Should I invest in Tata Value Fund?

We don't give personal investment advice. Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.9%. 5-year CAGR: 12.78%.

Tata

Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%)

Latest NAV

₹145.9843

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.24%	+0.27	5 / 25	Q1
1W	-0.26%	-0.02%	-0.23	19 / 25	Q4
2W	+0.31%	+0.27%	+0.04	11 / 25	Q2
1M	+0.63%	+1.45%	-0.83	21 / 25	Q4
3M	-0.03%	+2.99%	-3.01	22 / 25	Q4
6M	-2.41%	-0.33%	-2.08	14 / 25	Q3
YTD	-3.45%	-1.77%	-1.68	14 / 25	Q3
1Y	-0.47%	-0.28%	-0.19	12 / 25	Q2
2Y	-1.51%	-1.14%	-0.37	13 / 24	Q3
3Y	+11.50%	+12.05%	-0.55	14 / 24	Q3
4Y	+15.09%	+14.77%	+0.32	12 / 21	Q3
5Y	+12.78%	+11.20%	+1.58	8 / 19	Q2
7Y	+13.81%	+13.49%	+0.32	8 / 16	Q2
10Y	+11.44%	+9.53%	+1.91	4 / 12	Q2
Inception	+12.42%	+11.74%	+0.69	10 / 25	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.45%	-1.77%	-1.68	14 / 25
2025	+4.33%	+2.36%	+1.97	11 / 24
2024	+16.34%	+17.07%	-0.73	11 / 24
2023	+33.17%	+31.81%	+1.35	9 / 22
2022	+5.75%	+3.53%	+2.23	9 / 21
2021	+22.93%	+29.77%	-6.85	15 / 17
2020	+12.28%	+13.82%	-1.55	11 / 16
2019	+6.92%	+0.15%	+6.77	3 / 16
2018	-7.71%	-14.34%	+6.63	3 / 15
2017	+29.09%	+31.86%	-2.77	6 / 12
2016	+7.08%	+0.11%	+6.97	3 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.59%

153 windows

min -24.2% · max 75.3%

78% positive

3-Year rolling

+14.00%

129 windows

min -6.0% · max 30.9%

95% positive

5-Year rolling

+12.88%

105 windows

min -0.5% · max 25.4%

99% positive

7-Year rolling

+12.07%

80 windows

min 7.8% · max 15.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.76%

3-year · annualised

Sharpe ratio

0.38

vs risk-free 6.5%

Sortino ratio

0.61

Downside-only deviation

Max drawdown

-21.91%

Sep 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - IDCW Option - Direct Plan	HDFC	₹45.5650	17 Jul 2026
NIPPON INDIA VALUE FUND - DIRECT Plan - IDCW Option	Nippon India	₹66.0701	17 Jul 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - IDCW	ICICI Prudential	₹116.3400	17 Jul 2026
Bandhan Value Fund - Direct Plan - IDCW	Bandhan	₹48.6540	17 Jul 2026
Quant Value Fund - IDCW Option - Direct Plan	Quant	₹23.5007	17 Jul 2026
Aditya Birla Sun Life Value Fund - Direct - IDCW	Aditya Birla Sun Life	₹82.5302	17 Jul 2026
DSP Value Fund - Direct Plan - IDCW	DSP	₹18.8520	16 Jul 2026
HSBC Value Fund - Direct IDCW	HSBC	₹63.6283	17 Jul 2026
Baroda BNP Paribas Value Fund - Direct Plan - IDCW option	Baroda BNP Paribas	₹13.0224	17 Jul 2026
Canara Robeco Value Fund - Direct Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹18.2100	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹145.9843
16 Jul 2026	₹145.2370
15 Jul 2026	₹145.6403
14 Jul 2026	₹145.2002
13 Jul 2026	₹146.5026
10 Jul 2026	₹146.3602
9 Jul 2026	₹144.7639
8 Jul 2026	₹143.6532
7 Jul 2026	₹146.2740
6 Jul 2026	₹146.2972

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) is ₹145.9843. It's a Value Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) is managed by Tata. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) has delivered a absolute return of -0.47% — -0.19 pp behind the Value Fund category average of -0.28%. The fund ranks #12 of 25 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) has delivered a CAGR of 11.50% — -0.55 pp behind the Value Fund category average of 12.05%. The fund ranks #14 of 24 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) has delivered a CAGR of 12.78% — +1.58 pp ahead of the Value Fund category average of 11.20%. The fund ranks #8 of 19 in its category — the second (Q2) quartile.

₹1 lakh invested in Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) exactly 10 years ago would be worth approximately ₹295,525 today — a multiplier of 2.96×, based on the 10-year CAGR of 11.44%. The category average over the same window would have grown ₹1 lakh to ₹248,537.

A ₹10,000 monthly SIP in Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) over the last 5 years — total invested ₹600,000 — would be worth ₹785,480 today. That's an XIRR (money-weighted annualised return) of 10.71%.

A ₹10,000 monthly SIP for 10 years in Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) = ₹1,200,000 invested. It would currently be worth ₹2,257,272 (multiplier 1.88×). XIRR: 12.14%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) ranks #8 out of 19 funds in the Value Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.20%; this fund delivered 12.78%.

The worst peak-to-trough decline Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) has experienced over the last 5-year window is 21.91% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) averaged 12.88% (best 25.44%, worst -0.48%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) returned 4.33% — beating the Value Fund category average of 2.36% by 1.97 pp. It ranked #11 of 24 in its category that year.

Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Value Fund- Direct Plan -Payout of IDCW-Option A(5%) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.9%. 5-year CAGR: 12.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.