Should I invest in Aditya Birla Sun Life Small Cap Fund -Direct?

We don't give personal investment advice. Aditya Birla Sun Life Small Cap Fund -Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: 6.39%.

Aditya Birla Sun Life

Aditya Birla Sun Life Small Cap Fund -Direct - IDCW

Latest NAV

₹76.8382

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.68%	-0.57%	-0.11	28 / 35	Q4
1W	-0.82%	-0.78%	-0.03	20 / 35	Q3
2W	+0.19%	+0.24%	-0.04	22 / 35	Q3
1M	+2.21%	+2.49%	-0.29	25 / 35	Q3
3M	+11.23%	+9.82%	+1.41	11 / 35	Q2
6M	+15.18%	+11.04%	+4.14	10 / 34	Q2
YTD	+13.03%	+7.75%	+5.29	8 / 33	Q1
1Y	+1.51%	+2.05%	-0.54	16 / 31	Q3
2Y	-2.17%	+0.72%	-2.89	19 / 28	Q3
3Y	+9.28%	+13.37%	-4.08	19 / 25	Q4
4Y	+11.97%	+16.28%	-4.31	17 / 22	Q4
5Y	+6.39%	+12.69%	-6.30	22 / 22	Q4
7Y	+12.97%	+19.45%	-6.48	15 / 18	Q4
10Y	+10.54%	+12.48%	-1.94	9 / 12	Q3
Inception	+14.09%	+16.03%	-1.94	23 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+13.03%	+7.75%	+5.29	8 / 33
2025	-9.36%	-7.90%	-1.46	20 / 29
2024	+13.71%	+24.76%	-11.05	23 / 27
2023	+30.72%	+37.24%	-6.52	20 / 24
2022	-11.12%	-0.11%	-11.01	22 / 22
2021	+42.70%	+55.27%	-12.57	18 / 21
2020	+20.49%	+29.60%	-9.10	13 / 18
2019	-10.68%	-1.92%	-8.76	11 / 15
2018	-21.79%	-22.11%	+0.32	5 / 12
2017	+57.32%	+42.66%	+14.66	3 / 12
2016	+9.68%	+2.55%	+7.13	2 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.20%

153 windows

min -37.8% · max 110.2%

69% positive

3-Year rolling

+14.88%

129 windows

min -16.2% · max 42.1%

89% positive

5-Year rolling

+13.19%

105 windows

min -1.5% · max 30.6%

99% positive

7-Year rolling

+11.64%

80 windows

min 5.5% · max 18.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.89%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.32

Downside-only deviation

Max drawdown

-28.59%

Jul 2024 → Mar 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹64.9880	17 Jul 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹108.2762	17 Jul 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹142.5935	17 Jul 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹69.5500	17 Jul 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹39.1700	17 Jul 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹38.6450	17 Jul 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹245.0357	17 Jul 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹16.8394	17 Jul 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹52.9724	17 Jul 2026
Mirae Asset Small Cap Fund - Direct Plan - IDCW	Mirae Asset	₹12.3850	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹76.8382
16 Jul 2026	₹77.3614
15 Jul 2026	₹77.3238
14 Jul 2026	₹76.9096
13 Jul 2026	₹77.5360
10 Jul 2026	₹77.4706
9 Jul 2026	₹76.5505
8 Jul 2026	₹75.3531
7 Jul 2026	₹76.4413
6 Jul 2026	₹76.9837

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Small Cap Fund -Direct - IDCW is ₹76.8382. It's a Small Cap Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Small Cap Fund -Direct - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Small Cap Fund -Direct - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Small Cap Fund -Direct - IDCW has delivered a absolute return of 1.51% — -0.54 pp behind the Small Cap Fund category average of 2.05%. The fund ranks #16 of 31 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Small Cap Fund -Direct - IDCW has delivered a CAGR of 9.28% — -4.08 pp behind the Small Cap Fund category average of 13.37%. The fund ranks #19 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Small Cap Fund -Direct - IDCW has delivered a CAGR of 6.39% — -6.3 pp behind the Small Cap Fund category average of 12.69%. The fund ranks #22 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Small Cap Fund -Direct - IDCW exactly 10 years ago would be worth approximately ₹272,466 today — a multiplier of 2.72×, based on the 10-year CAGR of 10.54%. The category average over the same window would have grown ₹1 lakh to ₹324,109.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Small Cap Fund -Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹761,056 today. That's an XIRR (money-weighted annualised return) of 9.44%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Small Cap Fund -Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,105,896 (multiplier 1.75×). XIRR: 10.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Small Cap Fund -Direct - IDCW ranks #22 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.69%; this fund delivered 6.39%.

The worst peak-to-trough decline Aditya Birla Sun Life Small Cap Fund -Direct - IDCW has experienced over the last 5-year window is 28.59% — its NAV fell from a high on 30 Jul 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Small Cap Fund -Direct - IDCW averaged 13.19% (best 30.58%, worst -1.51%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.08 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Small Cap Fund -Direct - IDCW returned -9.36% — lagging the Small Cap Fund category average of -7.90% by 1.46 pp. It ranked #20 of 29 in its category that year.

Aditya Birla Sun Life Small Cap Fund -Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Small Cap Fund -Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 28.6%. 5-year CAGR: 6.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.