton India Value Fund - Direct - Growth is managed by the fund house. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Templeton India Value Fund - Direct - Growth has delivered a absolute return of -1.67% — -4.66 pp behind the Value Fund category average of 2.99%. The fund ranks #18 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Templeton India Value Fund - Direct - Growth has delivered a CAGR of 13.10% — -2.58 pp behind the Value Fund category average of 15.69%. The fund ranks #16 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Templeton India Value Fund - Direct - Growth has delivered a CAGR of 15.68% — +0.99 pp ahead of the Value Fund category average of 14.69%. The fund ranks #5 of 15 in its category — the second (Q2) quartile.

₹1 lakh invested in Templeton India Value Fund - Direct - Growth exactly 10 years ago would be worth approximately ₹398,917 today — a multiplier of 3.99×, based on the 10-year CAGR of 14.84%. The category average over the same window would have grown ₹1 lakh to ₹385,942.

A ₹10,000 monthly SIP in Templeton India Value Fund - Direct - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹814,987 today. That's an XIRR (money-weighted annualised return) of 12.20%.

A ₹10,000 monthly SIP for 10 years in Templeton India Value Fund - Direct - Growth = ₹1,200,000 invested. It would currently be worth ₹2,729,905 (multiplier 2.27×). XIRR: 15.69%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Templeton India Value Fund - Direct - Growth ranks #5 out of 15 funds in the Value Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 14.69%; this fund delivered 15.68%.

The worst peak-to-trough decline Templeton India Value Fund - Direct - Growth has experienced over the last 5-year window is 17.98% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Templeton India Value Fund - Direct - Growth averaged 15.95% (best 35.78%, worst -1.24%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.62 — reasonable risk-adjusted performance.

In calendar year 2025, Templeton India Value Fund - Direct - Growth returned 7.88% — beating the Value Fund category average of 5.37% by 2.51 pp. It ranked #5 of 20 in its category that year.

Templeton India Value Fund - Direct - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Templeton India Value Fund - Direct - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.0%. 5-year CAGR: 15.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.