Should I invest in TATA SmallCap Fund?

We don't give personal investment advice. TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.9%. 5-year CAGR: 15.89%.

Tata

TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option

Latest NAV

₹39.1959

As of

3 Jun 2026

1,703 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.49%	-0.09	25 / 35	Q3
1W	+0.49%	-0.81%	+1.30	5 / 35	Q1
2W	+2.01%	+1.10%	+0.91	10 / 35	Q2
1M	-2.29%	+0.46%	-2.76	34 / 35	Q4
3M	+2.89%	+8.35%	-5.45	29 / 34	Q4
6M	-7.19%	+0.59%	-7.78	30 / 33	Q4
YTD	-5.98%	+1.48%	-7.47	29 / 33	Q4
1Y	-11.26%	+1.76%	-13.03	31 / 31	Q4
2Y	-1.02%	+2.62%	-3.64	22 / 28	Q4
3Y	+11.40%	+13.81%	-2.40	17 / 25	Q3
4Y	+15.61%	+14.81%	+0.80	9 / 22	Q2
5Y	+15.89%	+13.43%	+2.46	8 / 22	Q2
7Y	+20.53%	+17.12%	+3.41	5 / 18	Q2
10Y	—	—	—	—	—
Inception	+20.62%	+14.19%	+6.42	6 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.98%	+1.48%	-7.47	29 / 33
2025	-11.96%	-7.90%	-4.05	25 / 29
2024	+32.61%	+24.76%	+7.85	6 / 27
2023	+35.55%	+37.24%	-1.69	14 / 24
2022	+10.29%	-0.11%	+10.40	3 / 22
2021	+72.46%	+55.27%	+17.19	4 / 21
2020	+24.88%	+29.60%	-4.72	11 / 18
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+30.36%

73 windows

min -13.7% · max 110.5%

85% positive

3-Year rolling

+29.25%

49 windows

min 11.4% · max 49.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+30.19%

25 windows

min 15.9% · max 36.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.10%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.53

Downside-only deviation

Max drawdown

-30.90%

Oct 2024 → Mar 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹61.5290	3 Jun 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹103.0482	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹132.4685	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹66.7400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.7800	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹36.6190	3 Jun 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹229.2186	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹73.1715	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹15.5856	3 Jun 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹50.2188	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹39.1959
2 Jun 2026	₹39.0740
1 Jun 2026	₹38.9177
29 May 2026	₹38.9171
27 May 2026	₹39.0515
26 May 2026	₹38.8830
25 May 2026	₹38.9539
22 May 2026	₹38.4169
21 May 2026	₹38.4104
20 May 2026	₹38.2154

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹39.1959. It's a Small Cap Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has NAV history starting from 14 Jun 2019, a track record of about 6 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is managed by Tata. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has delivered a absolute return of -11.26% — -13.03 pp behind the Small Cap Fund category average of 1.76%. The fund ranks #31 of 31 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has delivered a CAGR of 11.40% — -2.4 pp behind the Small Cap Fund category average of 13.81%. The fund ranks #17 of 25 in its category — the third (Q3) quartile.

Over the trailing 5-year window, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has delivered a CAGR of 15.89% — +2.46 pp ahead of the Small Cap Fund category average of 13.43%. The fund ranks #8 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option exactly 5 years ago would be worth approximately ₹209,036 today — a multiplier of 2.09×, based on the 5-year CAGR of 15.89%. The category average over the same window would have grown ₹1 lakh to ₹187,780.

A ₹10,000 monthly SIP in TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option over the last 5 years — total invested ₹600,000 — would be worth ₹767,738 today. That's an XIRR (money-weighted annualised return) of 9.79%.

TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹767,738 — XIRR 9.79%.

On a 5-year basis, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option ranks #8 out of 22 funds in the Small Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.43%; this fund delivered 15.89%.

The worst peak-to-trough decline TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option has experienced over the last 5-year window is 30.90% — its NAV fell from a high on 16 Oct 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option averaged 30.19% (best 36.85%, worst 15.89%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.58 — reasonable risk-adjusted performance.

In calendar year 2025, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option returned -11.96% — lagging the Small Cap Fund category average of -7.90% by 4.05 pp. It ranked #25 of 29 in its category that year.

TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.9%. 5-year CAGR: 15.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.