Should I invest in Tata Small Cap Fund?

We don't give personal investment advice. Tata Small Cap Fund-Regular Plan-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.2%. 5-year CAGR: 14.14%.

Tata

Tata Small Cap Fund-Regular Plan-Growth

Latest NAV

₹38.3269

As of

17 Jul 2026

1,891 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.84%	-0.57%	-0.26	26 / 27	Q4
1W	-0.14%	-0.85%	+0.71	3 / 27	Q1
2W	+0.30%	+0.21%	+0.09	15 / 27	Q3
1M	+3.03%	+2.96%	+0.07	14 / 27	Q3
3M	+10.16%	+11.07%	-0.91	15 / 27	Q3
6M	+7.60%	+14.39%	-6.79	22 / 25	Q4
YTD	+4.19%	+11.06%	-6.87	24 / 24	Q4
1Y	-9.12%	+5.95%	-15.07	23 / 23	Q4
2Y	-2.68%	+4.70%	-7.38	20 / 20	Q4
3Y	+11.53%	+17.69%	-6.16	16 / 16	Q4
4Y	+16.81%	+19.73%	-2.93	10 / 13	Q4
5Y	+14.14%	+15.77%	-1.63	11 / 13	Q4
7Y	+21.24%	+23.36%	-2.12	8 / 9	Q4
10Y	—	—	—	—	—
Inception	+19.10%	+17.70%	+1.39	13 / 27	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.19%	+11.06%	-6.87	24 / 24
2025	-13.13%	-5.58%	-7.55	20 / 21
2024	+30.76%	+28.55%	+2.20	6 / 19
2023	+33.44%	+39.81%	-6.38	11 / 15
2022	+8.18%	+0.62%	+7.56	1 / 13
2021	+69.43%	+57.64%	+11.79	1 / 12
2020	+22.61%	+32.44%	-9.83	9 / 9
2019	+1.97%	+5.44%	-3.47	6 / 7
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.19%

82 windows

min -22.7% · max 103.9%

80% positive

3-Year rolling

+27.28%

58 windows

min 10.9% · max 45.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+27.37%

33 windows

min 14.1% · max 38.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+19.65%

9 windows

min 17.1% · max 21.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.52%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.48

Downside-only deviation

Max drawdown

-32.23%

Oct 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
SBI Small Cap Fund - Regular Plan - Growth	SBI	₹181.0888	17 Jul 2026
Invesco India Smallcap Fund - Regular Plan - Growth	Invesco	₹46.9800	17 Jul 2026
BANDHAN SMALL CAP FUND - REGULAR PLAN GROWTH	Bandhan	₹50.2800	17 Jul 2026
QUANTUM SMALL CAP FUND - REGULAR PLAN GROWTH OPTION	Quantum	₹13.3600	17 Jul 2026
Motilal Oswal Small Cap Fund - Regular - Growth	Motilal Oswal	₹16.2769	17 Jul 2026
Mirae Asset Small Cap Fund - Regular Plan - Growth	Mirae Asset	₹12.1030	17 Jul 2026
Edelweiss Small Cap Fund - Regular Plan - Growth	Edelweiss	₹47.0990	17 Jul 2026
DSP BlackRock Micro Cap Fund - Regular - Growth	DSP BlackRock	₹221.5660	17 Jul 2026
HSBC Small Cap Fund - Regular Growth	HSBC	₹86.6954	17 Jul 2026
Baroda BNP Paribas Small Cap Fund - Regular Plan - Growth option	Baroda BNP Paribas	₹13.8538	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹38.3269
16 Jul 2026	₹38.6509
15 Jul 2026	₹38.5810
14 Jul 2026	₹38.3512
13 Jul 2026	₹38.6982
10 Jul 2026	₹38.3805
9 Jul 2026	₹37.6484
8 Jul 2026	₹37.0410
7 Jul 2026	₹37.7374
6 Jul 2026	₹38.1838

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Small Cap Fund-Regular Plan-Growth is ₹38.3269. It's a Small Cap Fund from Tata, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Tata Small Cap Fund-Regular Plan-Growth has NAV history starting from 13 Nov 2018, a track record of about 7 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Tata Small Cap Fund-Regular Plan-Growth is managed by Tata. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Small Cap Fund-Regular Plan-Growth has delivered a absolute return of -9.12% — -15.07 pp behind the Small Cap Fund category average of 5.95%. The fund ranks #23 of 23 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Small Cap Fund-Regular Plan-Growth has delivered a CAGR of 11.53% — -6.16 pp behind the Small Cap Fund category average of 17.69%. The fund ranks #16 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Small Cap Fund-Regular Plan-Growth has delivered a CAGR of 14.14% — -1.63 pp behind the Small Cap Fund category average of 15.77%. The fund ranks #11 of 13 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Small Cap Fund-Regular Plan-Growth exactly 5 years ago would be worth approximately ₹193,721 today — a multiplier of 1.94×, based on the 5-year CAGR of 14.14%. The category average over the same window would have grown ₹1 lakh to ₹207,950.

A ₹10,000 monthly SIP in Tata Small Cap Fund-Regular Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹804,107 today. That's an XIRR (money-weighted annualised return) of 11.66%.

Tata Small Cap Fund-Regular Plan-Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,636,908 — XIRR 18.72%.

On a 5-year basis, Tata Small Cap Fund-Regular Plan-Growth ranks #11 out of 13 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 15.77%; this fund delivered 14.14%.

The worst peak-to-trough decline Tata Small Cap Fund-Regular Plan-Growth has experienced over the last 5-year window is 32.23% — its NAV fell from a high on 16 Oct 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Small Cap Fund-Regular Plan-Growth averaged 27.37% (best 38.23%, worst 14.14%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.47 — weak risk-adjusted performance.

In calendar year 2025, Tata Small Cap Fund-Regular Plan-Growth returned -13.13% — lagging the Small Cap Fund category average of -5.58% by 7.55 pp. It ranked #20 of 21 in its category that year.

Tata Small Cap Fund-Regular Plan-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Tata Small Cap Fund-Regular Plan-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 32.2%. 5-year CAGR: 14.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Small Cap Fund-Regular Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Small Cap Fund

Recent NAVs

Frequently asked questions

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