Should I invest in SBI Small Cap Fund?

We don't give personal investment advice. SBI Small Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 13.41%.

SBI

SBI Small Cap Fund - Regular Plan - Growth

Latest NAV

₹168.3911

As of

3 Jun 2026

3,093 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.48%	-0.06	16 / 27	Q3
1W	-0.58%	-0.69%	+0.11	11 / 27	Q2
2W	+1.85%	+1.47%	+0.38	11 / 27	Q2
1M	-1.25%	+1.02%	-2.26	26 / 27	Q4
3M	+6.30%	+10.12%	-3.82	20 / 25	Q4
6M	-1.07%	+3.06%	-4.13	22 / 24	Q4
YTD	-0.60%	+3.98%	-4.58	21 / 24	Q4
1Y	-0.76%	+4.95%	-5.71	22 / 23	Q4
2Y	+0.78%	+6.32%	-5.54	19 / 20	Q4
3Y	+12.34%	+17.81%	-5.47	15 / 16	Q4
4Y	+13.61%	+17.92%	-4.31	11 / 13	Q4
5Y	+13.41%	+16.41%	-2.99	12 / 13	Q4
7Y	+17.93%	+20.78%	-2.86	9 / 9	Q4
10Y	+17.77%	+17.10%	+0.67	2 / 4	Q2
Inception	+22.58%	+15.19%	+7.40	3 / 27	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.60%	+3.98%	-4.58	21 / 24
2025	-5.81%	-5.58%	-0.23	13 / 21
2024	+24.00%	+28.55%	-4.55	14 / 19
2023	+24.96%	+39.81%	-14.86	14 / 15
2022	+8.14%	+0.62%	+7.52	2 / 13
2021	+46.03%	+57.64%	-11.61	11 / 12
2020	+33.44%	+32.44%	+1.00	4 / 9
2019	+6.12%	+5.44%	+0.68	2 / 7
2018	-19.66%	-18.51%	-1.15	2 / 4
2017	+77.40%	+49.46%	+27.94	1 / 4
2016	+0.39%	+2.96%	-2.57	3 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+24.83%

141 windows

min -23.4% · max 122.6%

80% positive

3-Year rolling

+21.13%

117 windows

min -1.8% · max 41.8%

99% positive

5-Year rolling

+20.24%

92 windows

min 6.4% · max 30.3%

100% positive

7-Year rolling

+20.36%

68 windows

min 14.7% · max 27.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.81%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.63

Downside-only deviation

Max drawdown

-22.69%

Oct 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
Invesco India Smallcap Fund - Regular Plan - Growth	Invesco	₹42.9700	3 Jun 2026
BANDHAN SMALL CAP FUND - REGULAR PLAN GROWTH	Bandhan	₹47.7120	3 Jun 2026
QUANTUM SMALL CAP FUND - REGULAR PLAN GROWTH OPTION	Quantum	₹12.8000	3 Jun 2026
Motilal Oswal Small Cap Fund - Regular - Growth	Motilal Oswal	₹15.0859	3 Jun 2026
Mirae Asset Small Cap Fund - Regular Plan - Growth	Mirae Asset	₹11.3500	3 Jun 2026
Edelweiss Small Cap Fund - Regular Plan - Growth	Edelweiss	₹43.9560	3 Jun 2026
DSP BlackRock Micro Cap Fund - Regular - Growth	DSP BlackRock	₹207.4660	3 Jun 2026
HSBC Small Cap Fund - Regular Growth	HSBC	₹81.8992	3 Jun 2026
Baroda BNP Paribas Small Cap Fund - Regular Plan - Growth option	Baroda BNP Paribas	₹13.1378	3 Jun 2026
CANARA ROBECO SMALL CAP FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹37.9000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹168.3911
2 Jun 2026	₹167.5692
1 Jun 2026	₹166.8699
31 May 2026	₹168.0571
29 May 2026	₹168.0654
27 May 2026	₹169.2575
26 May 2026	₹168.5457
25 May 2026	₹167.9715
22 May 2026	₹166.7351
21 May 2026	₹166.4217

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Small Cap Fund - Regular Plan - Growth is ₹168.3911. It's a Small Cap Fund from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Small Cap Fund - Regular Plan - Growth has NAV history starting from 18 Nov 2013, a track record of about 12 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Small Cap Fund - Regular Plan - Growth is managed by SBI. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Small Cap Fund - Regular Plan - Growth has delivered a absolute return of -0.76% — -5.71 pp behind the Small Cap Fund category average of 4.95%. The fund ranks #22 of 23 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI Small Cap Fund - Regular Plan - Growth has delivered a CAGR of 12.34% — -5.47 pp behind the Small Cap Fund category average of 17.81%. The fund ranks #15 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI Small Cap Fund - Regular Plan - Growth has delivered a CAGR of 13.41% — -2.99 pp behind the Small Cap Fund category average of 16.41%. The fund ranks #12 of 13 in its category — the bottom (Q4) quartile.

₹1 lakh invested in SBI Small Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹513,415 today — a multiplier of 5.13×, based on the 10-year CAGR of 17.77%. The category average over the same window would have grown ₹1 lakh to ₹484,774.

A ₹10,000 monthly SIP in SBI Small Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹767,995 today. That's an XIRR (money-weighted annualised return) of 9.80%.

A ₹10,000 monthly SIP for 10 years in SBI Small Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,807,846 (multiplier 2.34×). XIRR: 16.21%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Small Cap Fund - Regular Plan - Growth ranks #12 out of 13 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 16.41%; this fund delivered 13.41%.

The worst peak-to-trough decline SBI Small Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 22.69% — its NAV fell from a high on 15 Oct 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Small Cap Fund - Regular Plan - Growth averaged 20.24% (best 30.26%, worst 6.38%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.49 — weak risk-adjusted performance.

In calendar year 2025, SBI Small Cap Fund - Regular Plan - Growth returned -5.81% — lagging the Small Cap Fund category average of -5.58% by 0.23 pp. It ranked #13 of 21 in its category that year.

SBI Small Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Small Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 13.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.