Should I invest in HDFC Value Fund?

We don't give personal investment advice. HDFC Value Fund - IDCW Option - Direct Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.9%. 5-year CAGR: 8.33%.

HDFC

HDFC Value Fund - IDCW Option - Direct Plan

Latest NAV

₹42.7830

As of

3 Jun 2026

3,301 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.16%	+0.25	6 / 25	Q1
1W	-1.64%	-1.60%	-0.04	14 / 25	Q3
2W	+0.30%	+0.12%	+0.18	9 / 25	Q2
1M	-1.37%	-1.21%	-0.16	12 / 25	Q2
3M	-1.17%	-0.35%	-0.83	12 / 25	Q2
6M	-3.83%	-5.10%	+1.26	10 / 25	Q2
YTD	-4.25%	-5.66%	+1.41	6 / 25	Q1
1Y	+2.57%	-0.63%	+3.20	4 / 25	Q1
2Y	+1.75%	-0.06%	+1.81	11 / 24	Q2
3Y	+12.15%	+12.87%	-0.72	15 / 24	Q3
4Y	+11.17%	+13.54%	-2.38	17 / 21	Q4
5Y	+8.33%	+10.92%	-2.59	15 / 18	Q4
7Y	+6.16%	+11.64%	-5.47	15 / 16	Q4
10Y	+5.38%	+9.75%	-4.37	11 / 12	Q4
Inception	+4.82%	+11.30%	-6.48	24 / 25	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.25%	-5.66%	+1.41	6 / 25
2025	+1.61%	+2.36%	-0.75	13 / 24
2024	+13.28%	+17.07%	-3.79	16 / 24
2023	+20.70%	+31.81%	-11.11	21 / 22
2022	-5.00%	+3.53%	-8.53	19 / 21
2021	+23.82%	+29.77%	-5.95	14 / 17
2020	+0.61%	+13.82%	-13.22	16 / 16
2019	-10.28%	+0.15%	-10.43	16 / 16
2018	-13.70%	-14.34%	+0.64	7 / 15
2017	+28.46%	+31.86%	-3.39	7 / 12
2016	-7.47%	+0.11%	-7.58	9 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.13%

152 windows

min -44.5% · max 70.1%

61% positive

3-Year rolling

+5.14%

128 windows

min -18.6% · max 20.2%

78% positive

5-Year rolling

+4.19%

103 windows

min -11.4% · max 17.9%

72% positive

7-Year rolling

+3.03%

79 windows

min -2.9% · max 7.0%

92% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.72%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.58

Downside-only deviation

Max drawdown

-23.78%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA VALUE FUND - DIRECT Plan - IDCW Option	Nippon India	₹63.3353	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - IDCW	ICICI Prudential	₹112.3300	3 Jun 2026
Bandhan Value Fund - Direct Plan - IDCW	Bandhan	₹47.3160	3 Jun 2026
Quant Value Fund - IDCW Option - Direct Plan	Quant	₹22.7668	3 Jun 2026
Aditya Birla Sun Life Value Fund - Direct - IDCW	Aditya Birla Sun Life	₹79.0765	3 Jun 2026
DSP Value Fund - Direct Plan - IDCW	DSP	₹18.3360	2 Jun 2026
HSBC Value Fund - Direct IDCW	HSBC	₹61.5812	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - IDCW option	Baroda BNP Paribas	₹12.8107	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - IDCW (Payout/Reinvestment)	Canara Robeco	₹17.5200	3 Jun 2026
UTI Value Fund - Direct Plan - IDCW	UTI	₹57.1125	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹42.7830
2 Jun 2026	₹42.9020
1 Jun 2026	₹42.7240
29 May 2026	₹43.0630
27 May 2026	₹43.6490
26 May 2026	₹43.6170
25 May 2026	₹43.6670
22 May 2026	₹43.1430
21 May 2026	₹42.9520
20 May 2026	₹42.8360

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Value Fund - IDCW Option - Direct Plan is ₹42.7830. It's a Value Fund from HDFC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Value Fund - IDCW Option - Direct Plan has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Value Fund - IDCW Option - Direct Plan is managed by HDFC. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Value Fund - IDCW Option - Direct Plan has delivered a absolute return of 2.57% — +3.2 pp ahead of the Value Fund category average of -0.63%. The fund ranks #4 of 25 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HDFC Value Fund - IDCW Option - Direct Plan has delivered a CAGR of 12.15% — -0.72 pp behind the Value Fund category average of 12.87%. The fund ranks #15 of 24 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HDFC Value Fund - IDCW Option - Direct Plan has delivered a CAGR of 8.33% — -2.59 pp behind the Value Fund category average of 10.92%. The fund ranks #15 of 18 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Value Fund - IDCW Option - Direct Plan exactly 10 years ago would be worth approximately ₹168,806 today — a multiplier of 1.69×, based on the 10-year CAGR of 5.38%. The category average over the same window would have grown ₹1 lakh to ₹253,519.

A ₹10,000 monthly SIP in HDFC Value Fund - IDCW Option - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹724,257 today. That's an XIRR (money-weighted annualised return) of 7.46%.

A ₹10,000 monthly SIP for 10 years in HDFC Value Fund - IDCW Option - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,688,289 (multiplier 1.41×). XIRR: 6.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Value Fund - IDCW Option - Direct Plan ranks #15 out of 18 funds in the Value Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.92%; this fund delivered 8.33%.

The worst peak-to-trough decline HDFC Value Fund - IDCW Option - Direct Plan has experienced over the last 5-year window is 25.87% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Value Fund - IDCW Option - Direct Plan averaged 4.19% (best 17.90%, worst -11.36%). 72% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, HDFC Value Fund - IDCW Option - Direct Plan returned 1.61% — lagging the Value Fund category average of 2.36% by 0.75 pp. It ranked #13 of 24 in its category that year.

HDFC Value Fund - IDCW Option - Direct Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Value Fund - IDCW Option - Direct Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.9%. 5-year CAGR: 8.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.