Should I invest in Tata Nifty G-Sec Dec 2029 Index Fund?

We don't give personal investment advice. Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Tata

Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout

Latest NAV

₹13.0574

As of

17 Jul 2026

844 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.08%	-0.05	166 / 296	Q3
1W	+0.08%	-0.25%	+0.33	144 / 296	Q2
2W	+0.21%	+0.03%	+0.18	130 / 296	Q2
1M	+0.52%	+0.66%	-0.14	201 / 296	Q3
3M	+1.66%	+1.92%	-0.25	145 / 296	Q2
6M	+2.60%	+0.72%	+1.87	143 / 289	Q2
YTD	+2.84%	-0.18%	+3.02	119 / 287	Q2
1Y	+5.18%	+1.67%	+3.51	97 / 276	Q2
2Y	+7.74%	+2.29%	+5.45	11 / 196	Q1
3Y	+7.67%	+9.65%	-1.97	70 / 152	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.92%	+7.39%	+0.53	124 / 294	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.84%	-0.15%	+2.99	118 / 282
2025	+8.64%	+5.41%	+3.22	60 / 226
2024	+8.61%	+13.06%	-4.45	97 / 159
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.34%

31 windows

min 3.9% · max 11.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.91%

7 windows

min 7.2% · max 8.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.81%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.08%

Feb 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
Invesco India Nifty G-sec Jul 2027 Index Fund - Direct Plan - IDCW Payout	Invesco	₹1,269.8384	17 Jul 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - DIRECT IDCW	Bandhan	₹10.5575	17 Jul 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹10.6288	17 Jul 2026
Motilal Oswal BSE Enhanced Value Index Fund-Direct plan	Motilal Oswal	₹27.6139	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Direct Plan - IDCW	Mirae Asset	₹13.4843	17 Jul 2026
Kotak BSE Housing Index Fund - Direct Plan - IDCW Option	Kotak	₹13.4530	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.0574
16 Jul 2026	₹13.0533
15 Jul 2026	₹13.0446
14 Jul 2026	₹13.0376
13 Jul 2026	₹13.0489
10 Jul 2026	₹13.0466
9 Jul 2026	₹13.0342
8 Jul 2026	₹13.0308
7 Jul 2026	₹13.0470
6 Jul 2026	₹13.0445

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout is ₹13.0574. It's a Index Fund from Tata, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout has NAV history starting from 18 Jan 2023, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout is managed by Tata. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout has delivered a absolute return of 5.18% — +3.51 pp ahead of the Index Fund category average of 1.67%. The fund ranks #97 of 276 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout has delivered a CAGR of 7.67% — -1.97 pp behind the Index Fund category average of 9.65%. The fund ranks #70 of 152 in its category — the second (Q2) quartile.

Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout exactly 3 years ago would be worth approximately ₹124,826 today — a multiplier of 1.25×, based on the 3-year CAGR of 7.67%. The category average over the same window would have grown ₹1 lakh to ₹131,816.

A ₹10,000 monthly SIP in Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout over the last 3 years — total invested ₹360,000 — would be worth ₹402,817 today. That's an XIRR (money-weighted annualised return) of 7.43%.

Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹402,817 — XIRR 7.43%.

On a 3-year basis, Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout ranks #70 out of 152 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.65%; this fund delivered 7.67%.

The worst peak-to-trough decline Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout has experienced over the last 3-year window is 1.08% — its NAV fell from a high on 27 Feb 2026 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout averaged 7.91% (best 8.53%, worst 7.22%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.54 — reasonable risk-adjusted performance.

In calendar year 2025, Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout returned 8.64% — beating the Index Fund category average of 5.41% by 3.22 pp. It ranked #60 of 226 in its category that year.

Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - IDCW Payout is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.